Business

Season 5 International Congress of Real Estate and Investment 04-05.10.2019 Munich, Germany

Published

6 years ago

September 19, 2019

The main aspects of presentations of the Congress participants:

Policy and open inter-state dialogue foreign real estate from 27 countries, residential and commercial real estate, gold and gold assets, Permanent and second citizenship, banks and lending in Germany and European funds, IT technologies and investments in promising startups, venture investments cryptocurrencies-blockchain, shares and bonds of national companies, film industry and Antiques, helicopter and yacht business, Oktoberfest, fashion and expensive clothes, luxury goods. Members of Congress — investors from 29 countries and sales proposals for investors from 40 countries.

Press conference

Congressmen will have the opportunity to interview at a press conference with world media, including ABC, CBS, NBC, The Los Angeles Journal, Yahoo Finance, The New York Journal, Digital Journal, Singapore Roundup, The American Reporter.

CONGRESS AWARDS

Congress in conjunction with Christian Grosse, leader of «OPEN INTERNATIONAL DIALOGUE», reward the outstanding politicians and representatives of the state for making special contribution to the development of bilateral interstate relations according to The New York Journal & The American Reporter.

Guests:

Ambassador of the Republic of Azerbaijan in Germany – Ramin Hasanov (Azerbaijan);
Ambassador of the Republic of Kyrgyzstan in Germany, Erines Otorbaev (Kyrgyzstan);
The Ambassador of Georgia in Germany – Elguja of Hokrishvili (Georgia);
The Ambassador of Armenia in Germany Ashot Smbatyan (Armenia);
Ambassador of Slovenia in Germany-Frank Booth (Slovenia);
Ambassador of the Republic of Kazakhstan in Germany – Dauren Karipov (Kazakhstan);
His Excellency Sheikh Saud bin Abdulrahman Al Thani , Ambassador of the state of Qatar in Germany (Qatar);
Charge d’affaires of Afghanistan in Germany – Abdul of Ariai (Afghanistan).

Presentation by Vadim Romashov and Oscar Yagafarov «START UP SHOW ONLINE EXPO» and introduction to investors of segment Start UP. Startups will be able to speak to representatives of ER-Telecom, SIBUR-Khimprom, URALCHEM, Uralkali, etc. The three best startups will share a $ 100,000 grant from Online Expo. Greetings from Gulshat Uzenbaeva member of the economic chamber of the Principality of Monaco, Monegasque company «LUXPRO», co-author of the book «Global Citizen». Her project «Gala Russe» in Monaco was visited by Royal Highness – Caroline, Princess of Monaco and Hanover. Gulshat will share her experience in organizing events in Switzerland, Great Britain, Monaco, Russia, UAE and Europe.

Presentation Hr. Bronstein on the topics: «Real Estate, residence permit and business opening in Germany». Marketing designers of the media holding «Bem Media» (Germany) with its owner Alexander Bem. Congressmen’s introduction to the Stankevicius Group (Finland) — represented by Paulus Stankevicius — a leading provider of services for Fortune 500 companies. Company headquarters in Dubai, UAE in Hong Kong, Helsinki. Group of Companies Alegria (Spain) – how to save and increase capital through investments in profitable real estate in Spain. Round table with participation: Renat Mansurov — Deputy Chairman of the Committee on digital economy «Business Russia», Member of the Expert Council on politics of the Youth Parliament of the Russian Federation, MBA Expert; Arthur Muradyan — Founder of the investment community of St. Petersburg «Findictat», assets: real estate, gold, shares, car rental. His customers are: – Black Star Inc. Timati; – Holding The Ginza Project; Club «Transformer» Dmitry Portnyagin; – University «Synergy».

Presentation by Yana Krukhmaleva, «Gazprom Russia», topic: «Introduction of digital systems of «Gazprom», cybersecurity, artificial intelligence»; Dr. Andrey Kurch, President of the international investment and consulting group «AG.CAPITAL» topic: «Wild knowledge — a new trend of business development»; Alicia Bosque, «Boske Capital Group» business Desk to manage assets, -8 techniques to increase sales; -21 practices for successful transactions. Vakhtang Pipia — Chairman of the State Committee for State Property Management and Privatization of the Republic of Abkhazia, topic: «Abkhazia – Tax Paradise». Alexander Lukashok, founder, owner and chief designer of the Hydropress manufacturing enterprise and Andrey Kopytok — Deputy Chairman of the Supreme coordination Council of the Republican Confederation of the Republic of Belarus, topic: «Development of entrepreneurship and philanthropy in Belarus». Investment company «GoltCapital» and its Speakers: Andrey Golt and Tatiana Baslova. Tsyrendorzhieva Medegma the representative of the Ministry of Industry and Trade of the Republic of Buryatia (Russia). «Investments in Russian business projects with income of 15% + special Project from Baikal (Buryatia)». Statement from Muhamadyarov Vadim, «ANS Engineering», topic: «ANS Group – smart home». Expert opinion of the business club «Toratau» represented by Alexey Krutilin Republic of Bashkortostan under the President of the Russian Federation – the Total annual turnover of 50 000 000 €. «25 creative ideas in a Million» from Hr. Bermuda. Raffle and gifts for congressmen. Closed discussion podium «Medical Centre Trivaks» (Germany) with Irina Trivaks: «Today it is necessary to improve the biological code healthy people». Yuval Noah Harari, Israel Investments at the genetic level. The presentation from Alexander Tetyukhin «Solbisco» alternative energy (Spain) «Example scaling unsubsidized stations in Spain according to European cities». Presentations by Evgenia Bovkun, «Topline» – aerobatics in minimizing legal risks. Opening of the season «House on the water» with the comfort of artificial intelligence Group of companies «First Float group» in the person of Dmitry Dubinkin will talk about the benefits and profitability of investments. The company «iTrade» in the person of Alexey Mushchinin will talk about trading in the financial markets – for the investor or for the client with a yield of 60% per annum without risks. Presentation from the media group for the congressmen «LTC Media Verlag», «Shine», «Neue Zeiten», «Russian Voyage», «Career». Special thanks to the exclusive «BSI LIFESTYLE» closed concierge club for their support in hosting and organizing leisure activities for our VIP delegates. 20 years of trust from 100 successful and richest people in the world. Speech by Irina Volynets, candidate for the Presidential Election of the Russian Federation in 2018, chairman of the National Parental Committee of the Russian Federation, with an initiative to the Bavarian Government on the implementation of the German-Russian mutual assistance project for children. Speech by Alexander Baev, Commissioner for External Relations of the Guild of Digital Economy and Blockchain Technologies, Union «Moscow Chamber of Commerce and Industry». Presentation from the unique Austrian company «SF design Interiors», an author’s interior and individual furniture design studio about a profitable investment in the furniture business in Europe. Presentation of commercial property «Streetbox», several boxes measuring 120m2. Each box can be increased to size depending on the needs of the tenant. Presentation by Sergey Dvoryanov (Russia), President of the International Diplomatic Club «Amicability», UPF World Ambassador, Ph.D. Speech by Alena Vysotskaya (Belarus), Deputy Director of «RealtBy Real Estate».

For lovers of investment in painting, there will be exhibitions: 3D paintings by Bavarian art- knight of the brush Tatiana Shraiber, Belarusian knight of the brush Alexander Funtikov, and also Vakha Beshtoyev, one of the 10 best knight of the brush in Russia, according to the Russian Ministry of Culture. As part of the event, several paintings will be presented at the auction of the Dmitry Nagiyev Charity Fund.

STREET Models SHOW — Gala Party will show 50 beauties in the project «TOP Beauty International & Prade Event Group». On the podium will be girls who have been selected from 300 participants. From designers Sabina Zulalova and Alexandra Azima Reinhardt — gifts dresses and handmade. «Bronnitsky Jewelry» prepared more than 50 gifts for the participants. Collection Ambassador PACO RABANNE & VERONIKA JENAVIE with her gifts for the participants and PACO RABANNE personal autograph. Airy couture dresses «RUSTINA» with a conceptual collection «FAIRYTAIL». Debut 2019-2020 MIRACLE with gifts for Congressmen. Awards from Nina Ruchkina — Russian Modeler «Russian in fashion», the top 100 women of the Russian Federation. «RAYMOND’S INTERNATIONAL» will award the congressmens. Ama Gems — is a brand of jewelry with natural stones. The contestants will be presented with collections of Russian designers by Boutique «Fashion Code». «Disali» will provide a necklace with diamonds, gifts, Souvenirs. Honorary awards from the house «Magic Amber Baltic Quality Assurance» amber necklace, necklace, Make-Up with amber powder. FASHION SHOW from Event Group World of Kids Fashion. Charity children’s and adult fashion show: Anna Ramakaeva, Sarafan Moscow, Voronova dress. Defile of the brand line of children’s fur coats from «Mardi Gras». Performance of the Russian singer with a vocal range of almost 4 octaves – Natalya Solovey.

The «Fashion Code» boutique will present the contestants with collections of Russian designers. «Disali» will provide a necklace with diamonds, gifts, souvenirs. Honorary awards from the house «Magic Amber Baltic Quality Assurance» amber necklace, necklace, cosmetics with amber powder. FASHION SHOW from Event Group World Kids Fashion. Charity fashion show for children and adults: Anna Ramakaeva, Sarafan Moscow, Voronova dress. Defile of a line of a brand of children’s fur coats from «Mardi Gras».

Furniture and interiors at Nymphenburg Palace are provided by «SF design Interiors», an author’s interior design studio and individual furniture design, and the Swiss company «bxl», outdoor chairs and tables made of natural wood with a unique click-clack fastening system.

For the first time in the history of the congress we will gather participants and guests for a Charity Auction in support of the Dmitry Nagiyev Charity Fund. The curator of the auction is Dmitry Nagiyev. Previous projects have already been supported by: Emin Agalarov, Evgeny Petrosyan, Dmitry Khrustalev, Valdis Pelsh, Thomas Nevergreen and many others.

Oktoberfest «FestZelt Tradition», which includes receptions and tasting of elite drinks. PRESS TOUR Presentations of partner companies at informal discussions of the VIP lodge tent «FestZelt Tradition».

Information: International Congress of Real Estate and Investments is held annually since 2016.

+7 (985) 927-77-00, + 49- 162-232-8-333

For questions about the charity auction please contact : +7 915 093-07-66

For FASHION SHOW contact : +7 915 093-07-66, +7 903 777-88-10

Website : http://congress-realty.com/en

Business

Inside the $4.3B Quarter: What’s Fueling Black Banx’s Record Revenues

Published

5 days ago

January 16, 2026

Matthew Wiles

Every quarter brings fresh headlines in fintech, but few make the kind of impact achieved by Black Banx in Q2 2025. The Toronto-based global digital banking group, founded by Michael Gastauer, reported an extraordinary USD 4.3 billion in revenue and a record USD 1.6 billion in pre-tax profit, while improving its cost-to-income ratio to 63%.

These results not only highlight the company’s operational efficiency but also mark a pivotal moment in its journey from challenger to global leader. The big question is: what’s fueling such impressive financial performance?

Customer Growth as the Core Driver

One of the clearest engines of revenue growth is Black Banx’s expanding customer base. By Q2 2025, the platform had reached 84 million clients worldwide, up from 69 million at the end of 2024. This 15 million net gain in six months demonstrates both the attractiveness of its services and the scalability of its model.

Unlike traditional banks, which rely heavily on branch expansion, Black Banx leverages digital-first onboarding that allows customers to open accounts within minutes using just a smartphone. This approach is especially effective in regions underserved by legacy institutions, where access to affordable financial tools is in high demand.

More customers don’t just mean higher transaction volumes—they generate a compounding effect where network size, brand trust, and service adoption reinforce one another.

Real-Time Payments and Cross-Border Solutions

A major contributor to Q2 revenues is the platform’s real-time payments infrastructure. Black Banx enables instant cross-border transfers across its 28 supported fiat currencies and multiple cryptocurrencies, helping both individuals and businesses bypass the traditional bottlenecks of international banking.

For freelancers, SMEs, and multinational clients, this means faster liquidity, reduced foreign exchange costs, and simplified global operations. The demand for real-time financial services is growing rapidly—Juniper Research projects global real-time payments turnover to hit USD 58 trillion by 2028—and Black Banx is strategically positioned to capture a significant share of this market.

Crypto Integration as a Revenue Stream

Another key revenue driver is crypto integration. While many traditional institutions remain hesitant, Black Banx embraced digital assets early and has built infrastructure to support Bitcoin, Ethereum, and the Lightning Network. In Q2 2025, 20% of all transactions on the platform were crypto-based, reflecting strong customer appetite for hybrid banking services that bridge fiat and digital assets.

Revenue comes not only from transaction fees but also from value-added services like crypto-to-fiat conversion, staking yields (4–12% APY), and blockchain-enabled payments. For customers in markets with unstable currencies, these services act as a financial lifeline, further expanding the platform’s relevance.

AI-Powered Efficiency and Risk Management

Record revenues would be less impressive if costs ballooned at the same rate. But Black Banx has proven adept at balancing growth with efficiency. Its cost-to-income ratio improved to 63% in Q2, down from 69% a year earlier, thanks to heavy reliance on AI-powered automation.

AI now drives fraud detection, compliance, and customer onboarding—areas where traditional banks often struggle with cost inefficiencies. By automating these processes, Black Banx can process millions of transactions securely while maintaining profitability at scale. This level of efficiency is rare in fintech, where high growth often comes at the expense of margins.

Regional Expansion and Untapped Markets

Geography also plays a role in fueling revenues. Much of the Q2 growth came from Africa, South Asia, and Latin America—regions where demand for mobile-first banking continues to soar. In 2024 alone, Black Banx reported a 32% increase in SME clients from the Middle East and Africa, signaling the strength of its positioning in underserved markets.

By extending services to populations previously excluded from formal banking—migrant workers, rural communities, and small businesses—Black Banx taps into vast pools of latent demand. The strategy proves that financial inclusion and profitability are not mutually exclusive but mutually reinforcing.

Diversified Revenue Streams

Another factor behind Q2’s record revenues is Black Banx’s diversified business model. Income is not tied to a single service but spread across multiple streams, including:

Transaction fees from cross-border transfers and payments.
Crypto trading and exchange services.
Premium account features for high-net-worth clients.
Corporate services for SMEs and international businesses.

This diversification insulates the company against volatility in any single segment, creating stable revenue growth even in shifting market conditions.

Michael Gastauer’s Strategic Blueprint

Behind these results is Michael Gastauer’s long-term strategy: scale aggressively but with efficiency, innovation, and inclusion at the core. His vision has always been to create a borderless financial ecosystem, and Q2 2025’s performance is evidence that this vision is not only achievable but sustainable.

By balancing mass-market accessibility with premium features, and by blending fiat with digital assets, Gastauer has positioned Black Banx as a category-defining player in global finance.

The Road Ahead: Toward 100 Million Clients

Looking forward, the company’s goal of reaching 100 million customers by the end of 2025 will likely be the next catalyst for revenue growth. More customers mean more transactions, more data insights, and more opportunities to refine and expand its service offering.

If current momentum holds, the USD 4.3 billion quarterly revenue milestone could be just the beginning of an even larger growth story. The challenge will be ensuring systems scale securely while maintaining trust in an environment where privacy and compliance are paramount.

A Record That Signals More to Come

Black Banx’s Q2 2025 performance—USD 4.3 billion in revenue, USD 1.6 billion in pre-tax profit, 84 million clients worldwide, and a lean 63% cost-to-income ratio—is more than a financial milestone. It is a signal of how the future of banking is being rewritten by platforms that are borderless, crypto-inclusive, and data-driven.

What fueled this record-breaking quarter is not one innovation but a combination of strategies—scalable onboarding, real-time payments, crypto integration, AI efficiency, and expansion into underserved regions. Together, they form a model that doesn’t just challenge traditional banking but actively builds the foundation for global dominance.

For Black Banx, the road ahead is clear: the $4.3 billion quarter is not an endpoint but a launchpad for even greater scale and profitability.