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Safestone Financial Review: Can They Be Trusted with Your Debt Consolidation?




Debt consolidation can be a helpful solution for individuals who are struggling with managing multiple debts. Safestone Financial is one of the many companies that offer debt consolidation services to consumers. If you are considering using Safestone Financial to consolidate your debt, you may be wondering if they can be trusted. In this article, we will review Safestone Financial and assess whether or not they are a reliable company to work with for debt consolidation.

About Safestone Financial

Safestone Financial is a financial services company that specializes in debt consolidation. The company offers a range of debt consolidation services, including personal loans, home equity loans, and credit card consolidation. Safestone Financial is based in California and has been in operation since 2001.

How Safestone Financial Works

Safestone Financial works by helping consumers consolidate their debts into a single, manageable payment. The company offers a range of debt consolidation services, including personal loans, home equity loans, and credit card consolidation. To get started with Safestone Financial, consumers can visit the company’s website and fill out an online application. Once the application is complete, Safestone Financial will review the application and determine if the consumer is eligible for a loan.

If the consumer is approved, Safestone Financial will provide them with a loan to pay off their existing debts. The consumer will then make a single payment to Safestone Financial each month, instead of paying multiple creditors. The goal of debt consolidation is to help consumers simplify their debt payments and potentially reduce their interest rates.

Is Safestone Financial a Reliable Company?

When it comes to financial services companies, it’s important to assess whether or not the company is reliable and trustworthy. Here are some factors to consider when evaluating Safestone Financial:

  • Reputation: One way to assess a company’s reliability is to look at their reputation. Safestone Financial has been in operation for over 20 years and has a strong online presence with positive customer reviews. According to the Better Business Bureau, Safestone Financial has an A+ rating, which is a strong indication of their reputation.
  • Transparency: Another factor to consider when evaluating a financial services company is their level of transparency. Safestone Financial provides detailed information on their website about their debt consolidation services, interest rates, and fees. The company also has a clear privacy policy and terms of service.
  • Licensing: Safestone Financial is licensed to operate in all 50 states in the US. The company is also a member of the National Association of Personal Financial Advisors, which is a professional association for financial advisors. This indicates that Safestone Financial operates in a professional and ethical manner.
  • Customer Service: Good customer service is another important factor when evaluating a financial services company. Safestone Financial has a customer service team that is available to answer questions and assist with loan applications. The company also provides a range of online resources and tools to help consumers manage their debt.

Pros and Cons of Safestone Financial

Like any financial services company, Safestone Financial has its pros and cons. Here are some factors to consider:


  • Wide range of debt consolidation services: Safestone Financial offers a range of debt consolidation services, including personal loans, home equity loans, and credit card consolidation. This means that consumers have multiple options to choose from when consolidating their debt.
  • Transparent pricing: Safestone Financial provides detailed information on their website about their interest rates and fees. This level of transparency is helpful for consumers who want to understand the total cost of their loan.
  • Good customer service: Safestone Financial has a customer service team that is available to answer questions and assist with loan applications. The company also provides a range of online resources and tools to help consumers manage their debt.


  • Limited loan amounts: Safestone Financial offers personal loans up to $35,000, which may not be enough for consumers with significant debt. Consumers with high levels of debt may need to look for alternative debt consolidation options.
  • Not available in all states: While Safestone Financial is licensed to operate in all 50 states, some of their debt consolidation services may not be available in certain states. Consumers should check the availability of Safestone Financial’s services in their state before applying for a loan.

Safestone Financial Alternatives

If you’re considering debt consolidation, it’s important to explore all of your options. Here are some alternatives to Safestone Financial:

  • LendingClub: LendingClub is a peer-to-peer lending platform that offers personal loans for debt consolidation. The company has a simple online application process and offers competitive interest rates.
  • Discover: Discover is a financial services company that offers personal loans for debt consolidation. The company provides a range of resources and tools to help consumers manage their debt.
  • Credit counseling: Credit counseling is a service that can help consumers develop a debt management plan. Credit counselors can work with consumers to negotiate with creditors and develop a budget to pay off debt.


Overall, Safestone Financial appears to be a reliable and trustworthy company for debt consolidation. The company has a strong reputation, transparent pricing, and good customer service. While there are some limitations to Safestone Financial’s services, the company offers a range of debt consolidation options that can be helpful for consumers with multiple debts.

If you’re considering debt consolidation, it’s important to do your research and explore all of your options. While Safestone Financial may be a good choice for some consumers, other options may be more suitable depending on your individual financial situation. Be sure to compare interest rates, fees, and terms before making a decision on which company to work with for debt consolidation.

The idea of Bigtime Daily landed this engineer cum journalist from a multi-national company to the digital avenue. Matthew brought life to this idea and rendered all that was necessary to create an interactive and attractive platform for the readers. Apart from managing the platform, he also contributes his expertise in business niche.

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From Contracts to Counsel: Your Essential Guide to Hiring a Probate Attorney in Chicago




Like many people, you’ll come across the term probate after a loved one, such as a parent or spouse, passes away. So, what is probate, and why do you need an attorney for it? As defined in Forbes, probate is a legal process that occurs after death. It entails transferring the assets of the decedent (the person who passed) to beneficiaries named in their last will. 

With that in mind, having a probate lawyer by your side is essential. The last thing you want to do is deal with the legal complexities of settling a loved one’s estate while grieving. A probate lawyer oversees the validation of the deceased’s will and the fair distribution of assets among family members. One challenge lies in finding a top-quality probate lawyer.

In this guide to hiring a probate attorney in Chicago, we’ll discuss the tips to identify the right legal professional for probate proceedings. 

Understand the Responsibilities of a Probate Lawyer

It’s difficult to hire a talented probate lawyer when you don’t know what they do: Start by understanding the roles they play. 

When you work with a Chicago probate lawyer, some tasks they might do include: 

  • Act as an estate executor or administrator 
  • Collect proceeds from the life insurance policies of the deceased
  • Identify and secure the decedent’s assets
  • Get an appraisal for the deceased’s estate
  • Pay debts and resolve estate tax issues
  • Prepare and file documents required in probate court
  • Transfer assets to rightful heirs
  • Represent you in litigation proceedings if someone challenges or contests the will

A probate lawyer could also help you and your family navigate state inheritance laws if a loved one dies without a valid will. That way, you can avoid unnecessary taxes or other ramifications of not creating a will, such as losing ownership rights of the deceased’s business or financial support.

Search for Lawyers Online and Offline

You’re probably thinking, where do I find the best lawyer to hire? You could seek referrals from friends or colleagues. Friends who worked with probate attorneys before might provide important details, such as how the lawyers communicate and handle the probate process. 

Alternatively, do a simple online search using the terms “probate lawyer near me” or “probate attorney in Chicago.” Go through various websites or online directories and write names of lawyers with positive ratings and customer testimonials. Then, contact the potential lawyers to set up free consultations. Note that not all legal professionals offer free consultations, so make sure to ask before setting a time in your calendar. 

Ask the Right Questions

A free consultation provides opportunities to ask questions to better understand if the lawyers in question have the qualifications to handle your probate case. 

Four questions you might ask attorneys during the initial meeting may include:

  1. Do You Have Experience in Probate Law? 

When evaluating lawyers, prioritize experience. An experienced probate lawyer is aware of common pitfalls that can result in the probate petition being postponed or dropped by a judge. To feel more comfortable about an attorney’s expertise, ask them if they’ve handled probate cases similar to yours before. 

For example, let’s say the deceased owned a substantial estate or had complicated assets like royalties and mineral stocks. Working with an attorney with a track record of successfully handling cases like that could save you time and money in the long run.

  1. What Do Other Clients Say About You?

Experience alone doesn’t make a probate lawyer perfect for your case. Look for someone with an outstanding reputation. These reviews likely live on Google next to their business profile or are featured on their website. If you can’t find any endorsements, ask for testimonials written by past clients. 

One point to focus on is what reviewers say about the lawyer’s efficiency and speed. Beyond that, does the lawyer offer expert guidance, conflict mitigation, and proper asset management during probate? 

A probate attorney in Chicago, IL, should be an efficient expert in asset preservation. This can be crucial to helping avoid hefty taxes and excessive debt claims. Additionally, if the lawyer receives positive feedback on conflict mitigation, it suggests they have experience in resolving or mitigating family conflicts that tend to stall the probate process. 

  1. How Long Does Probate Last? 

One way to test a probate lawyer’s knowledge is by asking them, “How long does probate last?” While the numbers vary, probate can last for a few months to over a year in many states, including Chicago. When highlighting factors that affect the duration of probate, your counsel might mention things like estate size, family disputes, debt and taxes, absence of a will, and state laws.

A knowledgeable lawyer can explain clearly why your probate case could last a few months or even years. A lawyer that makes too brazen or hard-set of promises might not be the most honest. 

  1. How Do You Want Us To Communicate? 

There’s no hard rule on how you and your probate attorney communicate. You can talk via text messages, email, video calls, or phone calls. More importantly, check that the attorney communicates in simple language to help you understand your case. 

In fact, one essential of a lawyer’s dos and don’ts to gaining clients’ trust is to avoid making clients feel clueless. If a potential lawyer uses complex legal terms or avoids communicating directly, search for probate services elsewhere.

Conclusion: Finding a Probate Attorney in Chicago

Reviewing the will of a loved one after their death and ensuring fair distribution of their assets often involves complex legal issues. For this reason, consider hiring an attorney who specializes in probate law. 

To maximize your chances of finding the right probate lawyer, familiarize yourself with their responsibilities. Next, search online for lawyers within your state or ask for recommendations from people you trust. Then, interview prospects to help ensure they possess experience, a remarkable reputation, communication skills, and knowledge of probate law.

Settling the affairs of a loved one who has passed on can be an overwhelming time. A probate attorney can help lift some of the pressure off your shoulders as you focus on grieving and healing. 

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