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Shopping Apps That Provide Buy Now Pay Later Services!





Buying anything online is no easy task. You have to switch apps to find the best deal for your favourite items, go through reviews and find applicable discount codes before hitting “Buy”. But the smugness of being a smart shopper and the excitement of new items is ruined with a not-so-gentle reminder of your bank balance.

Not anymore!

Here are all shopping apps that provide Buy Now Pay Later services to help you shop on credit!

Shopping apps & their Buy Now Pay Later services:
  • Myntra

Myntra is every shopaholic’s paradise! Get a wide variety of styles to choose from and make sure you’re keeping up with the trends! Myntra lets you shop until your closet’s fill by offering the best deals on your favourite brands!!

With Myntra’s Buy Now Pay Later services, looking like a million bucks won’t burn a hole in your pocket anymore.

You can apply for a shopping loan ranging from Rs 1000 to Rs 60,000. And if you pay off your balance within the grace days, you will be charged 0% interest.

If you have opted for a 180 days loan tenure, 0.25% interest will be charged.

  • Big Basket

Imagine a place where you get the most exotic spices and fruits, all within your budget. No shopping in the scorching heat and deafening yells of the vendors. A place where bargaining isn’t needed!

Big basket is an online shopping platform where you will find whatever your taste buds crave no matter how rare it is!

Feeling adventurous and want to eat a shark for dinner? Big basket has your back!

Don’t worry about the quality and the prices as big basket goes over and beyond to provide high-quality products at reasonable prices to you.

To guarantee your pantries are always filled with delicious and nutritious food, Big basket has partnered with loan apps like CASHe to provide Buy Now Pay Later services. You can get a loan of Rs 1000 to Rs 10,000. In case of a 180 days loan tenure, 0.5% interest will be charged on your balance.

  • Amazon

Your favourite one-stop-shop for all your needs amazon has launched its Buy Now Pay Later services. If you can’t find something locally, then you know that amazon has it!

Amazon loves to offer great deals and sales for you and to ensure you don’t miss any, has partnered with online fintech companies. Apply for a loan amount ranging from Rs 1000 to Rs 60,000 at 0% interest. And 0.75% interest will be charged for a loan tenure of 180 days.

  • Flipkart

From electronics to toys to trendy outfits, Flipkart is a place you can find anything and everything you’re looking for. Get Flipkart’s BNPL so you don’t miss any sales and get your hands on the newest electronics everyone’s talking about.

If you choose a loan tenure of 180 Days, 0.75% interest will be charged.

  • Apollo Pharmacy

To make sure you take care of your health despite your financial situation, Apollo Pharmacy launched its Buy Now Pay Later services. Apollo Pharmacy offers a shopping loan of Rs 1000 to Rs 10,000 so that you can get your medicines and repay them in easy EMIs.


Rosario is from New York and has worked with leading companies like Microsoft as a copy-writer in the past. Now he spends his time writing for readers of

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VPNRanks Report Uncovers User Discontent with Majority of VPN Services




A groundbreaking report by VPNRanks reveals significant user dissatisfaction with the majority of VPN services, showing that 89% of VPNs globally fail to meet user satisfaction standards. This revelation comes at a critical time when digital security is paramount, and the demand for reliable VPN services continues to rise.

The Importance of User Satisfaction in the VPN industry

According to industry statistics from Global Market Insights, the global VPN market size was valued at USD 45 billion in 2022 and is estimated to grow at a compound annual growth rate (CAGR) of around 20% from 2023 to 2032. Driven by the growing instances of cybercrimes and data thefts, coupled with the increasing proliferation of wireless devices and digital infrastructures across industries, user satisfaction remains a critical challenge for many providers. High user satisfaction is essential for customer retention, brand reputation, and long-term success in the competitive VPN market.

“User satisfaction is the cornerstone of success in the VPN industry. In a market flooded with options, it’s the real user experiences that set the leading providers apart. VPNScore helps users navigate this complex landscape by highlighting services that excel in meeting user expectations,” said Muhammad Saleem Ahrar, COO of webAffinity, the team behind VPNRanks.

VPNRanks is a leading VPN review platform that leverages sentiment analysis to provide comprehensive and unbiased reviews of VPN services. Its VPNScore is based on an AI-driven analysis of publicly available user reviews. The platform aims to simplify the process of identifying the best VPN provider tailored to each user’s unique needs.

VPNRanks Untangles Complex Findings on Key Features

VPNRanks evaluated four key features — ease of use, ease of setup, ability to meet user requirements, and quality of support — to identify the VPN companies that excel at customer satisfaction. To determine a final rank for each metric, VPNRanks combined a popularity score, which contributed 20 percent of the total, with a satisfaction score, which contributed 80 percent.

The study sifted through reviews on 93 paid VPN companies to determine the top providers. The VPNRanks report, issued in June 2024, provides rankings for each key feature and overall customer satisfaction. ExpressVPN achieved the top VPNScore — 6.29 out of 10 — for overall satisfaction globally. The next four top companies in that category, listed in descending order, are PureVPN, NordVPN, PrivateVPN, and Surfshark.

By assessing a variety of categories, the VPNRanks study reveals the challenges users face when trying to identify the best option to meet their needs. For example, NordVPN received a nearly perfect popularity score of 9.46 out of 10 but only a 4.7 satisfaction score. PrivateVPN received a satisfaction score of 6.69 out of 10, which rivaled ExpressVPN’s score in that category, but received a popularity score of only 1.23 out of 10.

The global rankings for ease of use illustrate how challenging identifying a quality provider can be. VeePN received a very high satisfaction score of 7.18 out of 10 while receiving a popularity score of less than 1 out of 10. The findings reveal a gap between user experience and market penetration that can effectively keep the best option hidden from the consumer.

The VPNRanks report gives users insight into satisfaction and popularity while providing a balanced assessment via its VPNScore. “Users should choose based on their priorities, whether it’s user satisfaction, market presence, or a balanced option,” the report states.

VPNRanks Shows Providers How to Become More Competitive

In addition to serving as a guide for consumers, VPNRanks also maps out a pathway for VPN providers seeking greater market share. The VPN providers that consistently appear in the top spots on the VPNRanks charts are those that have achieved a balance between popularity and user satisfaction. Those who neglect one or the other cannot keep pace with market leaders.

The report explains that those with high satisfaction scores but low popularity “might be well-loved by their users but need to increase their market visibility to compete more effectively.” Achieving overall success in the VPN market requires balancing user satisfaction with market presence, it advises.


As the need for VPN services continues to grow, businesses can expect to see more providers enter the market, making the task of identifying the best option more difficult. The insights VPNRanks provides stand as a timely beacon, guiding users to providers who can satisfy their needs and support their operations.

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