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5 Ways to Make your Next Car More Affordable

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Buying a car can be one of the most expensive purchases you will make in your lifetime. For a long time it has always been this way but nowadays the purchase price of both new and used cars is higher than it has been for a long time. Coincide this with the cost-of-living crisis in the UK, buying a car may be harder than ever for some! Many drivers need a car to get around so it can be good to consider the following ways to help make your next car purchase a one that suits your budget! 

1. Part exchange your current car. 

Using your current car as a deposit for your next car is a great way to get money off your next purchase. Part exchanging is when you use the value of the car you have towards your next car. The dealer will value your current car and the valuation will be taken off the purchase price of the car or the finance deal. Part exchanging is a great way to save money on your next purchase and is a hassle-free way of getting rid of your car. 

2. Increase your credit score. 

If you need to use finance to spread the cost of your next car, it can be worth improving your credit score before you start making applications with lenders. People with low credit scores may find it harder to get approved by a car finance lender or if they do, they can face higher interest rates as they are more of a risk. Usually a lower credit score indicates an inability to stick to the rules of a credit agreement or high levels of existing debt. You should always check your credit score before applying for any form of credit or finance and make improvements where necessary. A low interest rate for car finance will help to make your deal cheaper and means you pay less interest overall. 

3. Spread the cost with finance deals. 

If you’re struggling to pay for a car with a lump sum cash payment, you may be considering using a finance deal to help spread the cost, based on your affordability. A vehicle price calculator can help you to get an idea of how much your car finance could cost, based on your monthly budget and credit situation. Personal loans tend to be the cheapest way to finance a car as they usually offer low interest rates. However, personal loans may only be offered to applicants with the highest credit scores. Both Hire Purchase and Personal Contract Purchase are also popular ways to finance a car and it can be worth finding out more about all three before making an informed decision regarding finance. 

4. Save for a deposit. 

You can make your next finance deal cheaper by putting down more money at the start of the agreement. A deposit for car finance can be required with some agreements so it’s worth keeping in mind anyway. When you out down a deposit, you are reducing the total loan amount. A smaller loan can be more affordable, can mean lower monthly payments or you could reduce the loan term to pay it off quicker. 

5. Buy a second-hand vehicle. 

There’s still a common misconception around buying a used car. Used cars are often associated with being unreliable and having to buy ne means you have to choose a 10-year-old banger. However, this is not true. The purchase price of used cars will always be lower than buying a brand-new car when comparing model for model. An easy way to save money on your car purchase is by choosing a cheaper car such as a second hand one. If you’re buying a used car, we recommend buying from a reputable dealership rather than a private seller as they will have more in place to check the history of the vehicle. 

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

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Lifestyle

When the Body Speaks: How Maryna Bilousova Helps Clients Heal Beyond the Physical

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Our bodies hold onto what our minds try to forget until they speak up through tension, fatigue, or illness. It’s easy to overlook signs like tight shoulders, restlessness, or headaches. But often, these signals are connected to something deeper. Maryna Bilousova has built her work around helping people listen to what their bodies are really saying.

Like many of her clients, Maryna spent years in a high-stress environment, constantly pushing through. She knew how to perform, meet goals, and keep everything running. But peace was missing. Her body carried the weight of unspoken stress. That realization changed not only her life, it shaped how she supports others today as a transformation coach and subconscious pattern specialist.

Instead of focusing only on what’s visible, Maryna helps people look inward. She works with individuals who feel stuck in cycles they can’t explain, like burnout that does not go away or stress that feels out of proportion. Often, the root is not just a busy schedule. It’s emotional tension that’s been buried and ignored.

Looking Deeper Than Symptoms

Many people come to Maryna after trying traditional methods. They have done meditation apps, therapy sessions, or self-help routines. Still, something feels off. That’s where her work begins, not with fixing, but with listening.

She helps clients connect the dots between their physical symptoms and unresolved emotions. It’s not always about big trauma. Sometimes, it’s small moments that were never processed, guilt, grief, frustration, or shame. Over time, those emotions settle in the body.

Maryna recalls one client, a long-term cancer survivor, who returned years later with ovarian cysts. The physical fear was real, but so was the emotional weight she had been carrying from a past relationship full of betrayal and silence. Through their sessions, they uncovered and released that emotional residue. Weeks later, the cysts were gone. It was a reminder of how deeply the body can reflect our inner state.

Patterns That Keep Us Stuck

Maryna’s approach is not about chasing positivity or trying to fix everything at once. She focuses on patterns, how people speak to themselves, how they respond to stress, how they make decisions. Often, what feels like self-sabotage is actually an old belief playing out.

For example, someone who always avoids conflict might be carrying a belief that their needs don’t matter. Another who keeps overworking may feel that slowing down means they are falling behind. These beliefs often form early and show up in adulthood in ways that quietly run our lives.

Rather than offering surface-level solutions, Maryna holds space for clients to explore what’s really behind their choices. Her calm presence allows people to soften, reflect, and begin making changes that come from clarity, not pressure.

A Path Back to Yourself

The people Maryna works with are not looking for a quick fix. They want to feel lighter, clearer, and more like themselves again. Her clients often say that what changes is not just their mindset, it’s how they feel in their own skin. They start resting without guilt, setting boundaries without apology, and making choices that actually feel good.

Maryna believes that healing is not about doing more. It’s about slowing down enough to notice what your body and mind have been trying to say all along. When people start listening, they stop feeling like they have to fight themselves, and that’s when real change happens.

In a world that pushes us to ignore discomfort and keep going, Maryna offers something different: a place to pause, reflect, and reconnect. Because sometimes, healing does not start with doing, it starts with listening.

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