Tech

A Review Of Two Payment Gateway Giants – Shopify Payments And Amazon Pay

Published

7 years ago

July 30, 2019

Shopify Payments and Amazon Pay are two of the most talked about payment gateways at present. Both of them provide solid features that retailers love. We’re going to outline the fundamentals of each payment gateway so you know where each stands.

Shopify Payments Payment Gateway

Powered by Stripe, Shopify Payments is a payment processor brought to you by Shopify. It’s created for Shopify merchants who have built an online store using Shopify. There are already over 100 different third-party payment gateways that are provided by Shopify and Shopify Payments is one of them. Shopify Payments is available for merchants in the US, Australia, UK, Spain, Canada, Singapore, Puerto Rico, Germany, Hong Kong, Ireland, New Zealand, and Japan. You need to comply with Shopify’s Acceptable Use Policy in order to be approved to use Shopify’s payment gateway.

Shopify Payments is provided by Shopify.

Fee Structure

When you opt for Shopify Payments payment gateway the rates are as follows. For users with Lite or Basic Shopify Plan, the processing rate is 2.9% and 30 cents when you make a sale online and 2.7% when you’re selling in person. People who have opted for $79 Shopify plan need to pay 2.6% and 30 cents for processing when selling in person. You need to pay a 2.5% processing fee when you’re selling in person. For people who have opted for the $299 Advanced Plan, they’re required to pay 2.4% processing rate when selling in person or online. You need to pay an addition of 30 cents when you’re selling online.

Pros

When you use Shopify Payments payment gateway, you won’t need to pay transaction fees. It usually charges up to 0.5% transaction fees.

Since Shopify Payments comes integrated, you don’t need to spend a lot of time setting it up in order to make a sale.

If you’re on the $299 per month Shopify plan or $79 per month Shopify plan then you will save on payment processing.

You can add Fraud Protect as a means to protect yourself from fraud when you sell online. You won’t manually need to check for verification and you can sell risk-free.

Customers will be able to check out much faster as they can save all the shipping and billing-related information. This can help you increase sales as customers will have a better shopping experience.

Chargebacks are easy and convenient with Shopify Payments as you can easily access the details from the dashboard and resolve in minutes.

U.S. merchants have to wait for only two to three days in order to receive their payments which is great news.

Cons

Fraud Protect is available for only a handful of merchants at present in the U.S. It’s not yet available to merchants outside of U.S.

Shopify can withhold your funds if you’re found to have many chargebacks which can be problematic.

Amazon Pay Payment Gateway

Amazon Pay is a subsidiary of Amazon which was launched in 2007. This payment processor is provided to the sellers who sell on Amazon. Merchants in the U.S., EU, and Japan can use Amazon Pay payment gateway at present. You need to be physically established and operate in the country in order to be eligible to use Amazon Pay.

Amazon Pay is a subsidiary of Amazon.

Fee structure

Amazon Pay uses flat-rate fee structure making it easy for merchants. For mobile and web transactions, the processing fee is 2.9% and 30 cents for U.S. transactions. For other country transactions, the fee is 3.9% and 30 cents. For purchases that have been made through Alexa, the processing fee is 4.0% and 30 cents for U.S. transactions and 5.0% and 30 cents for cross-border transactions. Charitable organizations need to pay 2.2% and 30 cents processing fee for U.S. transactions and 3.2% and 30 cents processing fee for cross-border transactions.

Pros

It’s easy and simple to use Amazon Pay payment gateway for the merchant as well as the customer making it a good option for retailers.

Amazon Pay enables customers to save their billing and shipping information which leads to faster checkout. This can help increase customer satisfaction and can lead to an increase in sales.

As Amazon is trusted by millions of people all over the globe, Amazon Pay has the advantage of being trustworthy.

Amazon Pay comes with free fraud protection service that saves your business from any type of fraud transactions.

You don’t need to sign a long-term contract when you choose Amazon Pay as your payment gateway. Moreover, there’s no termination fee if you want to cancel early.

Tech

My Main AI Turns Complex Workflows into Simple, Voice-Driven Conversations

Published

1 week ago

February 9, 2026

Jonathan Grilli

Photo Courtesy of My Main AI Inc.

By: Chelsie Carvajal

Managing modern workflows often means juggling dashboards, documents, and long email threads before a single task is complete. My Main AI Inc, an AI technology platform that spans text, image, voice, and video, has built a system where many of those steps can be handled through spoken or written prompts instead of manual clicks.

Turning Tasks Into Conversations

My Main AI groups several automation tools around a voice and chat layer so users can move through work by giving instructions rather than configuring each step. The platform lists AI Web Chat, AI Realtime Voice Chat, AI Speech‑to‑Text Pro, and AI Text‑to‑Speech engines from providers such as Lemonfox, Speechify, and IBM Watson, creating a loop between spoken input and generated output.

Speech‑to‑text tools support accurate transcription of audio content in multiple languages, with options to translate those recordings into English. That capability gives businesses a way to record meetings, calls, or field conversations, then convert the results into text that can be summarized, edited, and turned into documents or scripts. Text‑to‑speech tools, including multi‑voice synthesis with up to 20 voices and SSML controls, take written content in the other direction, producing voiceovers for training, marketing, and support material.

Chat assistants extend the same pattern to files and websites. My Main AI lists AI Chat PDF, AI Chat CSV, and AI Web Chat, which allow users to ask questions of documents or site content through natural language prompts. Instead of sorting through long reports, a user can query a file, receive concise answers, and then send follow‑up requests to generate emails, briefs, or summaries in the same environment.

From Content Pipelines to Voice‑Led Workflows

The company reports that its platform connects to more than 100 models from OpenAI, Anthropic, Google Gemini, xAI, Amazon Bedrock and Nova, Perplexity, DeepSeek, Flux, Nano Banana, Google Veo, and Stable Diffusion 3.5 Flash. Public materials state that these models support text, image, voice, and video generation in more than 53 languages, giving the voice‑driven tools reach across several regions and markets.

Content creation sits at the center of many of these workflows. My Main AI offers modules for blog posts, email campaigns, ad copy, social captions, video scripts, and structured frameworks such as AIDA, PAS, BAB, and PPPP. A user can dictate key points or paste a brief into the chat, receive draft text, ask the assistant to adjust tone or length, and then pass the result into voice synthesis to create a narrated version.

Visual tools fit into the same flow. DALL·E 3 HD, Stable Image Ultra, and an AI Photo Studio support image creation, product mock‑ups, background changes, and multiple variations from a single upload. AI Image to Video and text‑to‑video connections with engines such as Sora and Google Veo, alongside an AI Avatar feature labeled “coming soon,” make it possible to turn a spoken or typed brief into images, then into short clips that accompany the newly generated audio.

Why Businesses See Conversation as Infrastructure

Company data shared with partners cites more than 77,000 customers worldwide, annual revenue near 3 million dollars, and monthly revenue growth around 250,000 dollars, driven largely by subscription sales. The 49‑dollar plan is described as the best‑selling tier, with My Main AI presenting it as the entry point to the broader suite of conversational and automation tools.

Business‑oriented features show how these voice‑driven workflows connect to operations. The platform lists payment gateways such as AWDpay and Coinremitter, integrations with Stripe, Xero, HubSpot, and Mailchimp, and tools for SEO, finance analytics, dynamic pricing, wallet systems, and referrals. A manager can ask a chat assistant to pull figures, draft a report, and prepare customer messages, then move directly into sending campaigns or reviewing payments through linked services.

Company communications describe ongoing work on proprietary models, expanded training flows from text, PDFs, and URLs, and deeper tools for chat, analytics, and video. That roadmap suggests that My Main AI views conversation—spoken or typed—as a central control surface for complex workflows, with automation stepping in behind the scenes so users can focus on clear instructions rather than manual configuration.