Lifestyle

How to Save Up for a New Appliance

Published

3 years ago

April 12, 2023

When shopping for a large appliance like a refrigerator or dryer, you likely know it’s best to wait for deals. However, you can’t always time these purchases because you don’t have control over when something breaks. If your oven quits working, you likely need to replace it as soon as you can. Luckily, there are a few ways to make these purchases more affordable, no matter the time of year.

Keep an Emergency Fund Ready

It’s a good idea to have a separate emergency fund for home expenses like new appliances. That way, you won’t have to go into debt to make the purchase, and you won’t need to worry about something costing a little more than you have expected. Look for ways to reduce your monthly expenses so you can start building up your emergency fund. If you have existing student loan debt, refinancing can net you more favorable terms. In addition, cutting the cable cord, cancelling unused gym memberships, and avoid going out to eat are additional ways to save.

Look for Rebates or Offers from the Original Manufacturer

Do some research on brands you would be open to purchasing and then go to each brand’s website to see if they are offering discounts, rebates, or other offers. If they have overstocked a certain model, they may be offering a sale to unload the extra inventory. As you shop around for deals, make sure you take into account the entire cost of the appliance.

You will need the old one hauled away, and you will need the new one delivered and installed. Some stores offer this as part of the purchase, and others charge extra. However, some manufacturers may offer free installation of the appliance as part of their deal, so keep an eye out for these deals, and look for other deals as well as some retailers offer discounts to those who have been in the military.

See if Price Matches are Offered

One of the many things adults should be doing regularly is watching the dollar and finding ways to save in any possible expenditure. Compare retailers’ price match policies. Some stores might match the lowest price of the same appliance at nearby stores. They might even match the lowest price of nearby club stores. Some even offer price matches for a couple of weeks or months after you purchase the appliance, so if it goes on sale the next week, you could get the difference back. Just make sure you read up on the details of what is and is not covered.

Negotiate the Price

Negotiating the price can pay off, especially because many customers do not think to negotiate with the retailer. However, many consumers who do negotiate are successful. Checking prices at nearby retailers can help you negotiate, and if you are buying multiple appliances, you might be able to get a discount on each. You could also ask if they can offer a better price. If they won’t give you a better deal, you might be able to at least get a free delivery and hookup of the new one, and they may be willing to remove the old one for free.

Lifestyle

Documentary Alert: Derik Fay – A Hidden Architect in Plain Sight

Published

1 week ago

October 26, 2025

Michelle Langton

Entrepreneur, investor, and founder of 3F Management, Derik Fay has built a business empire with discreet precision. Now, his story is set to reach a broader stage with a documentary scheduled for release in early 2024, offering viewers an unprecedented look at the man behind the moves.

From Small‑Town Roots to Private Equity Power

Born November 19, 1978, in Westerly, Rhode Island, Fay’s trajectory defies conventional entrepreneur narratives. He began with limited resources but an expansive vision. After the success of his early fitness venture, he shifted to the private equity and operational model through 3F Management, quietly holding or controlling stakes in companies across fintech, media, health, construction and more.

The Documentary’s Focus: Strategy, Legacy, Quiet Influence

The upcoming film dives into Fay’s behind‑the‑scenes methodology. Rather than spotlight‑chasing, the narrative shows how Fay executes in boardrooms most never see, scales companies most never hear of, and converts digital authority into foundational power. It highlights how his Instagram following of over 1.4 million and billions of digital impressions are not the goal—they are the byproduct of systematic growth and influence.

Why This Story Matters Now

In an era of flash exits, viral entrepreneurs and boom‑and‑bust startups, Fay represents a different archetype: the silent architect building for endurance. The documentary frames his model as an antidote to hype—emphasizing infrastructure, sustainable growth and strategic compounding. Viewers will follow his journey from his earliest days in Rhode Island to boardroom negotiations, legacy exit strategies and personal transformation.

What You’ll Discover

The founding and expansion of his early fitness business, and how that created the blueprint for modern deal‑making.
The evolution of 3F Management and its broader holdings, showing how Fay’s operational involvement distinguishes him from traditional investors.
Personal chapters rarely told: his reflections on family, fatherhood (including daughters Sophia Elena Fay and Isabella Roslyn Fay), and how his values inform his business.
Digital influence redefined: how millions of followers and global content served not as showmanship, but as a platform for entrepreneurs, giving back and platform building.
A net worth estimate derived from exits, real‑estate holdings and equity positions—though Fay chooses discretion, analysts place his worth comfortably into the $100 million‑plus range, with some valuations exceeding $250 million.

Anticipated Release & Impact

According to early reports, the documentary is scheduled for release in the first quarter of 2024. While the exact distribution vehicle is unconfirmed, the subject’s reach, story and timing suggest a high‑profile streaming launch is possible. For those tracking “Derik Fay documentary” or “Derik Fay Netflix,” this will be a key watch.

Final Word

The documentary isn’t merely about success. It’s about how success is built—behind closed doors, sometimes unseen, yet undeniably powerful. Derik Fay’s story reminds us that influence isn’t measured only in noise—it is often measured by the legacy quietly assembled.