Health

Here’s Why You Should Purchase the Best Health Insurance in India

Published

4 years ago

July 17, 2021

Health insurance is a kind of insurance that covers a specific or a portion of an individual’s risk in incurring unexpected medical costs. This insurance is a contract or an agreement between you and the insurance company, which ensures to pay you during your hospital stay. It is designed specifically to aid individuals in covering medical expenses. It is one of the crucial financial decisions one makes in life, and hence, finding the best health insurance plan is a priority.

Here are some reasons why you should begin looking for the best health insurance plan for financial protection:

Health Insurance Helps Save Money

If you are without the best health insurance plan, you could be forced to pay for all the medical services you need through various means. You could incur high medical costs due to a medical emergency, leaving you with the only option to dip into your savings. Purchasing the best health insurance will ensure that you keep your savings safe and meet the expenses with the coverage provided. It will also protect you from sudden financial ruin, which is likely a possibility considering the skyrocketing costs of medical treatments.

Ensures Security and Sense of Well-being

Another reason why it is so important to have the best health insurance is because of the personal health outcomes. It is well-known that in this era, people are at higher risk of accidents and serious health issues such as cancer or heart disease. It is also known that uninsured people are at greater risk of facing financial difficulties in case of an unexpected health problem.

On the other hand, having the support of the best health insurance plan gives one reassurance and a sense of protection. Additionally, this feeling of security can completely change the perspective of one’s life and help one stay productive.

Covers for Medical Costs During Emergency

Individuals without the best health insurance coverage may face the problem of not accessing the medical care services when they need them. As a result, they may find it difficult to get routine checkups and are forced to wait on getting these services.

In addition, those who are uninsured may also find it difficult to afford out-of-pocket expenses for preventative care and other health services. Purchasing the best health insurance plan can solves these issues.

Essentially, in the event of a medical emergency, a health insurance plan can provide significant and much-needed financial assistance. Choosing the best health insurance plan can provide you with substantial financial protection, covering treatment costs both in India and overseas. Furthermore, if you opt for renowned insurers like Care Health Insurance, you can also get coverage for costs of hospitalisation, diagnosis, ambulance, and prescription, as well as the convenience of fast reimbursements.

You Become Eligible for Tax Exemptions

Health insurance is useful not just for covering future costs but also for providing immediate financial assistance. Section 80D of the Income Tax Act, 1961 allows you to get a tax deduction of up to Rs. 25,000 in premiums paid toward a coverage. You can deduct the cost of your own policy, as well as the policies of your spouse and children. This may assist you in lowering your overall tax liability.

Buy the Best Health Insurance Policy

The lack of insurance coverage for the uninsured population continues to pose a large and growing problem. As per the available data, the overall penetration of health insurance in India in the financial year 2018 was roughly 35%. Evidently, many people do not opt for comprehensive health insurance policies. As a result, the uninsured people will have to go without the care and medical services they badly need to protect their lives.

This tragic trend of the uninsured population not having access to necessary medical care will continue to strain the health care system. As a result, it will have an enormous effect on the health and financial well-being of the uninsured population in India. Therefore, it is ideal to get the best health insurance after weighing your long-term and short-term financial needs aligned with your health requirements.

Health

Addressing Common Myths About Vitamins and Supplements by Amanda Tirado

Published

1 week ago

December 12, 2025

Michelle Langton

The wellness industry is filled with advice about vitamins and supplements, but not all of it is accurate. Many people rely on supplements for better health, but misunderstandings about how they work can lead to wasted money or even potential harm. Amanda Lorena Tirado, founder of Xmy, is passionate about educating people on making smarter supplement choices. Her company focuses on high-quality, effective products while also giving back to the community through charitable initiatives. Let’s break down some of the most common myths about vitamins and supplements so you can make informed decisions.

One of the biggest myths is that all supplements work the same way, regardless of how they are taken. Many don’t realize that traditional pills and capsules have to pass through the digestive system, where stomach acid and enzymes break them down. This can significantly reduce the amount of nutrients your body actually absorbs.

In contrast, oral strips and liquid supplements enter the bloodstream more quickly, making them more effective. For example, vitamin B12 is often poorly absorbed in pill form but is much more bioavailable in liquid or sublingual forms. Choosing the right delivery method is just as important as picking the right supplement.

Another misconception is that supplements can replace a healthy diet. Many people assume taking a daily multivitamin covers all their nutritional needs, but that’s not how the body works. Supplements are designed to support a good diet, not replace it. Whole foods provide more than just vitamins, they contain fiber, antioxidants, and other compounds that work together to benefit your health.

For example, an orange does not just offer vitamin C. It also provides fiber, flavonoids, and other nutrients that enhance absorption and support overall health. Research has shown that people who get their nutrients from food rather than supplements tend to have better long-term health outcomes. So while supplements can help fill gaps in your diet, they should not be your primary source of nutrients.

Many people also assume that if a supplement is labeled as “natural,” it must be better and safer. But that’s not necessarily true. The term “natural” is often used as a marketing tool rather than an indicator of quality or safety.

Some natural ingredients can be harmful, especially in high doses or when mixed with certain medications. On the flip side, some synthetic nutrients are actually more stable and easier for the body to absorb. The key is to choose well-researched, high-quality supplements from reputable brands rather than relying on misleading labels.

Another dangerous myth is that taking more vitamins means better health. Some believe that if a little is good, a lot must be even better, but that’s not always the case.

Certain vitamins, especially fat-soluble ones like A, D, E, and K, can build up in the body and become toxic if taken in excessive amounts. Too much vitamin A, for example, can lead to liver damage, while excessive vitamin D can cause kidney problems. Even water-soluble vitamins like B-complex and C can cause side effects in very high doses, such as nerve issues or stomach discomfort. Moderation is key when it comes to supplementation.

At Xmy, the focus is not just on convenience, it’s about real impact. The company is committed to producing supplements that prioritize effectiveness and bioavailability. But their mission goes beyond selling products.

Misinformation about supplements is everywhere, but being informed is the best way to make smarter health choices. The way a supplement is absorbed matters as much as what’s in it. A balanced diet is still the foundation of good health, and more vitamins don’t always mean better results.

Xmy is changing the way people think about supplements. Amanda and her team believe that good health is not just about what you take, it’s about making informed choices and supporting brands that genuinely care. Choosing the right supplements means choosing a brand that stands for something bigger. With Xmy, you are not just improving your health, you are supporting a company that is making a real difference.