Business

Royal York Property Management: Embracing the Digital World

Published

5 years ago

February 22, 2021

The shift in the digital world is no surprise. It has heightened cultivation, driven simplicity, and eliminated work while increasing revenue. While advancements have shown the endless options of software and tools, most businesses have had the choice to integrate technology solutions, until the wake of the COVID-19 era.

Transition to a digitally-enabled society has become essential for businesses to survive; creating progress in what seems to be, a daunting world of work, and developing success in remote work. While the pandemic has created many challenges, it has opened a new door of possibilities by questioning our integration of technology, leading us to question: what if we replaced ourselves with automation and drove effectiveness?

One business that has focused on unified technology solutions is Royal York Property Management. Founded by Nathan Levinson in 2010, Royal York specifically handles property management for single-family homes, working with homeowners and tenants to provide a great tenant experience and guarantee the rental income for property owners. With its focus being on improving the leasing experience, it was imperative to ensure the safety of prospective tenants, property owners, and staff, all while increasing productivity. And that’s what they did.

Royal York Property Management adapted to changing work environments and has become a great example of businesses that thrive in difficult times. Avi Levinson, Director of Property Management, developed new strategies and implemented new technologies that focus on custom security and integration. With their tenacious devotion to streamlining the property management system, Royal York offers a secure and user-friendly experience like no other.

It’s hard to imagine a world where real estate companies can thrive without in-person interactions. Interestingly enough, the team at Royal York created their core business structure by managing everything digitally. Instead of focusing on traditional models, Royal York was able to cut ineffective processes and increase revenue, including a full embrace of remote work when required. Even with a large influx of customers who are more anxious than usual, their custom software such as, the leasing system, allows them to handle everything in a streamlined manner — tenants can view, pre-qualify, and apply for properties from any device, all in the comfort of their homes.

More importantly, the digital space allowed Royal York to increase accountability by implementing an electronic payment system that provides end-to-end security for their clients and tenants. Quickly moving in the unprecedented times space, Royal York was able to implement a custom software solution that aided in the customers journey and in new employee working conditions. Inevitably, they determined that the best way forward was to offer a solution that was accessible from any device; offering client and tenants security and generating a seamless interaction with their company using single software platforms that drives customer retention and revenue growth.

Through automation, Royal York is keeping up with the increased demands — with tenants viewing and signing a lease in as little as one-weeks’ time. Moving to a platform that allows tenants to inquire about properties easily and view effective virtual tours, Royal York software facilitates a smooth process by screening tenants and protecting landlords from the application process onward. However, with the real estate sector being 20 years behind everyone else, their greatest challenge has been getting people to actually adapt to a digital process. Tenants are used to seeing a property and sometimes, the virtual tours are not good or informative, often giving no true feel of the property. With this in mind, Royal York strives to have virtual tours that explain to people what they are looking at and point out any potential deficiencies or opportunities.

Royal York Property Management is a great example of how challenging times can prompt success in a business. Royal York has been able to leverage the digital world and expand international developments. After all, it has provided a better option, which has done more than simply increase results — it has multiplied them. With their trajectory steadily going up, they are continually scaling out their software and processes to expand beyond Canada, with plans to be in Southern and Southeastern Europe. The first opening was in Tirana, Albania, on February 1st, 2021.

Believe it or not, their customized software has made it possible to accomplish more by doing less; it has entered a world of elimination — a world of endless possibilities that embraces innovation and global affairs. It goes without saying that Royal York Property Management is a business for the modern world: the global citizen who is ready to progress in our digital world.

Media Contact:

Pandora Ziu

Royal York Property Management

Business

Inside the $4.3B Quarter: What’s Fueling Black Banx’s Record Revenues

Published

4 weeks ago

January 16, 2026

Matthew Wiles

Every quarter brings fresh headlines in fintech, but few make the kind of impact achieved by Black Banx in Q2 2025. The Toronto-based global digital banking group, founded by Michael Gastauer, reported an extraordinary USD 4.3 billion in revenue and a record USD 1.6 billion in pre-tax profit, while improving its cost-to-income ratio to 63%.

These results not only highlight the company’s operational efficiency but also mark a pivotal moment in its journey from challenger to global leader. The big question is: what’s fueling such impressive financial performance?

Customer Growth as the Core Driver

One of the clearest engines of revenue growth is Black Banx’s expanding customer base. By Q2 2025, the platform had reached 84 million clients worldwide, up from 69 million at the end of 2024. This 15 million net gain in six months demonstrates both the attractiveness of its services and the scalability of its model.

Unlike traditional banks, which rely heavily on branch expansion, Black Banx leverages digital-first onboarding that allows customers to open accounts within minutes using just a smartphone. This approach is especially effective in regions underserved by legacy institutions, where access to affordable financial tools is in high demand.

More customers don’t just mean higher transaction volumes—they generate a compounding effect where network size, brand trust, and service adoption reinforce one another.

Real-Time Payments and Cross-Border Solutions

A major contributor to Q2 revenues is the platform’s real-time payments infrastructure. Black Banx enables instant cross-border transfers across its 28 supported fiat currencies and multiple cryptocurrencies, helping both individuals and businesses bypass the traditional bottlenecks of international banking.

For freelancers, SMEs, and multinational clients, this means faster liquidity, reduced foreign exchange costs, and simplified global operations. The demand for real-time financial services is growing rapidly—Juniper Research projects global real-time payments turnover to hit USD 58 trillion by 2028—and Black Banx is strategically positioned to capture a significant share of this market.

Crypto Integration as a Revenue Stream

Another key revenue driver is crypto integration. While many traditional institutions remain hesitant, Black Banx embraced digital assets early and has built infrastructure to support Bitcoin, Ethereum, and the Lightning Network. In Q2 2025, 20% of all transactions on the platform were crypto-based, reflecting strong customer appetite for hybrid banking services that bridge fiat and digital assets.

Revenue comes not only from transaction fees but also from value-added services like crypto-to-fiat conversion, staking yields (4–12% APY), and blockchain-enabled payments. For customers in markets with unstable currencies, these services act as a financial lifeline, further expanding the platform’s relevance.

AI-Powered Efficiency and Risk Management

Record revenues would be less impressive if costs ballooned at the same rate. But Black Banx has proven adept at balancing growth with efficiency. Its cost-to-income ratio improved to 63% in Q2, down from 69% a year earlier, thanks to heavy reliance on AI-powered automation.

AI now drives fraud detection, compliance, and customer onboarding—areas where traditional banks often struggle with cost inefficiencies. By automating these processes, Black Banx can process millions of transactions securely while maintaining profitability at scale. This level of efficiency is rare in fintech, where high growth often comes at the expense of margins.

Regional Expansion and Untapped Markets

Geography also plays a role in fueling revenues. Much of the Q2 growth came from Africa, South Asia, and Latin America—regions where demand for mobile-first banking continues to soar. In 2024 alone, Black Banx reported a 32% increase in SME clients from the Middle East and Africa, signaling the strength of its positioning in underserved markets.

By extending services to populations previously excluded from formal banking—migrant workers, rural communities, and small businesses—Black Banx taps into vast pools of latent demand. The strategy proves that financial inclusion and profitability are not mutually exclusive but mutually reinforcing.

Diversified Revenue Streams

Another factor behind Q2’s record revenues is Black Banx’s diversified business model. Income is not tied to a single service but spread across multiple streams, including:

Transaction fees from cross-border transfers and payments.
Crypto trading and exchange services.
Premium account features for high-net-worth clients.
Corporate services for SMEs and international businesses.

This diversification insulates the company against volatility in any single segment, creating stable revenue growth even in shifting market conditions.

Michael Gastauer’s Strategic Blueprint

Behind these results is Michael Gastauer’s long-term strategy: scale aggressively but with efficiency, innovation, and inclusion at the core. His vision has always been to create a borderless financial ecosystem, and Q2 2025’s performance is evidence that this vision is not only achievable but sustainable.

By balancing mass-market accessibility with premium features, and by blending fiat with digital assets, Gastauer has positioned Black Banx as a category-defining player in global finance.

The Road Ahead: Toward 100 Million Clients

Looking forward, the company’s goal of reaching 100 million customers by the end of 2025 will likely be the next catalyst for revenue growth. More customers mean more transactions, more data insights, and more opportunities to refine and expand its service offering.

If current momentum holds, the USD 4.3 billion quarterly revenue milestone could be just the beginning of an even larger growth story. The challenge will be ensuring systems scale securely while maintaining trust in an environment where privacy and compliance are paramount.

A Record That Signals More to Come

Black Banx’s Q2 2025 performance—USD 4.3 billion in revenue, USD 1.6 billion in pre-tax profit, 84 million clients worldwide, and a lean 63% cost-to-income ratio—is more than a financial milestone. It is a signal of how the future of banking is being rewritten by platforms that are borderless, crypto-inclusive, and data-driven.

What fueled this record-breaking quarter is not one innovation but a combination of strategies—scalable onboarding, real-time payments, crypto integration, AI efficiency, and expansion into underserved regions. Together, they form a model that doesn’t just challenge traditional banking but actively builds the foundation for global dominance.

For Black Banx, the road ahead is clear: the $4.3 billion quarter is not an endpoint but a launchpad for even greater scale and profitability.