Business

Ladder Advisors Won’t Get You A Better Deal on Personal Loans

Published

5 years ago

April 11, 2020

If you are looking for a better deal on personal loans and you are considering Ladder Advisors, keep on looking. Our advice is to take a step back and check the Credit9 reviews before making a decision.

Very often in our lives, we need large amounts of cash for different purposes, be it for buying a car, renovating our home or paying medical bills. If you are seeking a loan, you should try to get a better deal on personal loans because it can save you a lot of money, make repayments much easier, and keep you out of debt collection.

Personal loans may range between $1,000 and $100,000. Online lenders and banks offer personal loans under their own terms and conditions. You should look for terms and conditions that will give you a better deal on personal loans.

The Coronavirus Crisis May Give You a Better Deal on Personal Loans

The coronavirus crisis has wreaked chaos everywhere around the world. However, there do exist opportunities for those seeking personal loans since the Federal Reserve is moving in aggressively to contain the devastating coronavirus fallout that the economy will have to endure and try and limit the number of coronavirus bankruptcies.

In short, the Fed has cut down interest rates to almost zero. The Fed did this to give impetus to an economy staggering and reeling under the unprecedented impact of the coronavirus. You shouldn’t be surprised that the Fed resorted to this measure considering that entire industries are currently stagnating and some like hospitality, travel, tourism and airlines are in danger of closing down.

Depending on your credit score, history and other factors, you may find loans with APRs ranging from 5% to 36%.

To get better deals on personal loans, you can visit certain sites to compare various loans. However, you can now expect to find very competitive interest rates as the interest rate that the Fed charges on loans have a strong influence on the finance industry.

Why is that?

It is all about the prevailing economic scenario. Back in the ‘80s when the economy was facing the shock of steep inflation, the Fed had used very high interest rates to battle the rising prices. At that time, the interest on personal loans was a stunning 19.2%.

Now the Fed has to work the other way round. It has to stimulate an economy that has been virtually knocked out by the coronavirus epidemic. The Fed is doing this by slashing interest rates to unprecedentedly low levels in order to stimulate enterprise and business activity, which have hit unthinkable lows. You can take advantage of this situation to get a better deal on personal loans.

In addition to personal loans, credit card rates are also falling. However, credit card rates still stand at an average of almost 15%, according to Fed’s research. You can play it smart and bring down your credit card costs by taking out a debt consolidation loan. You can now get a better deal on personal loans if you are seeking to consolidate debt. So, if you were looking for the right opportunity, then now is the time to act.

The Fed has brought down interest rates to new lows that were not seen since the last major financial crisis in 2008. Since the Fed has dramatically slashed interest rates, the effects will reverberate across the finance industry and they will be forced to follow suit. Hence, you should look around for personal loans because the times are ripe for deals that were previously unimaginable. Considering how aggressively the Fed is bringing down interest rates, you should not be surprised when you come across lenient terms and conditions. There has never been a better time to get a better deal on personal loans.

Apps for a Better Deal on Personal Loans

Even before the coronavirus crisis, personal loans were on the rise. Credit bureaus reported that in 2017 and 2018, there was a substantial 15% rise in personal loans.

Depending on the credit score of the borrower, most personal loans during this period ranged between $11,000 and $20,000.

Advances and developments in fintech are the key reasons behind the pre-coronavirus proliferation of personal loans. Financial apps now exist that allow you to get better deals on personal loans. These apps provide a seamless procedure for personal loan application that is both simple and convenient.

How important are these apps now? Towards the end of 2018, personal loans taken out through fintech apps accounted for a substantial 38% of the total, according to major credit bureaus. In 2013, these apps accounted for just 5% of all personal loans. Hence, the major rise in personal loans can be attributed to the relentless popularity of finance apps that allow seamless borrowing and make a better deal on personal loans easier than ever.

Personal loans are typically unsecured. This means that you do not have to forward any of your property as collateral for the loan. If you default on payments, the lender may be able to sell off the collateral to recover the loan amount. Since personal loans usually do not involve any collateral, you can have peace of mind knowing that your property is not directly at stake if you are late on a few payments. This is one of the reasons why you get a better deal on personal loans.

The repayment schedule of personal loans typically ranges from 3 to 5 years. Hence, you have plenty of time to pay back your personal loan. You can get a better deal on personal loans due to this generous payment schedule.

These loans also carry a lower debt than credit cards on average. If you have accumulated large amounts of credit card debt, you can take out a debt consolidation personal loan through which you can pay a lower cumulative interest rate on your combined credit card balances. A better deal on personal loans like this can help you with repaying credit card debt.

Hence, in order to get a better deal on personal loans, you may select an app that will help you to compare interest rates and other loan terms between different lenders.

Bottom Line

Fed interest rate cuts, combined with finance apps, can help you to get a better deal on personal loans. Given the current scenario, it is likely that the Fed may be forced to reduce the interest rate even further to bolster an ailing economy.

Business

What to Look for in an Enterprise Webcasting Solution

Published

3 days ago

September 12, 2025

Matthew Wiles

The modern workplace doesn’t stand still. Teams are global, employees are remote, and companies must communicate faster and at scale. That’s why enterprise webcasting has gone from a niche tool to an essential part of internal communication strategies.

Reliability is the starting point when broadcasting to hundreds or thousands of employees, stakeholders, or partners. The platform you choose needs to deliver more than a stable video feed; it must offer security, accessibility, scalability, and real engagement.

For enterprises navigating this decision, here’s what to consider before committing to a webcasting platform.

Scale and Performance Matter More Than You Think

It’s one thing to host a video call with your immediate team. It’s another to run a high-stakes webcast for your entire global workforce. Enterprise webcasting means reaching large, often geographically dispersed audiences, sometimes tens of thousands of people at once. And when that’s the case, performance isn’t negotiable.

Your platform should offer proven scalability with minimal lag, buffering, or outage risk. Many organizations underestimate the bandwidth and technical infrastructure needed to deliver seamless webcasting at scale. Look for solutions that utilize global content delivery networks (CDNs) and redundant systems to guarantee smooth streaming, regardless of your viewers’ location.

The reality is, your message only lands if the technology holds up under pressure.

Security Isn’t Optional

In a world of growing cyber risks and data privacy concerns, security must be front and center, especially for enterprise webcasts. Not every message is meant for public ears, from internal town halls to sensitive investor briefings.

Leading webcasting platforms provide enterprise-grade security features like encrypted streams, password protection, login authentication, and customizable access controls. Depending on your industry, you may also need to meet specific regulatory requirements for data protection and compliance.

Ultimately, your webcasting solution should provide peace of mind, knowing that confidential information stays where it belongs.

User Experience Makes or Breaks Engagement

Let’s face it: no one wants to wrestle with clunky software minutes before a big company update. The best webcasting platforms make life easy for both presenters and attendees.

Intuitive interfaces and simplified workflows reduce stress and help presenters focus on delivering the message. The process should be frictionless for attendees, with one-click access, mobile compatibility, and no need for complicated installations.

But accessibility isn’t just technical, it’s also about inclusivity. Your platform should offer features like captions, translations, or on-demand playback options to ensure your workforce can engage with the content.

Because if people can’t easily join or follow along, your webcast risks becoming background noise.

Engagement is More Than Just Showing Up

In enterprise settings, communication can’t be one-way. True engagement requires interaction.

Modern webcasting solutions offer features like real-time Q&A, live polls, and chat functions to turn passive viewers into active participants. These elements keep audiences focused and create opportunities for meaningful feedback.

Especially for company-wide meetings or virtual events covering important updates, giving employees a voice makes the experience feel collaborative, not just another broadcast.

Data and Insights Drive Improvement

One of the most overlooked aspects of enterprise webcasting is analytics. But without data, it’s impossible to measure success or spot opportunities for improvement.

Look for platforms that provide detailed reporting, including attendance metrics, engagement rates, audience locations, and performance benchmarks. Over time, these insights help refine your communication strategy, adjusting formats, reworking content, or targeting specific groups with follow-up resources.

The more visibility you have into how people interact with your webcasts, the better equipped you are to make those events impactful.

Flexibility for Different Event Types

Not all webcasts are created equal. Some are formal, high-production events with large audiences. Others are more casual, interactive sessions for smaller groups.

The platform you choose should give you the flexibility to manage both scenarios. Whether you’re hosting a polished executive briefing, a technical product demonstration, or a virtual town hall, the tools should scale to fit your needs, without requiring entirely different systems or workflows.

Many providers also offer managed services for high-profile events, giving you access to technical experts who handle the backend so your team can focus on the message.

Final Thoughts

Webcasting has become a critical tool for modern businesses, but choosing the right platform requires more than just comparing price tags. It’s about finding a solution that delivers reliability, security, engagement, and scalability while making the process simple for both your team and your audience.

With enterprise webcasting, companies can ensure their most important messages are delivered securely and at scale, whether to employees down the hall or stakeholders around the globe.