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8 Interesting Facts About Travel Insurance from Around the Globe

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While travelling is considered as a good break from the daily routine, it also helps in enhancing your sense of happiness and creativity. Visiting corners of the world and meeting multiple people has a tremendous impact on your mental well-being. It uplifts your mood and enables you to develop empathy and a deeper understanding of other cultures. But exploring and wandering overseas can be challenging as well. You can encounter unexpected situations which might seem tricky to deal with on foreign soil. Hence, it is wise to prepare a little before travelling abroad with travel insurance.

Usually, buying travel insurance all across the globe is considered before making any travel plans. But there are some facts about travel insurance that are still interpreted differently across the world. Some become misunderstood while some remain interesting to learn.

Here are a few interesting facts from around the globe that people interpret them differently:

Travel Insurance is also health insurance

Contrary to popular belief, travel insurance is not health insurance. While medical care is a component under comprehensive travel insurance coverage, it must not be mistaken for a health insurance policy. Travel insurance typically covers:

  1. Trip cancellation
  2. Damaged, stolen or lost possessions
  3. Trip interruptions
  4. Emergency evacuations
  5. Expatriation in case of natural disasters

It Does Not Cover My Pre-existing Conditions

It is only a myth that travel insurance companies do not cover pre-existing illnesses. They offer financial assistance for unforeseen expenses related to pre-existing conditions that have been stable before the start of your trip. Generally, most travel insurance companies provide coverage for pre-existing conditions. Before buying, you should familiarize yourself with the exclusions and stability requirements of your policy.

My Travel Insurance Only Covers Me in the Foreign Land

Travel insurance companies do offer domestic travel insurance plans. There are different plans offered for your different travel needs. You can check their website of your insurer and choose a plan accordingly.

Travel Insurance Will Not Cover My Grand Parents

It is only a misconception across the globe for people who do not know much about travel insurance policies. Senior citizens have tailor-made travel insurance plans. Most travel insurance companies offer additional coverage benefits for medical emergencies, including emergency medical evacuation, dental coverage, and others.

I cannot Tolerate Their Lengthy Buying Procedures

With technological advancement, most of the travel insurance plans can be purchased online or over the phone in a matter of minutes. If you face any trouble, you can contact the insurance provider to guide you through the process.

It is Only for People Who Engage in Adventurous Activities

While travelling, adventure sports activities are usually part of the vacation. Buying travel insurance to undergo these activities is essential as it will provide coverage in case of a mishap. But it does not mean that if you do not engage in such activities, you do not require a travel insurance plan. An unexpected event can take place at any time. You must stay prepared for life’s contingencies, especially during foreign travel.

I Take a Short Flight from My Home. I Don’t Need It.

You should not skip buying travel insurance even if you are planning a short trip. The duration of your journey does not matter as unforeseen situations can occur anytime. To be able to cover unaccounted expenses or walk out of a natural calamity, it is only a blessing. For financial assistance in such situations, you must have travel insurance.

Travel Insurance Claim Procedure is Difficult.

Many people from around the world believe that travel insurance claim procedure is lengthy and challenging and that the insurer hardly pays any amount. It is an incorrect statement as reputable insurers strive to settle all insurance claims in the minimum time possible.

Before you travel anywhere, purchasing travel insurance is beneficial in many ways. You can research online and find the most affordable insurance plans to suit your travel needs. If you plan to visit Asian countries like Singapore, you can look for cheap travel insurance for Singapore trips online that will help you make your budgetary. Besides, you can buy travel insurance from reputable companies like Tata AIG that offer comprehensive coverage and24*7 customer support to help you get through all steps of buying, renewing, or claiming. Now you don’t have to worry about cancelled flights due to bad weather with Tata AIG’s travel insurance plans.

Get travel insurance as it is a reliable friend in an unknown country!

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

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Lifestyle

The Breakroom Reset: Small Changes That Improve the Workday

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The office breakroom is a space that’s often neglected and can sometimes feel more like an afterthought than a key feature of the workplace. This is unfortunate, especially since employees typically visit the breakroom to rest and recuperate before finishing their shift. Considering its intended function, the breakroom should be viewed as one of the most important spaces in the entire office.

Having a welcoming and rejuvenating breakroom can promote social interaction, enhance workplace culture, and reduce stress. Employees who feel restored after visiting the breakroom are more likely to feel happy at work and be more productive the rest of the day. If your workplace breakroom leaves a lot to be desired, here are some small changes you can make to totally reset it. 

Small Breakroom Changes That Improve the Workday

Unless your breakroom is in shambles and needs major reconstruction, you don’t have to spend a fortune on it to make it more inviting. In many cases, small and simple changes can make a big impact on the overall vibe of any space.

Whether you’re working with a limited budget or limited space, there are still plenty of things you can do to reset your boring breakroom. Here are some small breakroom changes that can improve the workday and give you maximum bang for your buck.  

Convenient Hydration Options

Employees need to stay hydrated to keep their health and energy levels high.  Unfortunately, many employees are chronically dehydrated because they don’t have access to tasty beverages at work. This doesn’t necessarily mean you have to install a soda machine in the breakroom. Giving workers unlimited access to sugary drinks could backfire in the long run by contributing to illnesses and increased sick days. 

Instead of offering sugary beverages (that can actually contribute to dehydration in the long run), make it easier for your employees to stay hydrated with pure water. Providing a filtered office drinking water system is one of the best ways to encourage optimal hydration. Most employees will appreciate the clean, tasty alternative to standard office tap water.  

Comfy Seating

When was the last time you took a look at the seating arrangements in your breakroom? If it’s been a while, take a walk over there and give it a good look. Is there sufficient space for multiple employees to sit at the same time? Are the seats comfortable and rearrangeable so employees can interact with others or achieve greater privacy as desired? If not, you might benefit from a breakroom seating reset. 

Seating arrangements in breakrooms should be both comfortable and flexible. You might want to bring in some modular furniture because it’s easy to move and rearrange as needed. For maximum versatility, seating arrangements should include a mix of traditional breakroom chairs and tables, lounge chairs, and even bean bags. Making the space as open as possible will also help it look more roomy and inviting. 

Nutritious Snack Options

Most employers don’t provide full meals for their employees. It’s perfectly reasonable to expect workers to make their own lunch or dinner arrangements. However, if you want to support your employees’ energy levels, keep healthy snacks in your breakroom. Nutritious snacks can enhance employee performance throughout the day, so workers find it easier to get more done. 

Instead of investing in chips, candy bars, and other sugary sweets, opt for snack options that won’t cause sugar spikes and inevitable crashes. Some great options include trail mixes, protein bars, fresh fruit, popcorn, and veggie trays. Instant oatmeal cups can also be a convenient source of energy for those who don’t have time to grab breakfast before heading to work. You might want to send out an employee survey to see what types of healthy snacks your workers prefer.  

Optimal Lighting

Did you know that poor lighting can negatively impact your employees’ psychological and emotional well-being? Improving workplace lighting (including in the breakroom) can make a huge difference in worker morale and energy levels. Warm white light may be a great choice for the breakroom because it creates a soothing, calm atmosphere. Cool white light might be a better fit for conference rooms and cubicle areas because it enhances focus and energy.

Of course, natural light is arguably the best option for the office whenever it’s available. If your breakroom has windows, try to keep the shades open during working hours. That way, employees can experience the mood- and health-boosting benefits of natural light exposure.   

Entertainment Options

Some office managers and CEOs mistakenly think that a breakroom should be boring to serve its purpose well. However, the terms “boring” and “relaxing” are not synonymous. Employees may find a boring breakroom to be surprisingly non-restorative. On the flip side, a room equipped for entertainment can be very relaxing and rejuvenating. 

To make your breakroom a more enjoyable place to spend time, you might want to install a corner television. That way, workers can watch their favorite sitcom while they relax. You might also keep a few card or board games stocked in a cupboard for employees who prefer to interact in fun ways during their lunch breaks. 

Reset Your Breakroom Today

Your employee breakroom can reveal a lot about your overall workplace environment. If it’s not lit well, or if it’s boring and unwelcoming, workers are more likely to feel underappreciated and discontented. The good news is that you don’t have to sink a lot of money or effort into resetting your breakroom and getting a fresh start. Use these simple tips to revamp your breakroom and make it a place where workers can go to feel truly cared for and relaxed. 

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