Business

Americans Are Looking At Short Term Loans To Relieve Themselves Of Financial Pressure During Pandemic

Published

4 years ago

November 17, 2020

Millions of Americans are at a risk of not getting paid for a long period of time due to the global pandemic. Living without pay for prolonged time is not something most of them can manage. In fact reports depict that more than three fourth of this population lives from one paycheck to the other.

The Federal Reserve has taken this into consideration and announced interest rates need to be dropped to zero as the corona-virus outbreak threat continues to grow each passing day. The central bank’s official statement has said that the Federal Reserve in the view to support the flow of cash to every household and business has utilized all its tools possible.

The lenders are now offering the easy to get Payday loans, also known as the cash advances, which are short term loans of 500 dollars or less. The loans are easily available through storefront payday lenders and it is now possible to even get it online. One needs to know the state’s laws regarding the payday loans to understand when they need to be paid off. Typically they are due for 2 weeks and are paid along with the finance charge i.e. the fees and interest applied on them.

Then there are other options of getting a personal or unsecured loan which does not require one to borrow money against something of value for instance a house or jewelry. Thus these loans are great for people who do not have valuable equities to borrow money.

Their locking period is from 1 year to 5 years and the payments keep getting deducted from a checking amount. Thus there is no risk of defaulting or missing out on payment or spending too much. They are well suited loans for small loan amounts.

Business

Geivon “E.G.” Cisneros Expands Zooly AI Into the NHL Playoffs

Published

12 hours ago

May 4, 2025

Matthew Wiles

When the stakes are highest, innovation shines brightest. As the NHL Playoffs brought an electric energy to the ice, entrepreneur Geivon “E.G.” Cisneros and his tech company Zooly AI delivered a first-of-its-kind fan experience for the Tampa Bay Lightning, marking a pivotal moment in the evolution of real-time AI engagement in professional sports.

Leveraging Zooly’s flagship product, Photobomb, fans inside Amalie Arena during playoff games were given an entirely new way to connect with their team. With a simple QR code scan, spectators instantly received dynamic, personalized photos featuring the Lightning mascot ThunderBug, seamlessly inserted into their memories-no app download required, just pure surprise and delight.

In a setting where emotions run high and every moment matters, the Photobomb activation proved that artificial intelligence can enhance the magic of live events rather than distract from it. Fans flooded social media with their custom playoff memories, helping amplify the Lightning’s home-ice advantage beyond the rink and into the digital world.

“The playoffs are where legends are made,” said Geivon “E.G.” Cisneros, founder of Zooly AI. “It was important for us to show that AI can make these moments even more personal, not mechanical. We wanted fans to feel like they weren’t just spectators-they were part of the story.”

The activation drew massive engagement, with QR code scans and social shares surpassing expectations-proving that fans are eager for real-time, culturally connected experiences when the stakes are at their highest. For the Lightning, it deepened fan loyalty. For Zooly, it validated a vision: building the connective tissue between live emotion and intelligent digital interaction.

As Zooly AI continues expanding its footprint across professional sports, the Tampa Bay Lightning playoff activation stands as a landmark moment-one where culture, technology, and tradition collided under the brightest lights.

About Zooly:

Zooly AI is a next-gen artificial intelligence company redefining how fans, brands, and creators connect in real time. With products like Daily Vibes and Photobomb, Zooly blends culture, creativity, and technology to create unforgettable interactive moments. From arenas to digital campaigns, Zooly is powering the next generation of engagement.