Lifestyle

Meet The Man Keeping Thousands of Families Safe: Justin Hermann

Published

4 years ago

July 23, 2021

Family safety shouldn’t be a choice but a priority for everyone. One of the ways of ensuring family safety is by ensuring there is financial stability in the family. Most employers are now providing life insurance coverage for their employees. Supplemental life insurance is bridging the shortfall in coverage and providing added protection for families.

Justin Hermann is already at the top of the game. He helps serve working families through supplemental life insurance benefits that their unions/associations have endorsed for their members to fill in the gaps of what they can’t get through work and provide them with what they need even after they leave or retire. He leads an agency in a regional leadership position in more than ten states and is on a mission to protect and serve 80,000+ working families a year by 2030.

Changing Paths

Justin is an alumnus of Delta Kappa Epsilon fraternity ASU. He pursued a Bachelor of Science in Construction Management. Additionally, Justin started his career with leading technical builders helping build hospitals as a project engineer. However, three months later, he found a new passion.

Justin wanted to serve families and help them acquire financial stability. He understood that he had to focus on his goal and work hard for him to be successful. Success doesn’t just happen; you create it. He wanted to become successful by becoming a better person professionally. Within the first year, Justin had already made six figures in an industry he had not studied for. He was also helping others achieve the six-figure mark.

Helping Families

During the first month of his new career, Justin learned his way around the business. He moved to the leadership position in his second month, and in the third month, he led in sales as a top 5 producer for their AZ, NM, TX agency. It was during his third month that he helped a 22-year-old couple. He processed a death claim for their child that he had seen three weeks prior. This encounter helped him find a purpose for what he was doing for families.

A year later, Justin was working at a regional level with an agency whose vision was expansion. In the second year, he helped open two more offices, where he moved to Texas to help lead. Justin earned a spot on the board of directors. These ranks positioned Justin to serve families better. Justin’s company understands that claims need to be paid fast, people who need the services served, and families provided for.

Justin’s Strategies

Justin puts people first. He ensures he offers professional client services. He has learned to overcome his obstacles and trust the process for his success. What distinguishes him from the rest in the industry is that his technical skills are excellent, allowing him to best understand what families need. He always brings a competitive spirit to the table. And guess what? Justin is working for the number one life insurance company in North America with more policies in place than any other company, allowing him and his team to build lifetime renewals that are rare to find in his industry and or any industry. This ensures a balance between client/agent relationship and company/agent/client relationship where everyone wins and has support now and in the future.

You can connect with Justin here.

Lifestyle

Alabama Car Accident Lawyer: Protecting Your Rights After a Crash

Published

12 hours ago

January 13, 2026

Michelle Langton

Car accidents can cause serious injuries, extensive property damage, and long-term financial strain. In the aftermath of a collision, victims often face mounting medical bills, missed time from work, and ongoing physical pain. Navigating insurance claims and legal processes on your own can be overwhelming, especially while trying to recover. Hiring an Alabama car accident lawyer ensures that your rights are protected and that you have the best chance of receiving fair compensation for your injuries and losses.

An experienced Alabama car accident lawyer acts as your advocate, handling complex legal matters while you focus on healing and rebuilding your life after a crash.

Why You Need an Alabama Car Accident Lawyer

Insurance companies often attempt to minimize payouts, even when the accident was clearly not your fault. Adjusters may pressure victims into giving recorded statements, accepting quick settlements, or downplaying injuries. An experienced Alabama car accident lawyer understands the tactics insurers use and can negotiate aggressively on your behalf.

With in-depth knowledge of Alabama traffic laws, liability rules, and personal injury regulations, your lawyer can manage the legal complexities of your case. This includes identifying responsible parties, calculating damages accurately, and ensuring all paperwork is filed correctly and on time. Having an Alabama car accident lawyer on your side helps level the playing field and prevents costly mistakes.

Understanding Alabama’s Fault and Negligence Laws

Alabama follows a strict contributory negligence rule, which can have a major impact on car accident claims. Under this law, if an injured person is found to be even 1% at fault for an accident, they may be barred from recovering compensation entirely. Insurance companies frequently use this rule to deny or dispute claims.

An experienced Alabama car accident lawyer knows how to counter these arguments by gathering strong evidence, challenging unfair fault determinations, and presenting a clear narrative of liability. Understanding how Alabama courts interpret contributory negligence is essential, and your lawyer will build a strategy designed to protect your right to compensation.

Common Injuries in Car Accidents

Car accidents can result in a wide range of injuries, some of which may not be immediately apparent. Common injuries include:

Whiplash and neck injuries
Back and spinal injuries
Traumatic brain injuries
Broken bones and fractures
Soft tissue injuries

An Alabama car accident lawyer ensures that all injuries are properly documented, including emergency treatment, follow-up care, rehabilitation, and long-term medical needs. Accurate documentation is crucial for demonstrating the true impact of the accident and pursuing maximum compensation.

How an Alabama Car Accident Lawyer Can Help

Hiring a skilled Alabama car accident lawyer provides support at every stage of the legal process:

Case Evaluation – Reviewing police reports, witness statements, medical records, and vehicle damage to assess the strength and value of your case.

Evidence Collection – Gathering photographs, accident scene documentation, surveillance footage, and repair estimates to build a compelling claim.

Negotiation With Insurance Companies – Advocating for fair compensation and preventing insurers from undervaluing, delaying, or denying your claim.

Litigation – Representing you in court if a fair settlement cannot be reached, ensuring that your case is presented effectively before a judge or jury.

Having an Alabama car accident lawyer manage these steps allows you to focus on recovery while your attorney handles the legal and procedural challenges.

What Compensation May Be Available After a Car Accident

An Alabama car accident lawyer will evaluate all damages related to your crash to ensure nothing is overlooked. Compensation may include:

Medical expenses, both current and future
Lost wages and reduced earning capacity
Pain and suffering
Emotional distress and mental anguish
Costs of ongoing treatment or rehabilitation

In more serious cases, compensation may also address permanent disability or diminished quality of life. By working with an Alabama car accident lawyer, you gain an advocate who understands how to calculate both economic and non-economic damages accurately, ensuring any settlement or verdict reflects the full impact of the accident.

Benefits of Hiring an Alabama Car Accident Lawyer

Working with an Alabama car accident lawyer provides several key benefits:

Maximized Compensation – Ensuring all damages are properly calculated and pursued
Expert Legal Guidance – Navigating Alabama laws, statutes of limitations, and insurance requirements
Peace of Mind – Reducing stress by allowing your lawyer to handle communications and negotiations
Stronger Case – Strategic legal representation and thorough evidence collection improve outcomes

Many Alabama car accident lawyers also work on a contingency fee basis, meaning you do not pay legal fees unless compensation is recovered.

When to Contact an Alabama Car Accident Lawyer

It’s important to contact an Alabama car accident lawyer as soon as possible after a crash. Early legal consultation helps preserve critical evidence, accurately document injuries, and ensure compliance with filing deadlines. Prompt action can significantly impact the success of your case and the amount of compensation you receive.

Tips for Working With Your Lawyer

To make the most of your relationship with an Alabama car accident lawyer, consider these tips:

Keep detailed records of medical treatments, bills, and insurance communications
Take photographs of injuries, vehicle damage, and the accident scene
Be honest and thorough when describing how the accident occurred
Follow medical advice and maintain documentation of your recovery

These steps allow your Alabama car accident lawyer to build a strong, well-supported case on your behalf.

Final Thoughts

Car accidents can have serious and lasting consequences, both physically and financially. Consulting an Alabama car accident lawyer is essential to protect your rights, navigate the legal system, and pursue the compensation you deserve. From investigating the crash and negotiating with insurance companies to representing you in court if necessary, an Alabama car accident lawyer provides the experience, advocacy, and support needed to move forward after a serious accident.