Business

How to Run a 6 Figure Location Independent Online Business, in Today’s World

Published

4 years ago

December 16, 2021

Matthew Wiles

How to overcome the fear of sharing your business, and tips to scale your business with energetics.

“ I wanted FREEDOM. I didn’t grow up with the life that I wanted, I created it”.

Our world is rapidly evolving and adapting to unforeseen circumstances like the pandemic. We are in the midst of a digital revolution, where the way we work has fundamentally changed. “Most would think traveling and living a digital nomadic lifestyle would be impossible”, spiritual business coach Ania Halama says, but she is about to divulge on how she scaled a six figure business online while traveling the world.

Ania Halama is a world traveler and spiritual entrepreneur who has mentored thousands of heart-centered entrepreneurs to align with their ideal clients, and to attract money and wealth, using the R.E.B.E.L. Entrepreneur Method. Her experience and skills are focused in bridging the gap between what is perceived as normal, and what is truly possible, through opening new pathways for her clients via EFT, Meditation, Reiki and Law of Attraction.

Overcoming Fear and Limited Beliefs

Doing something that goes against the status-quo, like starting an online business, can invoke a lot of fear. The fear of being judged and self doubt can hinder us from pursuing something greater than what we have now. Removing self doubt requires us to work very hard on ourselves; lifting the negative energy that is weighing us down. Most people have experienced some kind of trauma, and when these traumas go untreated, it can block us from meeting our full potential.

As a transformation coach, Ania frequently observed the difficulty her clients had in overcoming their traumas. She explains that to be 100% present in your business, means you have to heal these traumas first. In doing so, you can become fully confident in sharing your ideas (and problems) with the world, coming from an “empowered place rather than a wounded place”.

In order for your business to grow, you have to have absolute belief in what it is you’re doing.

Think about the people who invest in and support your business as clients; a big part of why is because they believe in what you have to say. You are the face of your business and when you come to the stage with high and vibrant energy, the audience can sense it.

Ania recommends practicing getting in front of an audience, and training yourself to be comfortable speaking in public. Although it might incite nerves worrying about what people might think of you, your focus should be on yourself and the bigger mission.

Blending Spirituality and Business: The Law of Attraction

“We don’t need to work 40, 50, 60 hours a week to live beautiful lives”.

Business energetics is a psychotherapy practice that utilizes EFT tapping, where energy is “tapped” on a person’s body, releasing negative emotions like anxiety and improving a person’s flow. Flow allows the person to gain wisdom and identify the challenges they are facing. It is through improved flow, Ania argues that we begin to put the Law of Attraction into effect. Using the example of masculine and feminine energy, she describes why having a balance of these improves flow. Masculine energy is the hustle mentality, whereas feminine energy is what actually attracts clients to us, and lets them in versus chasing after clients and wondering “when the next dollar is going to come from”.

Using spirituality to improve our energy, will attract the right type of clients, partners or coaches to your business. Flow, according to Ania, happens when we connect with frequencies of happiness and joy. We don’t need to work 40, 50, 60 hours to live beautiful lives. Thus, when we are freer in our own minds, free of negative or irrational fears, flow comes more intuitively. Being more connected to people allows us to gain a larger audience and support system, all of which will help grow the business in an organic way.

“Energy is more important than strategy, showing up creates attraction”

In order for the law of attraction to work, there needs to be action behind the intent to drive “…those manifestations into motion”. It is important that you show up to the work you set out to do everyday; it is this consistency that creates a ripple effect, which turns a vision into an actuality.

Following Your Voice

The last tip Ania shares is the importance of finding your authentic self and purpose. This could be through exploring the avenues you loved as a child. She argues there’s a reason why we’re attracted to certain things, nature, astrology, space..ect, when we’re young.

Hobbies or interests that bring us joy can spur the motivation to start something. When you have the right combination of good flow and inspirations to work on, you may be well on your path to creating a successful business for yourself; one that feels intuitive to your natural adeptness and values.

Conclusion

Manifesting a successful business requires a deep level of self reflection and hard work. It is not enough to simply have a vision of what you want to achieve, but you must put in the work to set it into motion. Employing spiritual practices into your day to day operations can help clear up the negative emotions or hurdles that are holding you back from taking your business to the next level. Following her own path to healing from deep trauma, has allowed Ania to manifest the career of her dreams, and in so has empowered others to achieve the same results.

Business

High Volume, High Value: The Business Logic Behind Black Banx’s Growth

Published

6 days ago

June 16, 2025

Matthew Wiles

In fintech, success no longer hinges on legacy prestige or brick-and-mortar branches—it’s about speed, scale, and precision. Black Banx, under the leadership of founder and CEO Michael Gastauer, has exemplified this model, turning its high-volume approach into high-value results.

The company’s Q1 2025 performance tells the story: $1.6 billion in pre-tax profit, $4.3 billion in revenue, and 9 million new customers added, bringing its total customer base to 78 million across 180+ countries.

But behind the numbers lies a carefully calibrated business model built for exponential growth. Here’s how Black Banx’s strategy of scale is redefining what profitable banking looks like in the digital age.

Scaling at Speed: Why Volume Matters

Unlike traditional banks, which often focus on deepening relationships with a limited set of customers, Black Banx thrives on breadth and transactional frequency. Its digital infrastructure supports onboarding millions of users instantly, with zero physical presence required. Customers can open accounts within minutes and transact across 28 fiat currencies and 2 cryptocurrencies (Bitcoin and Ethereum) from anywhere in the world.

Each customer interaction—whether it’s a cross-border transfer, crypto exchange, or FX transaction—feeds directly into Black Banx’s revenue engine. At scale, these micro-interactions yield macro results.

Real-Time, Global Payments at the Core

One of Black Banx’s most powerful value propositions is real-time cross-border payments. By enabling instant fund transfers across currencies and countries, the platform removes the frictions associated with SWIFT-based systems and legacy banking networks.

This service, used by individuals and businesses alike, generates:

Volume-based revenue from transaction fees
Exchange spreads on currency conversion
Premium service income from business clients managing international payroll or vendor payments

With operations in underserved regions like Africa, South Asia, and Latin America, Black Banx is not only increasing volume—it’s tapping into fast-growing financial ecosystems overlooked by legacy banks.

The Flywheel Effect of Crypto Integration

Crypto capabilities have added another dimension to the company’s high-volume model. As of Q1 2025, 20% of all Black Banx transactions involved cryptocurrency, including:

Crypto-to-fiat and fiat-to-crypto exchanges
Crypto deposits and withdrawals
Payments using Bitcoin or Ethereum

The crypto integration attracts both retail users and blockchain-native businesses, enabling them to:

Access traditional banking rails
Convert assets seamlessly
Operate with lower transaction fees than those found in standard financial systems

By being one of the few regulated platforms offering full banking and crypto support, Black Banx is monetizing the convergence of two financial worlds.

Optimized for Operational Efficiency

High volume is only profitable when costs are contained—and Black Banx has engineered its operations to be lean from day one. With a cost-to-income ratio of just 63% in Q1 2025, it operates significantly more efficiently than most global banks.

Key enablers of this cost efficiency include:

AI-driven compliance and customer support
Cloud-native architecture
Automated onboarding and KYC processes
Digital-only servicing without expensive physical infrastructure

The outcome is a platform that not only scales, but does so without sacrificing margin—each new customer contributes to profit rather than diluting it.

Business Clients: The Value Multiplier

While Black Banx’s massive customer base is largely consumer-driven, its business clients are high-value accelerators. From SMEs and startups to crypto firms and global freelancers, businesses use Black Banx for:

International transactions
Multi-currency payroll
Crypto-fiat settlements
Supplier payments and invoicing

These clients tend to:

Transact more frequently
Use a broader range of services
Generate significantly higher revenue per user

Moreover, Black Banx’s API integrations and tailored enterprise solutions lock in these clients for the long term, reinforcing predictable and scalable growth.

Monetizing the Ecosystem, Not Just the Account

The genius of Black Banx’s model is that it monetizes not just accounts, but entire customer journeys. A user might:

Onboard in minutes
Deposit funds from a crypto wallet
Exchange currencies
Pay an overseas vendor
Withdraw to a local bank account

Each of these actions touches a different monetization lever—FX spread, transaction fee, crypto conversion, or premium service charge. With 78 million customers doing variations of this at global scale, the cumulative financial impact becomes immense.

Strategic Expansion, Not Blind Growth

Unlike many fintechs that chase customer acquisition without a clear monetization path, Black Banx aligns its growth with strategic market opportunities. Its expansion into underbanked and high-demand markets ensures that:

Customer acquisition costs stay low
Services meet genuine needs (e.g., cross-border income, crypto access)
Revenue per user grows over time

It’s not just about acquiring more customers—it’s about acquiring the right customers, in the right markets, with the right needs.

The Future Belongs to Scalable Banking

Black Banx’s ability to transform high-volume engagement into high-value profitability is more than just a fintech success—it’s a signal of what the future of banking looks like. In a world where agility, efficiency, and inclusion define competitive advantage, Black Banx has created a blueprint for digital banking dominance.

With $1.6 billion in quarterly profit, nearly 80 million users, and services that span the globe and the blockchain, the company is no longer just scaling—it’s compounding. Each new user, each transaction, and each feature builds upon the last.

This is not the story of a bank growing.

This is the story of a bank accelerating.