Business

Safestone Financial Review: Can They Be Trusted with Your Debt Consolidation?

Published

1 year ago

February 22, 2023

Debt consolidation can be a helpful solution for individuals who are struggling with managing multiple debts. Safestone Financial is one of the many companies that offer debt consolidation services to consumers. If you are considering using Safestone Financial to consolidate your debt, you may be wondering if they can be trusted. In this article, we will review Safestone Financial and assess whether or not they are a reliable company to work with for debt consolidation.

About Safestone Financial

Safestone Financial is a financial services company that specializes in debt consolidation. The company offers a range of debt consolidation services, including personal loans, home equity loans, and credit card consolidation. Safestone Financial is based in California and has been in operation since 2001.

How Safestone Financial Works

Safestone Financial works by helping consumers consolidate their debts into a single, manageable payment. The company offers a range of debt consolidation services, including personal loans, home equity loans, and credit card consolidation. To get started with Safestone Financial, consumers can visit the company’s website and fill out an online application. Once the application is complete, Safestone Financial will review the application and determine if the consumer is eligible for a loan.

If the consumer is approved, Safestone Financial will provide them with a loan to pay off their existing debts. The consumer will then make a single payment to Safestone Financial each month, instead of paying multiple creditors. The goal of debt consolidation is to help consumers simplify their debt payments and potentially reduce their interest rates.

Is Safestone Financial a Reliable Company?

When it comes to financial services companies, it’s important to assess whether or not the company is reliable and trustworthy. Here are some factors to consider when evaluating Safestone Financial:

Reputation: One way to assess a company’s reliability is to look at their reputation. Safestone Financial has been in operation for over 20 years and has a strong online presence with positive customer reviews. According to the Better Business Bureau, Safestone Financial has an A+ rating, which is a strong indication of their reputation.
Transparency: Another factor to consider when evaluating a financial services company is their level of transparency. Safestone Financial provides detailed information on their website about their debt consolidation services, interest rates, and fees. The company also has a clear privacy policy and terms of service.
Licensing: Safestone Financial is licensed to operate in all 50 states in the US. The company is also a member of the National Association of Personal Financial Advisors, which is a professional association for financial advisors. This indicates that Safestone Financial operates in a professional and ethical manner.
Customer Service: Good customer service is another important factor when evaluating a financial services company. Safestone Financial has a customer service team that is available to answer questions and assist with loan applications. The company also provides a range of online resources and tools to help consumers manage their debt.

Pros and Cons of Safestone Financial

Like any financial services company, Safestone Financial has its pros and cons. Here are some factors to consider:

Pros:

Wide range of debt consolidation services: Safestone Financial offers a range of debt consolidation services, including personal loans, home equity loans, and credit card consolidation. This means that consumers have multiple options to choose from when consolidating their debt.
Transparent pricing: Safestone Financial provides detailed information on their website about their interest rates and fees. This level of transparency is helpful for consumers who want to understand the total cost of their loan.
Good customer service: Safestone Financial has a customer service team that is available to answer questions and assist with loan applications. The company also provides a range of online resources and tools to help consumers manage their debt.

Cons:

Limited loan amounts: Safestone Financial offers personal loans up to $35,000, which may not be enough for consumers with significant debt. Consumers with high levels of debt may need to look for alternative debt consolidation options.
Not available in all states: While Safestone Financial is licensed to operate in all 50 states, some of their debt consolidation services may not be available in certain states. Consumers should check the availability of Safestone Financial’s services in their state before applying for a loan.

Safestone Financial Alternatives

If you’re considering debt consolidation, it’s important to explore all of your options. Here are some alternatives to Safestone Financial:

LendingClub: LendingClub is a peer-to-peer lending platform that offers personal loans for debt consolidation. The company has a simple online application process and offers competitive interest rates.
Discover: Discover is a financial services company that offers personal loans for debt consolidation. The company provides a range of resources and tools to help consumers manage their debt.
Credit counseling: Credit counseling is a service that can help consumers develop a debt management plan. Credit counselors can work with consumers to negotiate with creditors and develop a budget to pay off debt.

Conclusion

Overall, Safestone Financial appears to be a reliable and trustworthy company for debt consolidation. The company has a strong reputation, transparent pricing, and good customer service. While there are some limitations to Safestone Financial’s services, the company offers a range of debt consolidation options that can be helpful for consumers with multiple debts.

If you’re considering debt consolidation, it’s important to do your research and explore all of your options. While Safestone Financial may be a good choice for some consumers, other options may be more suitable depending on your individual financial situation. Be sure to compare interest rates, fees, and terms before making a decision on which company to work with for debt consolidation.

Business

Turning Tragedy into Triumph Through Walking With Anthony

Published

3 days ago

April 18, 2024

Rosario Farell

On the morning of February 6, 2010, Anthony Purcell took a moment to admire the churning surf before plunging into the waves off Miami Beach. Though he had made the dive numerous times before, that morning was destined to be different when he crashed into a hidden sandbar, sustaining bruises to his C5 and C6 vertebrae and breaking his neck.

“I was completely submerged and unable to rise to the surface,” Purcell recalls. “Fortunately, my cousin Bernie saw what was happening and came to my rescue. He saved my life, but things would never be the same after that dive.”

Like thousands of others who are confronted with a spinal cord injury (SCI), Purcell plunged headlong into long months of hopelessness and despair. Eventually, however, he learned to turn personal tragedy into triumph as he reached out to fellow SCI victims by launching Walking With Anthony.

Living with SCI: the first dark days

Initial rehabilitation for those with SCIs takes an average of three to six months, during which time they must relearn hundreds of fundamental skills and adjust to what feels like an entirely new body. Unfortunately, after 21 days, Purcell’s insurance stopped paying for this essential treatment, even though he had made only minimal improvement in such a short time.

“Insurance companies cover rehab costs for people with back injuries, but not for people with spinal cord injuries,” explains Purcell. “We were practically thrown to the curb. At that time, I was so immobile that I couldn’t even raise my arms to feed myself.”

Instead of giving up, Purcell’s mother chose to battle his SCI with long-term rehab. She enrolled Purcell in Project Walk, a rehabilitation facility located in Carlsbad, California, but one that came with an annual cost of over $100,000.

“My parents paid for rehabilitation treatment for over three years,” says Purcell. “Throughout that time, they taught me the importance of patience, compassion, and unconditional love.”

Yet despite his family’s support, Purcell still struggled. “Those were dark days when I couldn’t bring myself to accept the bleak prognosis ahead of me,” he says. “I faced life in a wheelchair and the never-ending struggle for healthcare access, coverage, and advocacy. I hit my share of low points, and there were times when I seriously contemplated giving up on life altogether.”

Purcell finds a new purpose in helping others with SCIs

After long months of depression and self-doubt, Purcell’s mother determined it was time for her son to find purpose beyond rehabilitation.

“My mom suggested I start Walking With Anthony to show people with spinal cord injuries that they were not alone,” Purcell remarks. “When I began to focus on other people besides myself, I realized that people all around the world with spinal cord injuries were suffering because of restrictions on coverage and healthcare access. The question that plagued me most was, ‘What about the people with spinal cord injuries who cannot afford the cost of rehabilitation?’ I had no idea how they were managing.”

Purcell and his mother knew they wanted to make a difference for other people with SCIs, starting with the creation of grants to help cover essentials like assistive technology and emergency finances. To date, they have helped over 100 SCI patients get back on their feet after suffering a similar life-altering accident.

Purcell demonstrates the power and necessity of rehab for people with SCIs

After targeted rehab, Purcell’s physical and mental health improved drastically. Today, he is able to care for himself, drive his own car, and has even returned to work.

“Thanks to my family’s financial and emotional support, I am making amazing physical improvement,” Purcell comments. “I mustered the strength to rebuild my life and even found the nerve to message Karen, a high school classmate I’d always had a thing for. We reconnected, our friendship evolved into love, and we tied the knot in 2017.”

After all that, Purcell found the drive to push toward one further personal triumph. He married but did not believe a family was in his future. Regardless of his remarkable progress, physicians told him biological children were not an option.

Despite being paralyzed from the chest down, Purcell continued to look for hope. Finally, Dr. Jesse Mills of UCLA Health’s Male Reproductive Medicine department assured Purcell and his wife that the right medical care and in vitro fertilization could make their dream of becoming parents a reality.

“Payton joined our family in the spring of 2023,” Purcell reports. “For so long, I believed my spinal cord injury had taken everything I cared about, but now I am grateful every day. I work to help other people with spinal cord injuries find the same joy and hope. We provide them with access to specialists, funding to pay for innovative treatments, and the desire to move forward with a focus on the future.”