Health

Here’s Why You Should Purchase the Best Health Insurance in India

Published

5 years ago

July 17, 2021

Health insurance is a kind of insurance that covers a specific or a portion of an individual’s risk in incurring unexpected medical costs. This insurance is a contract or an agreement between you and the insurance company, which ensures to pay you during your hospital stay. It is designed specifically to aid individuals in covering medical expenses. It is one of the crucial financial decisions one makes in life, and hence, finding the best health insurance plan is a priority.

Here are some reasons why you should begin looking for the best health insurance plan for financial protection:

Health Insurance Helps Save Money

If you are without the best health insurance plan, you could be forced to pay for all the medical services you need through various means. You could incur high medical costs due to a medical emergency, leaving you with the only option to dip into your savings. Purchasing the best health insurance will ensure that you keep your savings safe and meet the expenses with the coverage provided. It will also protect you from sudden financial ruin, which is likely a possibility considering the skyrocketing costs of medical treatments.

Ensures Security and Sense of Well-being

Another reason why it is so important to have the best health insurance is because of the personal health outcomes. It is well-known that in this era, people are at higher risk of accidents and serious health issues such as cancer or heart disease. It is also known that uninsured people are at greater risk of facing financial difficulties in case of an unexpected health problem.

On the other hand, having the support of the best health insurance plan gives one reassurance and a sense of protection. Additionally, this feeling of security can completely change the perspective of one’s life and help one stay productive.

Covers for Medical Costs During Emergency

Individuals without the best health insurance coverage may face the problem of not accessing the medical care services when they need them. As a result, they may find it difficult to get routine checkups and are forced to wait on getting these services.

In addition, those who are uninsured may also find it difficult to afford out-of-pocket expenses for preventative care and other health services. Purchasing the best health insurance plan can solves these issues.

Essentially, in the event of a medical emergency, a health insurance plan can provide significant and much-needed financial assistance. Choosing the best health insurance plan can provide you with substantial financial protection, covering treatment costs both in India and overseas. Furthermore, if you opt for renowned insurers like Care Health Insurance, you can also get coverage for costs of hospitalisation, diagnosis, ambulance, and prescription, as well as the convenience of fast reimbursements.

You Become Eligible for Tax Exemptions

Health insurance is useful not just for covering future costs but also for providing immediate financial assistance. Section 80D of the Income Tax Act, 1961 allows you to get a tax deduction of up to Rs. 25,000 in premiums paid toward a coverage. You can deduct the cost of your own policy, as well as the policies of your spouse and children. This may assist you in lowering your overall tax liability.

Buy the Best Health Insurance Policy

The lack of insurance coverage for the uninsured population continues to pose a large and growing problem. As per the available data, the overall penetration of health insurance in India in the financial year 2018 was roughly 35%. Evidently, many people do not opt for comprehensive health insurance policies. As a result, the uninsured people will have to go without the care and medical services they badly need to protect their lives.

This tragic trend of the uninsured population not having access to necessary medical care will continue to strain the health care system. As a result, it will have an enormous effect on the health and financial well-being of the uninsured population in India. Therefore, it is ideal to get the best health insurance after weighing your long-term and short-term financial needs aligned with your health requirements.

Health

BioLongevity Labs: How Two Biohackers Are Making Longevity Safe for the Mainstream

Published

2 hours ago

February 18, 2026

Michelle Langton

Humans have been looking for ways to extend their lifespan for hundreds of years. Medicine has made impressive strides, but for many, the effects of aging are still painfully real.

Through BioLongevity Labs, biohackers and entrepreneurs Jay Campbell and Josh Felber aim to introduce ordinary people to potentially life-changing compounds called peptides. Campbell and Felber come from very different backgrounds.

Campbell is a five-time international bestselling author and globally recognized leader in the health-optimization space. Felber is a serial entrepreneur who excels at scaling businesses.

For both men, BioLongevity Labs is more than just a business venture — it’s about helping everyday people discover something that just might prolong and improve their lives.

“Your body inevitably changes as the years pile on,” says Campbell. “Your energy drops, and wrinkles start showing up uninvited. Peptides can change everything.”

Many people have probably heard the term “peptide” in passing. Some may know they’re associated with longevity. Most people just don’t have a strong grasp of how they work.

A peptide is a short chain of amino acids, which are the building blocks of proteins. Essentially, peptides are like shorter, simpler proteins. That might sound unremarkable, but the real magic of peptides lies in how they work.

They function as signaling or “messenger” molecules telling the body to perform specific functions. Many peptides function similarly to hormones. A relevant example is GLP-1 (glucagon-like peptide-1) receptor agonists. This class of medications includes semaglutide and tirzepatide, two wildly popular weight-loss drugs.

“These peptides aren’t just another biohacking fad,” Campbell explains. “They enhance insulin secretion and suppress glucagon release to balance blood sugar levels and promote sustainable weight loss”. But what sets GLP-1 receptor agonists apart is their ability to regulate hunger.

Through the reduction of appetite and increased feelings of fullness, it is far easier for dieters to stick to a calorie deficit.” Although GLP-1 receptor agonists are widely prescribed, most peptides aren’t.

Campbell asserts, because many peptides have the potential to cure illnesses by treating the fundamental root cause, they go against America’s “sick care” model of healthcare. They potentially threaten drug companies and their bottom line.

“Peptides are simultaneously a dream come true for mankind and the worst possible nightmare for the pharmaceutical industry,” says Campbell. “It’s not a conspiracy theory. It’s pure economics and psychology in action. People will do whatever it takes to make as much money as possible in a free-market society, even if it means suppressing a superior solution.”

Patients probably aren’t going to be introduced to peptides through the healthcare system. Many discover them on their own. But for the many people who don’t have a solid understanding of how they work molecularly or even what dose to take, there is a risk. That’s precisely what BioLongevity Labs’ co-founders are attempting to address.

Jay Campbell has dedicated his life to educating people about therapeutic peptides and optimized hormones, and along with his partner Josh Felber, they’ve created a company offering filler-free, third-party tested peptides and bioregulators.

Campbell and Felber stress the fact that BioLongevity Labs isn’t meant to be a replacement for traditional medical care. Instead, its products bridge the gap between clinical and extra-clinical care. There’s no magic pill or single solution to solve the problem of aging.

But thanks to the development of specialized peptides, bioregulators, and small molecules, we’re closer than we’ve ever been before.