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How to Run a 6 Figure Location Independent Online Business, in Today’s World

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How to overcome the fear of sharing your business, and tips to scale your business with energetics.

“ I wanted FREEDOM. I didn’t grow up with the life that I wanted, I created it”.

Our world is rapidly evolving and adapting to unforeseen circumstances like the pandemic. We are in the midst of a digital revolution, where the way we work has fundamentally changed. “Most would think traveling and living a digital nomadic lifestyle would be impossible”, spiritual business coach Ania Halama says, but she is about to divulge on how she scaled a six figure business online while traveling the world.

Ania Halama is a world traveler and spiritual entrepreneur who has mentored thousands of heart-centered entrepreneurs to align with their ideal clients, and to attract money and wealth, using the R.E.B.E.L. Entrepreneur Method. Her experience and skills are focused in bridging the gap between what is perceived as normal, and what is truly possible, through opening new pathways for her clients via EFT, Meditation, Reiki and Law of Attraction. 

Overcoming Fear and Limited Beliefs

Doing something that goes against the status-quo, like starting an online business, can invoke a lot of fear. The fear of being judged and self doubt can hinder us from pursuing something greater than what we have now. Removing self doubt requires us to work very hard on ourselves;  lifting the negative energy that is weighing us down. Most people have experienced some kind of trauma, and when these traumas go untreated, it can block us from meeting our full potential.

As a transformation coach, Ania frequently observed the difficulty her clients had in overcoming their traumas. She explains that to be 100% present in your business, means you have to heal these traumas first. In doing so, you can become fully confident in sharing your ideas (and problems) with the world, coming from an “empowered place rather than a wounded place”. 

In order for your business to grow, you have to have absolute belief in what it is you’re doing. 

Think about the people who invest in and support your business as clients; a big part of why is because they believe in what you have to say. You are the face of your business and when you come to the stage with high and vibrant energy, the audience can sense it.

Ania recommends practicing getting in front of an audience, and training yourself to be comfortable speaking in public. Although it might incite nerves worrying about what people might think of you, your focus should be on yourself and the bigger mission.

Blending Spirituality and Business: The Law of Attraction

“We don’t need to work 40, 50, 60 hours a week to live beautiful lives”.

Business energetics is a psychotherapy practice that utilizes EFT tapping, where energy is “tapped” on a person’s body, releasing negative emotions like anxiety and improving a person’s flow. Flow allows the person to gain wisdom and identify the challenges they are facing. It is through improved flow, Ania argues that we begin to put the Law of Attraction into effect. Using the example of masculine and feminine energy, she describes why having a balance of these improves flow. Masculine energy is the hustle mentality, whereas feminine energy is what actually attracts clients to us, and lets them in versus chasing after clients and wondering “when the next dollar is going to come from”.

Using spirituality to improve our energy, will attract the right type of clients, partners or coaches to your business. Flow, according to Ania, happens when we connect with frequencies of happiness and joy. We don’t need to work 40, 50, 60 hours to live beautiful lives. Thus, when we are freer in our own minds, free of negative or irrational fears, flow comes more intuitively. Being more connected to people allows us to gain a larger audience and support system, all of which will help grow the business in an organic way.

“Energy is more important than strategy, showing up creates attraction”

In order for the law of attraction to work, there needs to be action behind the intent to drive “…those manifestations into motion”. It is important that you show up to the work you set out to do everyday; it is this consistency that creates a ripple effect, which turns a vision into an actuality. 

Following Your Voice 

The last tip Ania shares is the importance of finding your authentic self and purpose. This could be through exploring the avenues you loved as a child. She argues there’s a reason why we’re attracted to certain things, nature, astrology, space..ect,  when we’re young. 

Hobbies or interests that bring us joy can spur the motivation to start something. When you have the right combination of good flow and inspirations to work on, you may be well on your path to creating a successful business for yourself; one that feels intuitive to your natural adeptness and values.

Conclusion

Manifesting a successful business requires a deep level of self reflection and hard work. It is not enough to simply have a vision of what you want to achieve, but you must put in the work to set it into motion. Employing spiritual practices into your day to day operations can help clear up the negative emotions or hurdles that are holding you back from taking your business to the next level. Following her own path to healing from deep trauma, has allowed Ania to manifest the career of her dreams, and in so has empowered others to achieve the same results. 

The idea of Bigtime Daily landed this engineer cum journalist from a multi-national company to the digital avenue. Matthew brought life to this idea and rendered all that was necessary to create an interactive and attractive platform for the readers. Apart from managing the platform, he also contributes his expertise in business niche.

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Business

What Is Debt Consolidation and How Does It Work? 

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Debt consolidation combines all debts of an individual, often high-interest ones like credit card bills, into one payment system. 

Suppose you can secure a reduced interest rate. In that case, debt consolidation may be an ideal option for you, assisting you in reducing your overall debt and restructuring to help you clear it quicker.

This guide will walk you through what debt consolidation is and how it works. 

What Is Debt Consolidation?

Debt consolidation is a debt relief alternative that helps consumers bind multiple financial obligations in to one that can be regularly paid with a consolidation loan or a debt management plan (DMP).

This approach lowers the charges on debts and reduces the monthly payment. Debt consolidation sorts out the challenges faced by consumers, especially those who find it hard to service their numerous bills on time.

How Debt Consolidation Works

To consolidate debts, a borrower may request their bank or other loan providers for a balance transfer credit card, a personal loan, or a similar debt consolidation instrument. 

In the event of a debt consolidation loan, the lender may instantly clear off the borrower’s outstanding bill, or the borrower may collect the money and pay their remaining sums. 

Similarly, most balance transfer credit cards feature a recommended method for combining a cardholder’s current credit cards.

Although debt consolidation frequently reduces the amount a debtor owes monthly, it prolongs the repayment term of the merged debts. 

However, consolidating debts simplifies the payments process, making it simpler to handle finances—this is particularly beneficial for borrowers who have problems managing their money. 

Once the debtor’s old liabilities have been sorted with cash from the new loan, they’ll make just one monthly payment plan on the new loan.

Is Debt Consolidation The Same As Debt Settlement? (50 words)

While these are debt-relief options, they have a distinct difference. 

Debt consolidation transfers the borrower’s loan from multiple creditors to a single creditor but does not reduce the initial amount. 

On the other hand, debt settlement targets to lower the consumer’s debt levels. Settlement firms do not give loans; instead, they negotiate with creditors on behalf of the debtors.

Types of Debt Consolidation 

1. Debt Consolidation Loan

Debt consolidation loans are personal loans used to reduce a debtor’s interest rate, simplify payments, and generally better loan terms. 

While personal loans are often accessible in credit unions and banks, many online loan providers also provide debt consolidation services. 

However, before picking an alternative, you need to seek debt advice to give you an insight into the hidden risks. Reputable FREE debt advice platforms, such as Reform Debt Solutions, could help you. 

2. Credit Card Balance Transfer

A credit balance transfer happens when a debtor applies for another credit card, often one with lower rates, and transfers their entire balance to the new credit card. 

Similar to other debt consolidation methods, this approach leads to a single repayment to manage, may cut on the debtor’s monthly payment, and can lower the general fee of the debt by reducing the interest rate. 

Before deciding to go for a credit card balance transfer option, you should consider the accessibility of interest rates, transfer charges, transfer deadlines, and the implications of defaulting payment. 

3. Student Loan Consolidation

Student loan consolidation refers to binding different student loans into one. 

Besides reducing and streamlining monthly payments, graduates can benefit from borrower protections such as Public Service Loan Forgiveness. 

This concept is frequently used in combination with student loan consolidation, which entails consolidating multiple governments or private student loans into one personal loan.

4. Home Equity Loan

A home equity loan is a debt consolidation approach that includes obtaining a loan guaranteed by the debtor’s home value. The cash is given to the debtor in a single payment, and they can use it for clearing off or consolidating previous obligations. 

After the money is disbursed, the borrower pays interest on the whole loan. Still, since their property secures the loan, they are likely eligible for a considerably lesser interest than a debt consolidation loan.

5. Cash-out Mortgage Refinance

A cash-out mortgage refinance happens when consumers refinance their mortgage for a sum more significant than the outstanding loan balance. The borrower can then withdraw the excess in cash and clear off other debts. 

This approach then allows the borrower to combine their other loan payments with the mortgage payment to make one payment. Additionally, when the loans are folded into a guaranteed mortgage, the rate is likely to be significantly less than the rate on the initial obligations.

Pros and Cons of Debt Consolidation 

Pros

  • Combines multiple loans into one and simplifies payment 
  • Can lower the borrower’s gross interest rate
  • May reduce a borrower’s gross monthly payment 

Cons

  • Providers can charge loan origination, balance transfer, or closing fees
  • Borrowers may lose their houses if they fail to pay off the consolidation loan
  • Some come with high rates

Bottom Line

Using debt consolidation as an option for debt relief comes with many shortcomings. And indeed, it’s not the ultimate solution to the debt issue. Unlike the debt settlement approach, which reduces your loan, debt consolidation only transfers you to another lender. Besides, most of its methods tend to extend the time for settling your debts, attracting more interest rates. 

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