Lifestyle
Half-Term Hacks: 7 Cheap Family-Friendly Activities
With half term coming up, you may be racking your brain for fun activities that will keep the kids entertained. But if you’re on a tight budget, this is easier said than done. While there’s always the option of considering your funding options to pay for family activities, you may wish to choose cheaper alternatives to save money wherever possible. Here, we’ve rounded up some of the best cost-effective ideas that all the family will love.
- Explore a museum
You’d be surprised how many free museums there are across the country. Wherever you’re based, there’s likely to be great galleries, exhibitions or art centres that you can explore with the kids. Not only will this keep them occupied, but it will educate them too.
- Take a walk in the park
Are your kids more interested in sitting in front of a screen than going outside? Then it’s a great idea to take them to a local park or gardens for some fresh air. Pack a lunch and take some fun ball games to incorporate some exercise into your day!
- Watch a film
If the weather isn’t kind to you, set up a family movie afternoon. This could be as simple as finding a film on Netflix and buying in some bags of popcorn. Or you could head to the cinema as there’s lots of offers for kids at the Odeon, Vue and Cineworld. Tickets can cost as little as £2.50 for the little ones!
- Do some cooking
Teach your kids essential culinary skills by adorning your aprons and getting to work in the kitchen. There are lots of cheap, family-friendly meals online that can cost just £1-£2 per person and are quick and easy to make. Plus, it means you have some help making dinner!
- Get crafty
Another great option if the weather is bad is to set your kids a craft task and watch their creativity flow. There are lots of fun ideas to choose from, such as drawing or painting, making dreamcatchers, experimenting with playdough and more!
- Enjoy some sports
There are plenty of sports that you and your kids can enjoy on a budget. Take them to their local park to play football, ride your bikes down a cycle path or get competitive during a game of tennis at your nearest sports centre. The Lawn Tennis Association operates many free tennis lessons across the UK, which are well worth investigating if money is tight.
- Go to a free event
With plenty of free events for families across the country, both the kids and your bank account will be happy. For instance, Hobbycraft and Dobbies Garden Centre do free workshops for kids in their UK stores. The National Trust also runs events throughout the year and have plenty of play areas and indoor adventures to enjoy.
We hope this has given you plenty of inspiration for the upcoming half term holiday!
Lifestyle
Kat Marie Alvarez: Where Innovation Meets Regulation
Regulation is often thought of as a limitation, yet in healthcare, it also serves as a foundation for building models that endure. For Kat Marie Alvarez, Founder and CEO of KATALYST & CO, the framework of rules established by agencies like CMS (Centers for Medicare and Medicaid) and the OIG ( office of the Inspector General) create opportunities to design systems that are compliant, ethical, and transformative. Her approach demonstrates that regulation can be a platform for innovation when it is interpreted with both technical rigor and vision.
Kat’s 25-year career reflects this philosophy. A former nurse who advanced into executive leadership and strategy, she has led $2.7B+ P&L operations, advised on over $5B in healthcare transactions, and guided value based organizations including Innovacare, Cano Health, WellMed, Centene, and Humana through periods of exponential scaling. Her perspective combines clinical, financial, and regulatory experience, giving her a unique ability to design structures that support integrity and accountability while driving measurable outcomes.
Turning Statutes into Strategy
For Kat, regulation serves as a framework for building smarter and more ethical models. She interprets CMS guidance and OIG rules as levers for innovation, using them to advance integrity and accountability. With the CMS V28 risk adjustment model, Alvarez refined coding practices, strengthened clinical documentation, and structured risk frameworks that reward accuracy and elevate standards of care. In addressing RADV audits, she crafted strategies that protect stakeholders while keeping patient outcomes at the forefront. She aligns compliance, cost, and care in equal measure. Her current work as a contributor to the CMS IDea Challenge, an initiative focused on strengthening the foundation of trust in our system, further echoes her commitment to advancing regulations in ways that unlock innovation while safeguarding the integrity of care.
Her interpretive approach brings discipline and vision to every challenge. She engages stakeholders to redesign workflows that meet regulatory requirements and enhance the patient experience. Each policy becomes a mechanism to strengthen accountability and operational precision, shaping a system that is both compliant and humane.
Innovation Built Within Boundaries
At KATALYST & CO, this interpretive approach is carried into every project. Kat has integrated predictive analytics and AI-driven tools into care models, with safeguards that ensure interventions remain clinician-led and ethically sound. For example, AI flags in chronic disease management are connected to human-led actions that improve patient care. The result is a model that benefits from technology while preserving accountability and clinical integrity.
Staffing and infrastructure provide another example of her philosophy in action. By leveraging offshore BPO operations in Latin America, Asia, and Eastern Europe, KATALYST & CO extends capacity for health plans and providers. These expansions are carefully designed to meet data security, licensure, and jurisdictional requirements, ensuring that global reach is paired with local compliance. It is a system that balances scale with responsibility.
The Art of Influence Through Alignment
Kat often describes her role as translating complexity into clarity. Whether she is working with payers, providers, or investors, she builds consensus by grounding ambitious strategies in the language of statute. Value-based care models, utilization management programs, and clinical frameworks are designed to prove compliant ROI for stakeholders while maintaining patient focus.
Her approach begins with people. In integrations, partnerships, and platform builds, she respects legacy strengths, listens to frontline voices, and creates systems that are not only efficient but also trusted. This ensures that compliance does not feel like restriction, but like a structure that supports innovation and adoption.
Redefining the Future of Compliance and Care
KATALYST & CO is scaling with $10M in initial funding, expanded international operations, and a growing advisory portfolio. Under Kat’s leadership, the firm is showing how regulation can be a foundation for both innovation and durability. She demonstrates that lasting progress in healthcare is achieved by leaders who know how to design systems that are bold, ethical, and deeply human.
By approaching regulation as a guide rather than a limitation, Kat Alvarez is building models that prove compliance and innovation can move forward together. Her formula ensures that the future of healthcare is shaped not only by ambition, but also by trust and responsibility.
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