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How to Save Up for a New Appliance

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When shopping for a large appliance like a refrigerator or dryer, you likely know it’s best to wait for deals. However, you can’t always time these purchases because you don’t have control over when something breaks. If your oven quits working, you likely need to replace it as soon as you can. Luckily, there are a few ways to make these purchases more affordable, no matter the time of year.

Keep an Emergency Fund Ready

It’s a good idea to have a separate emergency fund for home expenses like new appliances. That way, you won’t have to go into debt to make the purchase, and you won’t need to worry about something costing a little more than you have expected. Look for ways to reduce your monthly expenses so you can start building up your emergency fund. If you have existing student loan debt, refinancing can net you more favorable terms. In addition, cutting the cable cord, cancelling unused gym memberships, and avoid going out to eat are additional ways to save.

Look for Rebates or Offers from the Original Manufacturer

Do some research on brands you would be open to purchasing and then go to each brand’s website to see if they are offering discounts, rebates, or other offers. If they have overstocked a certain model, they may be offering a sale to unload the extra inventory. As you shop around for deals, make sure you take into account the entire cost of the appliance. 

You will need the old one hauled away, and you will need the new one delivered and installed. Some stores offer this as part of the purchase, and others charge extra. However, some manufacturers may offer free installation of the appliance as part of their deal, so keep an eye out for these deals, and look for other deals as well as some retailers offer discounts to those who have been in the military.

See if Price Matches are Offered

One of the many things adults should be doing regularly is watching the dollar and finding ways to save in any possible expenditure. Compare retailers’ price match policies. Some stores might match the lowest price of the same appliance at nearby stores. They might even match the lowest price of nearby club stores. Some even offer price matches for a couple of weeks or months after you purchase the appliance, so if it goes on sale the next week, you could get the difference back. Just make sure you read up on the details of what is and is not covered.

Negotiate the Price

Negotiating the price can pay off, especially because many customers do not think to negotiate with the retailer. However, many consumers who do negotiate are successful. Checking prices at nearby retailers can help you negotiate, and if you are buying multiple appliances, you might be able to get a discount on each. You could also ask if they can offer a better price. If they won’t give you a better deal, you might be able to at least get a free delivery and hookup of the new one, and they may be willing to remove the old one for free.

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

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Lifestyle

Why Derik Fay Is Becoming a Case Study in Long-Haul Entrepreneurship

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Entrepreneurship today is often framed in extremes — overnight exits or public flameouts. But a small cohort of operators is being studied for something far less viral: consistency. Among them, Derik Fay has quietly surfaced as a long-term figure whose name appears frequently across sectors, interviews, and editorial mentions — yet whose personal visibility remains relatively limited.

Fay’s career spans more than 20 years and includes work in private investment, business operations, and emerging entertainment ventures. Though many of his companies are not household names, the volume and duration of his activity have made him a subject of interest among business media outlets and founders who study entrepreneurial longevity over fame.

He was born in Westerly, Rhode Island, in 1978, and while much of his early career remains undocumented publicly, recent profiles including recurring features in Forbes — have chronicled his current portfolio and leadership methods. These accounts often emphasize his pattern of working behind the scenes, embedding within businesses rather than leading from a distance. His style is often described by peers as “operational first, media last.”

Fay has also become recognizable for his consistency in leadership approach: focus on internal systems, low public profile, and long-term strategy over short-term visibility. At 46 years old, his posture in business remains one of longevity rather than disruption  a contrast to many of the more heavily publicized entrepreneurs of the post-2010 era.

While Fay has never publicly confirmed his net worth, independent analysis based on documented real estate holdings, corporate exits, and investment activity suggests a conservative floor of $100 million, with several credible indicators placing the figure at well over $250 million. The exact number may remain private  but the scale is increasingly difficult to overlook.

He is also involved in creative sectors, including film and media, and maintains a presence on social platforms, though not at the scale or tone of many personal-brand-driven CEOs. He lives with his long-term partner, Shandra Phillips, and is the father of two daughters — both occasionally referenced in interviews, though rarely centered.

While not an outspoken figure, Fay’s work continues to gain media attention. The reason may lie in the contrast he presents: in a climate of rapid rises and equally rapid burnout, his profile reflects something less dramatic but increasingly valuable — steadiness.

There are no viral speeches. No Twitter threads drawing blueprints. Just a track record that’s building its own momentum over time.

Whether that style becomes the norm for the next wave of founders is unknown. But it does offer something more enduring than buzz: a model of entrepreneurship where attention isn’t the currency — results are.

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