Connect with us

Lifestyle

8 Interesting Facts About Travel Insurance from Around the Globe

mm

Published

on

While travelling is considered as a good break from the daily routine, it also helps in enhancing your sense of happiness and creativity. Visiting corners of the world and meeting multiple people has a tremendous impact on your mental well-being. It uplifts your mood and enables you to develop empathy and a deeper understanding of other cultures. But exploring and wandering overseas can be challenging as well. You can encounter unexpected situations which might seem tricky to deal with on foreign soil. Hence, it is wise to prepare a little before travelling abroad with travel insurance.

Usually, buying travel insurance all across the globe is considered before making any travel plans. But there are some facts about travel insurance that are still interpreted differently across the world. Some become misunderstood while some remain interesting to learn.

Here are a few interesting facts from around the globe that people interpret them differently:

Travel Insurance is also health insurance

Contrary to popular belief, travel insurance is not health insurance. While medical care is a component under comprehensive travel insurance coverage, it must not be mistaken for a health insurance policy. Travel insurance typically covers:

  1. Trip cancellation
  2. Damaged, stolen or lost possessions
  3. Trip interruptions
  4. Emergency evacuations
  5. Expatriation in case of natural disasters

It Does Not Cover My Pre-existing Conditions

It is only a myth that travel insurance companies do not cover pre-existing illnesses. They offer financial assistance for unforeseen expenses related to pre-existing conditions that have been stable before the start of your trip. Generally, most travel insurance companies provide coverage for pre-existing conditions. Before buying, you should familiarize yourself with the exclusions and stability requirements of your policy.

My Travel Insurance Only Covers Me in the Foreign Land

Travel insurance companies do offer domestic travel insurance plans. There are different plans offered for your different travel needs. You can check their website of your insurer and choose a plan accordingly.

Travel Insurance Will Not Cover My Grand Parents

It is only a misconception across the globe for people who do not know much about travel insurance policies. Senior citizens have tailor-made travel insurance plans. Most travel insurance companies offer additional coverage benefits for medical emergencies, including emergency medical evacuation, dental coverage, and others.

I cannot Tolerate Their Lengthy Buying Procedures

With technological advancement, most of the travel insurance plans can be purchased online or over the phone in a matter of minutes. If you face any trouble, you can contact the insurance provider to guide you through the process.

It is Only for People Who Engage in Adventurous Activities

While travelling, adventure sports activities are usually part of the vacation. Buying travel insurance to undergo these activities is essential as it will provide coverage in case of a mishap. But it does not mean that if you do not engage in such activities, you do not require a travel insurance plan. An unexpected event can take place at any time. You must stay prepared for life’s contingencies, especially during foreign travel.

I Take a Short Flight from My Home. I Don’t Need It.

You should not skip buying travel insurance even if you are planning a short trip. The duration of your journey does not matter as unforeseen situations can occur anytime. To be able to cover unaccounted expenses or walk out of a natural calamity, it is only a blessing. For financial assistance in such situations, you must have travel insurance.

Travel Insurance Claim Procedure is Difficult.

Many people from around the world believe that travel insurance claim procedure is lengthy and challenging and that the insurer hardly pays any amount. It is an incorrect statement as reputable insurers strive to settle all insurance claims in the minimum time possible.

Before you travel anywhere, purchasing travel insurance is beneficial in many ways. You can research online and find the most affordable insurance plans to suit your travel needs. If you plan to visit Asian countries like Singapore, you can look for cheap travel insurance for Singapore trips online that will help you make your budgetary. Besides, you can buy travel insurance from reputable companies like Tata AIG that offer comprehensive coverage and24*7 customer support to help you get through all steps of buying, renewing, or claiming. Now you don’t have to worry about cancelled flights due to bad weather with Tata AIG’s travel insurance plans.

Get travel insurance as it is a reliable friend in an unknown country!

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

Continue Reading
Advertisement
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

Lifestyle

How to Get the Tools You Need to Live a Happy Healthy Life

mm

Published

on

Living a happy healthy life isn’t as easy as many will have you believe. Social media is often filled with quick fixes, expensive supplements, and highlight reels to convince you that all it takes is [enter product or service for sale here]. The reality is that you need tools for that life — like a nutritious diet, sufficient sleep, stress management, and positive social connections. And many people don’t have the slightest idea how to get those tools. Here are the critical steps: 

Know What You Need

First, because both happiness and health are specific to the individual, the most important ability you need is self-awareness. If you can’t see yourself clearly, it will be almost impossible to improve yourself. So, take a good hard look at yourself and factor in your strengths and weaknesses. Ask yourself what you’re capable of and what you need to get there. 

For example, some people may be in good physical shape and simply need to hire a personal trainer to help take their fitness to the next level. Others need a full panel of tests at a local clinic to figure out what health issues they may need to address. In cases of abuse or addiction, you might need weekly therapy, or you may benefit from inpatient treatment for substance abuse. You’ll have to evaluate your specific situation and go from there. 

Ask for Help

If life is really bad and has been for some time, and you feel like you just can’t pull yourself out of a downward spiral, you most likely need to ask someone for help. Even in the case of an average life change, it could help to have an outside opinion in the form of a therapist, a friend, or a family member you trust. Many people struggle to ask for help, so this step may be especially challenging for you. 

Remind yourself that truly everyone needs help at some time in their lives, whether they realize it or not. It’s also helpful to remember that many people enjoy helping others and even sign up as volunteers or go into service jobs for that reason. If you have trouble asking someone you know for help, look into local resources like counseling or social services, which can be inexpensive or even free. Those spaces will be able to help you get the additional tools you need. 

Make Sure You Have a Safe Space to Live

Speaking of spaces, it’s hard to access the tools you need for a happy healthy life if you don’t have a safe space to live. Where are you supposed to sleep? Where can you store your nutritious food? These are real concerns for a lot of people, and if you’re one of them, you need to take it seriously. Look around you. Are you living in a safe environment that invites you to thrive and become your best self? If the answer is no, it’s time for a change. 

Obviously, it’s not typically easy to just pick up and leave your current residence, but, again, if you answered “no” to the question above, you’ll need to take the leap. If you can afford it, get your own place, so you have more of a sense of control over your own life and choices. If not, reach out to your resources, like social services, and find out about safe, affordable housing. Also, if you have a friend or family member you trust, you may be able to stay with them. 

Find Rewarding Work

Another crucial step toward accessing the essential tools for a good life is finding work you enjoy. It’s not enough to make money; plenty of people are miserable at high-paying jobs. Your goal should be to find the intersection between what you’re good at (what skills you have) and what you love. Then, work with your resources to figure out what kind of work you can do that will pay you a living wage or more. 

When you find rewarding work, you can look forward to showing up to do your job every day. Most people spend more time at work each week than they do doing anything else, except maybe sleeping. It’s important you feel good about your work. Then, you won’t end up numbing your misery with drugs, alcohol, food, or too much screen time. Instead, you’ll be more encouraged to eat well, get enough sleep, and exercise, so you can keep showing up. 

Engage in Community 

Finally, in addition to those resources you find and utilize, you’ll also want to find and engage in community. This may begin with a program like Alcoholics Anonymous or a support group for grief or eating habits, but it can evolve into book clubs, walking groups, and more. Try to give as much as you get in these community spaces, whether it’s at your local farmer’s market or at a soup kitchen. 

The more socially engaged you are, the better you feel, and the more likely you are to keep up your self-care. Community provides this feeling of giving back like few other avenues do because you are in an almost constant state of giving and receiving. When you want to be part of something, you can join a group or festival and socialize. At the same time, when you feel up to contributing, you can lend a hand and make a difference. Many times, you can do both at the same time. 

The tools you need for a happy healthy life are basic. You require good food, sleep, exercise, and people. But as basic as they are, many people need a lot of help to get to where they can access those tools. The most important part of this entire process, toward getting happy and healthy, is acknowledging that you are worthy of those tools and that life. From there, you can start doing the work to get them. 

Continue Reading

Trending