Business

How Can Debt Settlement Affect Your Financial Standing?

Published

4 years ago

October 11, 2021

Many times, a debtor is not able to pay the complete amount because of one reason or another. There might be some unseen circumstances such as illness, loss of job, or death of loved ones. No one can predict these circumstances and face hard times. The banks and lending companies want their payments on time and do not spare their lenders. Various debt settlement companies assist people who cannot pay the full amount. They assess your financial standing and work with the lending company to settle an amount, which you can easily pay.

When You Need to Contact Debt Settlement Companies

You might feel stressed because creditors are calling you for payments on a regular basis and you are getting calls from the recovery agents. Sometimes, these people knock at your doors at odd hours asking for money. It will leave you embarrassed in front of your family and neighborhood. To deal with such a situation, it is strongly recommended to get in touch with a debt settlement company that can help you get out of this situation.

Affecting the Credit Scores

Not many people are aware of the fact that debt settlement may leave a black dot on their credit score. When you pay off to your lending bank, it will be written as settled and the information can be shared with other financial bodies. Next time, when you apply for any type of loan, your application will straightaway be rejected. There is no way that you can get any financial assistance from banks and lending institutions.

You may have to work hard for improving your credit scores and it will take years to do so. Moreover, if you apply for a credit card, you will not get it because no bank offers these cards to people with a bad credit score. That’s why it is suggested to keep all these factors in mind before you think about debt settlement. You should be familiar with the dangers of debt settlement in Orlando before making the final decision.

If you are in need, it is suggested to seek financial help from friends and relatives who can lend you money to pay off your debt rather than getting in touch with debt settlement. This way, you will not have any financial obligations and your credit score would be unaffected. You should assess all your options and make the right step to get rid of financial difficulties.

Business

Geivon “E.G.” Cisneros Expands Zooly AI Into the NHL Playoffs

Published

9 hours ago

May 4, 2025

Matthew Wiles

When the stakes are highest, innovation shines brightest. As the NHL Playoffs brought an electric energy to the ice, entrepreneur Geivon “E.G.” Cisneros and his tech company Zooly AI delivered a first-of-its-kind fan experience for the Tampa Bay Lightning, marking a pivotal moment in the evolution of real-time AI engagement in professional sports.

Leveraging Zooly’s flagship product, Photobomb, fans inside Amalie Arena during playoff games were given an entirely new way to connect with their team. With a simple QR code scan, spectators instantly received dynamic, personalized photos featuring the Lightning mascot ThunderBug, seamlessly inserted into their memories-no app download required, just pure surprise and delight.

In a setting where emotions run high and every moment matters, the Photobomb activation proved that artificial intelligence can enhance the magic of live events rather than distract from it. Fans flooded social media with their custom playoff memories, helping amplify the Lightning’s home-ice advantage beyond the rink and into the digital world.

“The playoffs are where legends are made,” said Geivon “E.G.” Cisneros, founder of Zooly AI. “It was important for us to show that AI can make these moments even more personal, not mechanical. We wanted fans to feel like they weren’t just spectators-they were part of the story.”

The activation drew massive engagement, with QR code scans and social shares surpassing expectations-proving that fans are eager for real-time, culturally connected experiences when the stakes are at their highest. For the Lightning, it deepened fan loyalty. For Zooly, it validated a vision: building the connective tissue between live emotion and intelligent digital interaction.

As Zooly AI continues expanding its footprint across professional sports, the Tampa Bay Lightning playoff activation stands as a landmark moment-one where culture, technology, and tradition collided under the brightest lights.

About Zooly:

Zooly AI is a next-gen artificial intelligence company redefining how fans, brands, and creators connect in real time. With products like Daily Vibes and Photobomb, Zooly blends culture, creativity, and technology to create unforgettable interactive moments. From arenas to digital campaigns, Zooly is powering the next generation of engagement.