Lifestyle

Why Public Sector Workers Turn to Payday Loans

Published

4 years ago

August 27, 2021

When working in the public sector, there is a certain reputation around the pay that you will gain as a public sector worker, but also the number of hours that you will be working. In this article, we will be providing you with information as to why several public sector workers have turned to payday loans over time.

Government Salaries Are Not High Enough

When looking at why those working in the public sector are leaning on payday loans, you should first look at the obvious which is the pay that they receive. With pay not being high enough for the jobs that they complete, this leads to many leaning on unsecured loans UK options and payday loans to cover a financial difficulty such as unexpected bills or an emergency breakdown such as a car breakdown.

Pay Freezes Are A Regular Thing

In addition to the public sector workers not being paid enough, there are also regular pay freezes that have also had a significant impact on their finances. With many not seeing a pay rise for 7 years or more, several public sector workers have either taken to payday loans or a second job to ensure that the monthly income is enough to pay the bills and ensure that you are financially stable throughout the course of the year. With many still experiencing these pay freezes, this has become a regular thing for those in working in the public sector.

Inflation Rising Outdoes Pay Growth For The Public Sector

Another reason why the average public sector worker is the price of inflation. With inflation rising to 2.9% in May, the pay of the public sector workers is lacking as a result. With many showing concern at the rate at which the wage is lacking, there are several calls for pay to increase significantly to ensure that those in public sector roles are able to meet the requirements needed. This is important as this will make sure that they can earn a liveable wage and support themselves financially should they be faced with a financial emergency.

Public Sector Workers Are Left Financially Unstable

When you are met with a financial emergency it can be a stressful time, particularly if you have no savings to fall back on. With many leaning to loans in order to cover finances and others working another job to make sure the finances are organised, there are several ways that financial loans are helping them to pay off these unseen financial emergencies without damaging their credit score or stretching their budget to breaking point. However, with so much to consider, as well as an increase n pay for our public sector works, it is important to make sure we are monitoring this and changing pay accordingly.

With this in mind, there are several ways that changes to public sector pay and rules regarding pensions can change to ensure that those in the public sector are more financially stable.

Lifestyle

Kuby Cazal Shows Why Trusting in Allah Is the Ultimate Strategy

Published

2 days ago

July 13, 2025

Michelle Langton

In an online world where entrepreneurship is often measured in Rolexes, rented Lambos, and airport selfies, Kuby Cazal stands out — not because he’s louder, but because he’s real.

He doesn’t flash his wealth. He doesn’t post luxury for the sake of validation. In fact, he’s said in several interviews that he doesn’t want to be known as the guy who flexes with money.

Instead?
He flexes with faith.

Kuby Cazal is a practicing Muslim — and for him, business isn’t just about profits and success. It’s about gratitude, growth, and fulfilling the responsibilities that come with the blessings Allah has given him.

In his own words:

“I’m not the one who shows off a Rolex — I’m the one who shows you what’s possible when you trust in Allah and stay consistent.”

And it shows. While others post stories of flashy lifestyles, Kuby’s focus is on impact. He prays. He fasts. He makes dua for his team. And he constantly reminds his audience that everything he has is from Allah — not from his own effort alone.

Behind the scenes, he’s helped countless dropshippers quietly. No screenshots. No clout. Just support. His message is simple: you can build a business and stay true to your deen.

But it wasn’t always this way. Kuby Cazal himself admits that a few years ago, his connection to Islam wasn’t where it should’ve been. “I prayed sometimes, I skipped sometimes,” he shares. “Now I don’t skip. Because everything I have, everything I am — it’s from Allah. Why would I ever miss thanking Him?”

In a world full of noise, Kuby Cazal is a different kind of entrepreneur. One who doesn’t point to himself as the source of success — but to Allah.

For young Muslims trying to navigate business and faith, he’s proof that you don’t have to sell your soul to build something meaningful. You can work hard, stay humble, and always keep Allah first.

And in Kuby’s case? That’s the biggest flex of all.

https://www.youtube.com/@kubycazal-ecom

https://www.instagram.com/kubycazal/