Connect with us

Business

Shopping Apps That Provide Buy Now Pay Later Services!

mm

Published

on

Introduction

Buying anything online is no easy task. You have to switch apps to find the best deal for your favourite items, go through reviews and find applicable discount codes before hitting “Buy”. But the smugness of being a smart shopper and the excitement of new items is ruined with a not-so-gentle reminder of your bank balance.

Not anymore!

Here are all shopping apps that provide Buy Now Pay Later services to help you shop on credit!

Shopping apps & their Buy Now Pay Later services:
  • Myntra

Myntra is every shopaholic’s paradise! Get a wide variety of styles to choose from and make sure you’re keeping up with the trends! Myntra lets you shop until your closet’s fill by offering the best deals on your favourite brands!!

With Myntra’s Buy Now Pay Later services, looking like a million bucks won’t burn a hole in your pocket anymore.

You can apply for a shopping loan ranging from Rs 1000 to Rs 60,000. And if you pay off your balance within the grace days, you will be charged 0% interest.

If you have opted for a 180 days loan tenure, 0.25% interest will be charged.

  • Big Basket

Imagine a place where you get the most exotic spices and fruits, all within your budget. No shopping in the scorching heat and deafening yells of the vendors. A place where bargaining isn’t needed!

Big basket is an online shopping platform where you will find whatever your taste buds crave no matter how rare it is!

Feeling adventurous and want to eat a shark for dinner? Big basket has your back!

Don’t worry about the quality and the prices as big basket goes over and beyond to provide high-quality products at reasonable prices to you.

To guarantee your pantries are always filled with delicious and nutritious food, Big basket has partnered with loan apps like CASHe to provide Buy Now Pay Later services. You can get a loan of Rs 1000 to Rs 10,000. In case of a 180 days loan tenure, 0.5% interest will be charged on your balance.

  • Amazon

Your favourite one-stop-shop for all your needs amazon has launched its Buy Now Pay Later services. If you can’t find something locally, then you know that amazon has it!

Amazon loves to offer great deals and sales for you and to ensure you don’t miss any, has partnered with online fintech companies. Apply for a loan amount ranging from Rs 1000 to Rs 60,000 at 0% interest. And 0.75% interest will be charged for a loan tenure of 180 days.

  • Flipkart

From electronics to toys to trendy outfits, Flipkart is a place you can find anything and everything you’re looking for. Get Flipkart’s BNPL so you don’t miss any sales and get your hands on the newest electronics everyone’s talking about.

If you choose a loan tenure of 180 Days, 0.75% interest will be charged.

  • Apollo Pharmacy

To make sure you take care of your health despite your financial situation, Apollo Pharmacy launched its Buy Now Pay Later services. Apollo Pharmacy offers a shopping loan of Rs 1000 to Rs 10,000 so that you can get your medicines and repay them in easy EMIs.

 

Rosario is from New York and has worked with leading companies like Microsoft as a copy-writer in the past. Now he spends his time writing for readers of BigtimeDaily.com

Continue Reading
Advertisement
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

Business

From Contracts to Counsel: Your Essential Guide to Hiring a Probate Attorney in Chicago

mm

Published

on

Like many people, you’ll come across the term probate after a loved one, such as a parent or spouse, passes away. So, what is probate, and why do you need an attorney for it? As defined in Forbes, probate is a legal process that occurs after death. It entails transferring the assets of the decedent (the person who passed) to beneficiaries named in their last will. 

With that in mind, having a probate lawyer by your side is essential. The last thing you want to do is deal with the legal complexities of settling a loved one’s estate while grieving. A probate lawyer oversees the validation of the deceased’s will and the fair distribution of assets among family members. One challenge lies in finding a top-quality probate lawyer.

In this guide to hiring a probate attorney in Chicago, we’ll discuss the tips to identify the right legal professional for probate proceedings. 

Understand the Responsibilities of a Probate Lawyer

It’s difficult to hire a talented probate lawyer when you don’t know what they do: Start by understanding the roles they play. 

When you work with a Chicago probate lawyer, some tasks they might do include: 

  • Act as an estate executor or administrator 
  • Collect proceeds from the life insurance policies of the deceased
  • Identify and secure the decedent’s assets
  • Get an appraisal for the deceased’s estate
  • Pay debts and resolve estate tax issues
  • Prepare and file documents required in probate court
  • Transfer assets to rightful heirs
  • Represent you in litigation proceedings if someone challenges or contests the will

A probate lawyer could also help you and your family navigate state inheritance laws if a loved one dies without a valid will. That way, you can avoid unnecessary taxes or other ramifications of not creating a will, such as losing ownership rights of the deceased’s business or financial support.

Search for Lawyers Online and Offline

You’re probably thinking, where do I find the best lawyer to hire? You could seek referrals from friends or colleagues. Friends who worked with probate attorneys before might provide important details, such as how the lawyers communicate and handle the probate process. 

Alternatively, do a simple online search using the terms “probate lawyer near me” or “probate attorney in Chicago.” Go through various websites or online directories and write names of lawyers with positive ratings and customer testimonials. Then, contact the potential lawyers to set up free consultations. Note that not all legal professionals offer free consultations, so make sure to ask before setting a time in your calendar. 

Ask the Right Questions

A free consultation provides opportunities to ask questions to better understand if the lawyers in question have the qualifications to handle your probate case. 

Four questions you might ask attorneys during the initial meeting may include:

  1. Do You Have Experience in Probate Law? 

When evaluating lawyers, prioritize experience. An experienced probate lawyer is aware of common pitfalls that can result in the probate petition being postponed or dropped by a judge. To feel more comfortable about an attorney’s expertise, ask them if they’ve handled probate cases similar to yours before. 

For example, let’s say the deceased owned a substantial estate or had complicated assets like royalties and mineral stocks. Working with an attorney with a track record of successfully handling cases like that could save you time and money in the long run.

  1. What Do Other Clients Say About You?

Experience alone doesn’t make a probate lawyer perfect for your case. Look for someone with an outstanding reputation. These reviews likely live on Google next to their business profile or are featured on their website. If you can’t find any endorsements, ask for testimonials written by past clients. 

One point to focus on is what reviewers say about the lawyer’s efficiency and speed. Beyond that, does the lawyer offer expert guidance, conflict mitigation, and proper asset management during probate? 

A probate attorney in Chicago, IL, should be an efficient expert in asset preservation. This can be crucial to helping avoid hefty taxes and excessive debt claims. Additionally, if the lawyer receives positive feedback on conflict mitigation, it suggests they have experience in resolving or mitigating family conflicts that tend to stall the probate process. 

  1. How Long Does Probate Last? 

One way to test a probate lawyer’s knowledge is by asking them, “How long does probate last?” While the numbers vary, probate can last for a few months to over a year in many states, including Chicago. When highlighting factors that affect the duration of probate, your counsel might mention things like estate size, family disputes, debt and taxes, absence of a will, and state laws.

A knowledgeable lawyer can explain clearly why your probate case could last a few months or even years. A lawyer that makes too brazen or hard-set of promises might not be the most honest. 

  1. How Do You Want Us To Communicate? 

There’s no hard rule on how you and your probate attorney communicate. You can talk via text messages, email, video calls, or phone calls. More importantly, check that the attorney communicates in simple language to help you understand your case. 

In fact, one essential of a lawyer’s dos and don’ts to gaining clients’ trust is to avoid making clients feel clueless. If a potential lawyer uses complex legal terms or avoids communicating directly, search for probate services elsewhere.

Conclusion: Finding a Probate Attorney in Chicago

Reviewing the will of a loved one after their death and ensuring fair distribution of their assets often involves complex legal issues. For this reason, consider hiring an attorney who specializes in probate law. 

To maximize your chances of finding the right probate lawyer, familiarize yourself with their responsibilities. Next, search online for lawyers within your state or ask for recommendations from people you trust. Then, interview prospects to help ensure they possess experience, a remarkable reputation, communication skills, and knowledge of probate law.

Settling the affairs of a loved one who has passed on can be an overwhelming time. A probate attorney can help lift some of the pressure off your shoulders as you focus on grieving and healing. 

Continue Reading

Trending