Business
5 Things Businessman must learn from Music Entrepreneur Felix Ghost
There comes a thin line between hard work and smart work. On one side hard work will want you to experience everything while smart work will push you to learn from other individuals weather it is their mistakes or success strategies.
Felix Ghost, CEO of the Biggest record label in UK ‘Winning Records’, is one such notable human who has proved to fuse creativity with business in a constructive and remarkable manner.
Here is a list of 5 such things:
1. Knowing the customer/client:
“A customer is the most important visitor on our premises. He is not dependent on us. We are dependent on him. He is not an interruption of our work. He is the purpose of it. He is not an outsider in our business. He is part of it. We are not doing him a favor by serving him. He is doing us a favor by giving us the opportunity to do so”, stated Gandhi Ji in a speech at South Africa.
The customer is the fundamental of business and higher customer satisfaction is the supreme goal. The better understanding and connect one has with the customer, the more it benefits the business.
Felix Ghost established Winning Records with the same perspective and to fulfill his dream of assisting and aiding young artists and fresh talent. Having a good understanding of the customer helped him not only in boosting the business but in ramping up his goodwill as well.
2. Risking and Playing Safe:
Risks are a part of business, either you take it or lose the chance. Although in the current scenario, playing safe is considered a greater risk. A wise businessman recognizes the need for taking the risks by analyzing past data, developing innovative strategies, and in-depth research and development.
Felix Ghost other than these methods also calculates the risk to reward ratio which means only if the reward is decent enough, he plunges for the risk. Winner Records is itself a proof of how taking a risk at the correct point has brought success and fame to Felix Ghost.
3. Patience:
It is a well-known fact, patience and foresight are the two most important qualities of a business. Impatience goes hand in hand with a business-bent mindset and is most troublesome at the start-up phase.
Felix Ghost is an individual that inspires many, only after he had gained substantial experience and name in the industry did he set up his company. Patience was the chief key as for a long time he observed and absorbed everything around him which has led him to be a visionary leader today.
4. Mental Stability:
Emotions have no place in business unless you do business with them. To have a sound and practical mind is very important in business. There are very few people who take failure in a positive manner. A lot of startups fail or perform below potential due to the lack of mental strength once faced with failure.
Felix Ghost has been strong mentally, one factor to add-in has been his personal life conditions. He is a man who has proved, “Bloom where ever life plants you” and his story is truly inspiring. It is this strong will that the artists of current generation must inspire from.
5. Innovation and Realism:
Innovation distinguishes between a leader and a follower while keeping a realistic approach. Only after innovating and experimenting comes wisdom and vision which benefits in challenging the competitors. Realism is the key aspect of keeping the businesses alive therefore the goals defined for a business must be substantial and real.
Felix Ghost has always been keen on innovating and experimenting with young blood and makes sure the talent is introduced as per industry needs. He always encourages his customers to think out of the box using the regular concepts. This aids in giving strong competition while keeping it real.
Business is a combination of war and sport, both require a decent amount of work and experience. These tips can be a boon to a lot of businessmen wanting to learn from others.
Felix Ghost has been successful in inspiring and motivating budding entrepreneurs. All entrepreneurs can learn from and follow the path he has carved towards success in order to turn their hard work to smart work.
Business
Black Banx Group — Third Quarter 2025 Results
FOR IMMEDIATE RELEASE · Road Town, British Virgin Islands · October 30 2025
Black Banx reports USD 4.3 billion revenue and USD 1.6 billion pre-tax profit in third quarter 2025
Black Banx Group today announced its results for the third quarter ended 30 September 2025, delivering strong performance with further progress toward its full-year targets.
Key figures for Q3 2025:
- Revenue: USD 4.3 billion
- Profit before tax (PBT): USD 1.6 billion
- Cost-to-income ratio: ≈ 62%
- Customer base (period-end): ~92 million clients
YTD (first nine months) results: Revenue USD 12.7 billion, PBT USD 4.7 billion, positioning the Group on track toward its full-year ambitions of ~USD 17 billion revenue and ~USD 6.4 billion PBT.
“Our Q3 results reaffirm the scalability and resilience of our platform,” said Michael Gastauer, Group CEO. “By continuing to scale our client base, deepen engagement, and drive operational efficiencies, we maintain momentum toward our 100 million-customer milestone and full-year ambitions.”
Daniel Dumitrascu, Group CFO, added: “We are pleased to demonstrate sequential improvement in our cost/income ratio despite ongoing investment in growth markets. With the first nine months delivered, our Q4 plan is well calibrated to close the year strongly.”
Business highlights:
- Net customer adds of approximately 8 million during Q3, bringing the total client count to ~92 million as of 30 September 2025. On pace for the 100 million-customer target by year-end.
- Continued growth across emerging markets, driven by expansion efforts in Africa, South Asia and Latin America.
- Strong transaction volumes across cross-border payments and cryptocurrency-adjacent services, contributing to top-line resilience.
- Ongoing initiatives to optimise operations and automate processes delivered a sequential improvement in cost/income ratio to ~62% from ~64% in Q2.
- Strategic investments sustained in growth markets while preserving profitability and shareholder value.
Outlook:
With three quarters behind it, Black Banx remains aligned with its 2025 full-year targets of approximately USD 17 billion in revenue and ~USD 6.4 billion in pre-tax profit. The company anticipates a seasonally stronger Q4 performance, underpinned by ongoing global client acquisition and further monetisation of its platform.
About Black Banx Group:
Black Banx Group is a global digital banking and fintech platform serving tens of millions of private and business clients across more than 180 countries. The Group offers seamless, borderless banking services, including multi-currency accounts, cross-border payments and cryptocurrency-compatible solutions. Headquartered in the British Virgin Islands, Black Banx is dedicated to innovation, financial inclusion and delivering value to its stakeholders.
Media Contact:
Black Banx Media Relations
Email: [email protected]
Forward-looking statements: This press release contains forward-looking statements that involve risks and uncertainties, including statements regarding the Group’s business strategy, financial prospects, targets and trajectory. Actual results may differ materially from those anticipated.
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