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Shopping Apps That Provide Buy Now Pay Later Services!

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Introduction

Buying anything online is no easy task. You have to switch apps to find the best deal for your favourite items, go through reviews and find applicable discount codes before hitting “Buy”. But the smugness of being a smart shopper and the excitement of new items is ruined with a not-so-gentle reminder of your bank balance.

Not anymore!

Here are all shopping apps that provide Buy Now Pay Later services to help you shop on credit!

Shopping apps & their Buy Now Pay Later services:
  • Myntra

Myntra is every shopaholic’s paradise! Get a wide variety of styles to choose from and make sure you’re keeping up with the trends! Myntra lets you shop until your closet’s fill by offering the best deals on your favourite brands!!

With Myntra’s Buy Now Pay Later services, looking like a million bucks won’t burn a hole in your pocket anymore.

You can apply for a shopping loan ranging from Rs 1000 to Rs 60,000. And if you pay off your balance within the grace days, you will be charged 0% interest.

If you have opted for a 180 days loan tenure, 0.25% interest will be charged.

  • Big Basket

Imagine a place where you get the most exotic spices and fruits, all within your budget. No shopping in the scorching heat and deafening yells of the vendors. A place where bargaining isn’t needed!

Big basket is an online shopping platform where you will find whatever your taste buds crave no matter how rare it is!

Feeling adventurous and want to eat a shark for dinner? Big basket has your back!

Don’t worry about the quality and the prices as big basket goes over and beyond to provide high-quality products at reasonable prices to you.

To guarantee your pantries are always filled with delicious and nutritious food, Big basket has partnered with loan apps like CASHe to provide Buy Now Pay Later services. You can get a loan of Rs 1000 to Rs 10,000. In case of a 180 days loan tenure, 0.5% interest will be charged on your balance.

  • Amazon

Your favourite one-stop-shop for all your needs amazon has launched its Buy Now Pay Later services. If you can’t find something locally, then you know that amazon has it!

Amazon loves to offer great deals and sales for you and to ensure you don’t miss any, has partnered with online fintech companies. Apply for a loan amount ranging from Rs 1000 to Rs 60,000 at 0% interest. And 0.75% interest will be charged for a loan tenure of 180 days.

  • Flipkart

From electronics to toys to trendy outfits, Flipkart is a place you can find anything and everything you’re looking for. Get Flipkart’s BNPL so you don’t miss any sales and get your hands on the newest electronics everyone’s talking about.

If you choose a loan tenure of 180 Days, 0.75% interest will be charged.

  • Apollo Pharmacy

To make sure you take care of your health despite your financial situation, Apollo Pharmacy launched its Buy Now Pay Later services. Apollo Pharmacy offers a shopping loan of Rs 1000 to Rs 10,000 so that you can get your medicines and repay them in easy EMIs.

 

Rosario is from New York and has worked with leading companies like Microsoft as a copy-writer in the past. Now he spends his time writing for readers of BigtimeDaily.com

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Business

Scaling Success: Why Smart Habits Beat Growth Hacks in Modern eCommerce

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There’s a romanticized image of the eCommerce founder: a daring risk-taker chasing the next big idea, fueled by late-night caffeine and last-minute inspiration. But the reality behind scaled, sustainable brands tells a different story. Success in digital commerce doesn’t come from chaos or clever hacks. It comes from habits. Repetitive, structured, often unglamorous habits.

Change, a digital platform created by eCommerce strategist Ryan, builds its entire philosophy around this truth. Through education, mentorship, and infrastructure, Change helps founders shift from scrambling for quick wins to building strong systems that grow with them. The company doesn’t just offer software. It provides the foundation for digital trade, particularly for those in the B2B space.

The Habits That Build Momentum

At the heart of Change’s philosophy are five core habits Ryan considers non-negotiable. These aren’t buzzwords; they’re the foundation of sustainable growth.

First, obsess over data. Successful founders replace guesswork with metrics. They don’t rely on gut feelings. They measure performance and iterate.

Second, know your customer deeply. Not just what they buy, but why they buy. The most resilient brands build emotional loyalty, not just transactional volume.

Third, test fast. Algorithms shift. Consumer behavior changes. High-performing teams don’t resist this; they test weekly, sometimes daily, and adapt.

Fourth, manage time like a CEO. Every decision has a cost. Prioritizing high-impact actions isn’t optional; it’s survival.

Fifth, stay connected to mentorship and learning. The digital market moves quickly. The remaining founders are the ones who keep learning, never assuming they know it all. 

Turning Habits into Infrastructure

What begins as personal discipline must eventually evolve into a team structure. Change teaches founders how to scale their systems, not just their sales.

Tools are essential for starting, think Notion for documentation, Asana for project management, Mixpanel or PostHog for analytics, and Loom for async communication. But tools alone don’t create momentum.

Teams need Monday metric check-ins, weekly test cycles, customer insight reviews, just to name a few. Founders set the tone by modeling behavior. It’s the rituals that matter, then, they turn it into company culture.

Ryan puts it simply: “We’re not just building tools; we’re building infrastructure for digital trade.”

Avoiding the Common Traps

Even with structure, the path isn’t always smooth. Some founders over-focus on short-term results, chasing vanity metrics or shiny tactics that feel productive but don’t move the needle.

Others fall into micromanagement, drowning in dashboards instead of building intuition. Discipline should sharpen clarity, not create rigidity. Flexibility is part of the process. Knowing when to pivot is just as important as knowing when to persist.

Scaling Through Self-Replication

In the end, eCommerce scale isn’t just about growing a business. It’s about repeating successful systems at every level. When founders internalize high-performance habits, they turn them into processes, then culture, then legacy.

Growth doesn’t require more motivation. It requires more precision. More consistency. Your calendar, not your to-do list, is your business plan.

In a space dominated by noise and novelty, Change and its founder are quietly reshaping the conversation. They aren’t chasing trends but building resilience, one habit at a time.

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