Business
Insured Nomads: Disrupting the Digital Nomad and Expat Insurance Industry

Insured Nomads is the first insurtech in global benefits that offers a full portfolio of insurance solutions for international travelers, including international health, life and disability, and travel insurance. The company distinctively utilizes innovative technology that contributes to an easy and efficient customer experience.
Serving clients around the world, with numerous customer service points, Insured Nomads operates a lean and agile enterprise with strategic global partners. The company is the brainchild of Andrew Jernigan, an insurtech pioneer who is seeking to disrupt the insurance industry with innovative and out-of-the-box solutions for insurance.
Jernigan is an innovator who has created a revolutionary product to help people have access to diverse services that enhance their digital nomad life. Andrew shares his reason for coming up with the inventive solutions that can be accessed by means of Insured Nomads.
He says “at heart, I’m a protector. I see myself as a justice-fighter working to right the wrongs. Many times, insurance is too complicated, not easy to follow and often unused or forgotten and that just isn’t right. The industry has not seen tech-enabled solutions presented and that is not fair to the consumer. We can provide better so we will.”
Andrew added that his passion came forth from the desire to create products that are easier to use, with more robust benefits, and features that bring value when someone doesn’t get sick or injured on an insurance policy. It has evolved from the desire to give more to the remote worker and expat.
He stated “We are the first insurtech in this space which gives us the drive to continuously innovate as the workforce changes in the years ahead. Cyber risk, professional liability and other riders will be crucial as the world of work changes.”
Insured Nomads have seized an opportunity that is evident as a result of an increase in the world of remote work. A comprehensive product like that offered by the company can have tremendous influence on the future of insurance, especially global products like travel and medical insurance.
Currently, insurance, whether travel, medical or global health insurance for remote workers, digital nomads, traveler and even expatriates are mundane and uninspiring. Many offer medical-only protection with less than stellar service.
Insured Nomads seeks to disrupt the convention. They believe it’s time to do more. They aim to offer relevant and reliable customer service, convenient services and cybersecurity benefits.
“We have personal safety and security operatives who are ready to respond. Our product includes robust medical delivery through a tech-enabled global payment system. We consider it a fully implemented safety system for global digital life.”
As the digital nomad culture continues to evolve, we know that challenges will continue to arise. Insured Nomads, aims to address these head-on with viable solutions. Millions of people have taken to the skies to find a new way of working. Traveling to new locations and laying down routes all over the world. Because of this, they will be more susceptible to cybercrime.
“We believe that an all-out collaborative effort must be made to educate and equip the workforce to use malware protection, run regular antivirus scans and utilize a VPN. Changing the mindset so that the behavior changes is crucial. As our company continues to grow at Insured Nomads, one of our key solutions to make difference and help to protect our consumer is through the provision of a full suite of cybersecurity benefits with our long-term policies.”
Insured Nomads with its top insurtech leader at the wheel, plans to continue to offer ingenious and unconventional solutions that will benefit its global client base for years to come.
Business
Scaling Success: Why Smart Habits Beat Growth Hacks in Modern eCommerce

There’s a romanticized image of the eCommerce founder: a daring risk-taker chasing the next big idea, fueled by late-night caffeine and last-minute inspiration. But the reality behind scaled, sustainable brands tells a different story. Success in digital commerce doesn’t come from chaos or clever hacks. It comes from habits. Repetitive, structured, often unglamorous habits.
Change, a digital platform created by eCommerce strategist Ryan, builds its entire philosophy around this truth. Through education, mentorship, and infrastructure, Change helps founders shift from scrambling for quick wins to building strong systems that grow with them. The company doesn’t just offer software. It provides the foundation for digital trade, particularly for those in the B2B space.
The Habits That Build Momentum
At the heart of Change’s philosophy are five core habits Ryan considers non-negotiable. These aren’t buzzwords; they’re the foundation of sustainable growth.
First, obsess over data. Successful founders replace guesswork with metrics. They don’t rely on gut feelings. They measure performance and iterate.
Second, know your customer deeply. Not just what they buy, but why they buy. The most resilient brands build emotional loyalty, not just transactional volume.
Third, test fast. Algorithms shift. Consumer behavior changes. High-performing teams don’t resist this; they test weekly, sometimes daily, and adapt.
Fourth, manage time like a CEO. Every decision has a cost. Prioritizing high-impact actions isn’t optional; it’s survival.
Fifth, stay connected to mentorship and learning. The digital market moves quickly. The remaining founders are the ones who keep learning, never assuming they know it all.
Turning Habits into Infrastructure
What begins as personal discipline must eventually evolve into a team structure. Change teaches founders how to scale their systems, not just their sales.
Tools are essential for starting, think Notion for documentation, Asana for project management, Mixpanel or PostHog for analytics, and Loom for async communication. But tools alone don’t create momentum.
Teams need Monday metric check-ins, weekly test cycles, customer insight reviews, just to name a few. Founders set the tone by modeling behavior. It’s the rituals that matter, then, they turn it into company culture.
Ryan puts it simply: “We’re not just building tools; we’re building infrastructure for digital trade.”
Avoiding the Common Traps
Even with structure, the path isn’t always smooth. Some founders over-focus on short-term results, chasing vanity metrics or shiny tactics that feel productive but don’t move the needle.
Others fall into micromanagement, drowning in dashboards instead of building intuition. Discipline should sharpen clarity, not create rigidity. Flexibility is part of the process. Knowing when to pivot is just as important as knowing when to persist.
Scaling Through Self-Replication
In the end, eCommerce scale isn’t just about growing a business. It’s about repeating successful systems at every level. When founders internalize high-performance habits, they turn them into processes, then culture, then legacy.
Growth doesn’t require more motivation. It requires more precision. More consistency. Your calendar, not your to-do list, is your business plan.
In a space dominated by noise and novelty, Change and its founder are quietly reshaping the conversation. They aren’t chasing trends but building resilience, one habit at a time.
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