Lifestyle

3 Myths About Owning An Apartment Complex

Published

4 years ago

July 11, 2021

Investing in apartment complexes can result in outstanding returns. Some surveys have found that owning a commercial investment property can net a 9.75% return per year!

Several myths about owning commercial real estate tend to discourage investors from taking the plunge, however. Consider the misconceptions below before you decide on owning an apartment complex.

And remember, you can rely on an experienced property management company to help you manage your investment and make your life a lot easier.

It Costs Too Much

It’s inarguable that most apartment complexes cost anywhere from $500,000 to multiple millions. But if you think that means you must be independently wealthy before you can invest, that’s not the case.

There are many excellent financing options that can enable you to buy apartment buildings and other commercial real estate. You will have to furnish a down payment in the range between 5% and 20% of the price of the building, but you can usually finance the rest at a low interest rate.

Your personal credit may be a factor in whether you receive the loan, but it’s more important for you to show that the property will generate enough cash flow to cover your mortgage and expenses. Also, you should have a sufficient amount of remaining funds for repairs and your profit.

The FHA offers several fantastic financing options with low down payments and interest rates for apartment complexes, so make sure to ask your loan officer about that financing option. But remember, you should have plenty of cash reserves in the bank when you buy an apartment complex so you’re ready for any unexpected expenses that come up.

Strong Housing Market Damages Apartment Demand

We are seeing strong demand for single-family homes in the US in 2021. So apartment demand must be plunging, right?

If this were true, apartment demand would have dropped during the real estate boom that peaked in 2005 and 2006. But demand for apartments rose alongside housing demand during this period. Why is that?

Evidence suggests that when the housing market is strong, demand rises for all kinds of living spaces, from houses to condos to apartments. There are many reasons for that, but most of it boils down to the health of the economy in general.

The same factors that lead to a strong housing market create demand for apartments to rise as well. So if you own an apartment complex and you see houses selling like hotcakes in your city, you can expect increased demand for your apartments. You might even be able to raise rents!

You Can Do Your Own Repairs

One way to save money when you own investment properties is to do the repairs yourself. This can be a great strategy if you know how to handle common maintenance issues, such as fixing the plumbing, minor electrical problems, etc.

But when you own an apartment complex, you may find yourself having to spend far too much of your time repairing the building than on other parts of your business. Even if you have the skill to do the repairs, your time has value.

There are other tasks that you may want to focus on to grow your business. This is why many apartment complex owners hire a property management company to handle the day-to-day needs of running an apartment building.

Your property managers can do everything from screening tenants to collecting rent to repairing the toilets. That frees you up to devote your energies to other parts of your business, and you’ll have more time to see your kids too!

Owning an apartment complex can generate outstanding cash flow for you, but it’s necessary to understand all the ramifications of ownership. If you keep the above myths in mind, you’ll have a better chance of owning a profitable building.

Lifestyle

From Broken to Whole: The Radical Reawakening Behind The XI Code

Published

22 hours ago

July 17, 2025

Michelle Langton

Photo Courtesy of Kirill Savenko

Elle dela Cruz

Most healing begins with the assumption that something is broken. That the fix lies in the right therapist, diet, retreat, or ritual. Patchwork solutions for a fragmented self.

But for clients of The XI Code, the breakthrough did not come by fixing what was broken, it came by remembering what was never damaged to begin with.

It is not a spiritual placebo or self-help remix, rather a recalibration, a return, a radical stripping away of every distortion that ever claimed authority over who you are. Founded by Masati Sajady, The XI Code has become a sanctuary for those who sensed there had to be more and now live the proof of it.

This is not talking about polite gratitude or glow-up affirmations, these are accounts of full-system transformation, physical regeneration, identity coherence, and a kind of inner homecoming that makes every previous attempt feel like a rehearsal.

“This isn’t about self-help,” says Masati. “This is about self-realization. There is a version of you untouched by pain, trauma, or time and that is what XI reveals.”

Remembering the Self Beneath the Static

Those who enter the XI space often describe their experience not as something new they learned but as something ancient they finally remembered. One client shared: “I listened to Masati’s podcasts during a bottomless depression. I swear it pulled me from the dark to the light.”

But the words they use are not mystical or out of reach, rather grounded. “I feel safe in my body.” “I’ve come home.” “I finally see myself.”

This is not a performance of healing, it is a quiet, cellular knowing.

“I survived death and decoded life,” Masati explains. “I returned with the blueprint for those ready to rejuvenate the body, unlock peak performance, and evolve humanity.” Those words, radical to some, feel like a memory to others. As if, somewhere deep inside, they always knew this was possible.

When the Body Starts Listening

While XI is not a medical protocol, many clients describe physical transformations that coincide with their inner shift. One wrote: “I’ve begun rendering myself as my highest form, right here, in this space and time continuum.”

Another called it “the most effective healing method” they had found after years of traveling the world for answers. But the common thread was coherence. A recalibration across dimensions: physical, emotional, energetic, and ancestral. It is about resolving distortion at the origin point.

Rewriting the Lens of Reality

After engaging with The XI Code, many report not just feeling better but seeing life differently. Like a veil lifted. Like their perceptual field was reset.

One wrote: “My whole life is changing in every way and it’s just unfolding on its own. Every day, synchronicities. It’s like magic.”

Another put it simply: “I found my home and I wasn’t even looking.” Again and again, the word home appears in these testimonials not as a destination but as a state of being.

Masati explains this with precision: “XI doesn’t upgrade the version of you that’s broken. It reveals the YOU that was never broken to begin with.”

A Quiet, Powerful Community

Though The XI Code is not marketed as a group program, many clients describe a shared energetic field as being held by a collective intelligence moving through similar layers.

“I can’t wait to wake up and see how much more beautiful I’ve become,” one said not from ego but from evolution.

Because the work does not stop when the session ends. The system keeps unfolding, recalibrating, and upgrading.

Not for Everyone But For the Ready

Masati is unapologetic: “The XI journey requires the courage to see Truth on all levels, in all arenas, and to accept responsibility for the Life you’ve been gifted.”

It is not for those seeking a new story to believe in, rather for those ready to remove every distortion that ever told them they weren’t enough.

And what remains? The version of you before distortion and the one that was always whole.

You do not need to become someone new. You need to meet who you were before the noise.