Business
Multicurrency Virtual Credit Card Service is Effective in Reducing B2B Cross Border Payments Cost

Multicurrency virtual credit card service is expected to witness an increase in its demand because of its effectiveness in slashing the costs of the international payment. Airwallex, a Hong Kong-based startup known for providing integrated solutions to businesses while carrying out cross-border transactions has decided to partner with Visa for a multicurrency virtual card to ease B2B payments. Known as Airwallex Borderless Card, the resultant product will help businesses to enjoy international payments at competitive rates.
Due to the linking of the virtual payment accounts with foreign currency accounts, it will simply become possible for businesses to take advantage of international foreign exchange rates while making payments. In addition to this, it will help businesses to set transaction limits, include currency and merchant types, enjoys more control on payments, and improve online security by preventing risks of fraudulent transactions.
The new product will be made available in Australia and later on, the same will be done in the UK and Hong Kong. Jack Zhang, the CEO and co-founder of Airwallex has said that the entire motive of Airwallex is to introduce a global financial infrastructure to help businesses witness growth without any difficulty. The partnership with VISA will help to execute this task in an easy manner.
A lot of online services are offering people the chance to buy a prepaid virtual visa gift card with Bitcoin in order to make payments in cryptocurrencies. Express Cards simply help to get virtual cards that provide similar benefits as that of using plastic cards. Express Cards platform offers low fees, faster transactions and high security in online transactions.
Business
Scaling Success: Why Smart Habits Beat Growth Hacks in Modern eCommerce

There’s a romanticized image of the eCommerce founder: a daring risk-taker chasing the next big idea, fueled by late-night caffeine and last-minute inspiration. But the reality behind scaled, sustainable brands tells a different story. Success in digital commerce doesn’t come from chaos or clever hacks. It comes from habits. Repetitive, structured, often unglamorous habits.
Change, a digital platform created by eCommerce strategist Ryan, builds its entire philosophy around this truth. Through education, mentorship, and infrastructure, Change helps founders shift from scrambling for quick wins to building strong systems that grow with them. The company doesn’t just offer software. It provides the foundation for digital trade, particularly for those in the B2B space.
The Habits That Build Momentum
At the heart of Change’s philosophy are five core habits Ryan considers non-negotiable. These aren’t buzzwords; they’re the foundation of sustainable growth.
First, obsess over data. Successful founders replace guesswork with metrics. They don’t rely on gut feelings. They measure performance and iterate.
Second, know your customer deeply. Not just what they buy, but why they buy. The most resilient brands build emotional loyalty, not just transactional volume.
Third, test fast. Algorithms shift. Consumer behavior changes. High-performing teams don’t resist this; they test weekly, sometimes daily, and adapt.
Fourth, manage time like a CEO. Every decision has a cost. Prioritizing high-impact actions isn’t optional; it’s survival.
Fifth, stay connected to mentorship and learning. The digital market moves quickly. The remaining founders are the ones who keep learning, never assuming they know it all.
Turning Habits into Infrastructure
What begins as personal discipline must eventually evolve into a team structure. Change teaches founders how to scale their systems, not just their sales.
Tools are essential for starting, think Notion for documentation, Asana for project management, Mixpanel or PostHog for analytics, and Loom for async communication. But tools alone don’t create momentum.
Teams need Monday metric check-ins, weekly test cycles, customer insight reviews, just to name a few. Founders set the tone by modeling behavior. It’s the rituals that matter, then, they turn it into company culture.
Ryan puts it simply: “We’re not just building tools; we’re building infrastructure for digital trade.”
Avoiding the Common Traps
Even with structure, the path isn’t always smooth. Some founders over-focus on short-term results, chasing vanity metrics or shiny tactics that feel productive but don’t move the needle.
Others fall into micromanagement, drowning in dashboards instead of building intuition. Discipline should sharpen clarity, not create rigidity. Flexibility is part of the process. Knowing when to pivot is just as important as knowing when to persist.
Scaling Through Self-Replication
In the end, eCommerce scale isn’t just about growing a business. It’s about repeating successful systems at every level. When founders internalize high-performance habits, they turn them into processes, then culture, then legacy.
Growth doesn’t require more motivation. It requires more precision. More consistency. Your calendar, not your to-do list, is your business plan.
In a space dominated by noise and novelty, Change and its founder are quietly reshaping the conversation. They aren’t chasing trends but building resilience, one habit at a time.
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