Connect with us


Important Things to Know about a Car Insurance




Most of the car owners are always confused with some of the misconceptions as well as the unfamiliar term. Here are some of the things related to the choice of the best coverage for the vehicle on the best possible price. Let us have a quick look.

The payment of Car insurance has two factors to decide such as the make and model of the car. It is always a complex process to buy car insurance whether it is online or by an agent. Although it has become easy with the internet to compare various policies as well as prices and pick up the right one as per the vehicle. The process of decision making is almost clouded with different misconceptions and myths related to the working of the insurance.

For instance, a lot of people have a myth that the insurance cost of a red-coloured car is more as compared to other cars.

An insurance company considers a lot of factors while finalizing the amount of premium for the vehicle such as the make and model, age, body type, size of the engine, the repair cost and likelihood that it may be stolen. But it does not include the colour of the car.

Every insurance company has using their formulas to calculate the premium prices but they only use the basic factors. Some factors are already mentioned above and other include the age of the driver, gender, experience, the area where the driver live and the credit score of the driver.

When it comes to choosing the car insurance through, then the prevalent area of confusion is the collision and comprehensive coverage. About 70 per cent of the Americans do not understand the difference between both. Firstly, the protection against the theft, damage, fire, flood, vandalism, hail, falling rocks, hitting a deer is covered under comprehensive coverage. However, the collision coverage includes the damage from hitting other vehicles or objects such as tree or guardrail.

It is vital to understand what insurance will cost for the different models when you are shopping for a new car or vehicle. It might be possible that the claim rates of SUV are better as compared to another lower-priced car.

Several ways are there to decrease the bill of insurance; it means a reduction in coverage packages. To exemplify, you might want to opt for comprehensive coverage to the old car. Discounts are also offered by insurance companies for the low mileage, more than one car, and safe drivers and to the students by the insurance companies.

Driving a personal vehicle for business purposes is excluded from a lot of coverage. It may lead to the cancellation of your insurance policy if the insurance company realized that you are doing this.

Last but not least, the auto insurance follows the car and not the driver. If you lent your car to someone, then you only lent your car along with the insurance policy and nothing else. For more information, visit,

About the author:

Tejas Maheta is the Founder of and a tech geek. Besides blogging he love reading books, Learning new things, and Hanging out with friends.

The idea of Bigtime Daily landed this engineer cum journalist from a multi-national company to the digital avenue. Matthew brought life to this idea and rendered all that was necessary to create an interactive and attractive platform for the readers. Apart from managing the platform, he also contributes his expertise in business niche.

Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *


Healthy Home Upgrades That Won’t Break the Bank




Health and happiness go hand in hand, when you invest in your wellbeing, you open the door to endless benefits, from reduced stress to better resiliency, and even increased productivity. While committing to regular exercise and ensuring you get checkups is important, there are also ways you can improve your health by making changes at home. Today, we’re going to look at some of the home upgrades you can consider if you want to enhance your lifestyle, improve your health, and even potentially improve your home’s value. 

Invest in New Kitchen Technology

Your kitchen is a crucial tool in your quest for better health. It’s where you’ll prepare healthier, nutritious meals to match your diet requirements, and even pursue positive hobbies. Some kitchen upgrades, like motion sensor faucets can significantly improve the value of your home too. Others are great for simply improving your health in a variety of ways. An intelligent oven hood can help to remove unwanted contaminants from your kitchen while you cook. Smart kitchen gadgets, such as air fryers, can cook your favorite foods without infusing them with additional fat, helping you to lose weight, and save time on cooking.

Consider a Home Lift

Sometimes, the best way to invest in better health is to think about the future. If you want to stay in your home for as long as possible, purchasing a home lift is a great way to ensure you can still navigate the various floors of your house easily, even when your mobility begins to dwindle. 

Home lifts can also be extremely useful when you’re still young, making it easy to move things around your home (like heavy boxes), without risk. These days, the cost of a home lift in the UK can be much lower than you’d think, and there are many styles and designs to choose from. Plus, installing one of these lifts will help to give you an edge in the real estate market when you decide to sell your home. 

Improve Your Air Quality

Few things are more important to your quality of life than good air quality. Unfortunately, most of us don’t realize just how many contaminants and dangerous fumes we’re exposed to every day. Simple changes, like choosing non-toxic and sustainable cleaning products can make a huge difference, but you’re more likely to see major results with a significant upgrade. Installing an air filtration system in your home, or a dehumidifier will help to banish various allergens and unwanted substances from the air, so you and your family can breathe a little easier. You can even consider installing your own HEPA filtered heating and cooling system. 

Healthy Lives Start at Home

While there are plenty of ways to invest in your health and wellbeing from exercising more frequently, to meditating, seeking out counselling, or even changing your diet, it pays to start close to home. If you’re thinking of upgrading your property anyway, or you want to live a more luxurious lifestyle, consider the strategies above to boost your home’s value and your health.

Continue Reading