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Meet The Man Keeping Thousands of Families Safe: Justin Hermann




Family safety shouldn’t be a choice but a priority for everyone. One of the ways of ensuring family safety is by ensuring there is financial stability in the family. Most employers are now providing life insurance coverage for their employees. Supplemental life insurance is bridging the shortfall in coverage and providing added protection for families. 

Justin Hermann is already at the top of the game. He helps serve working families through supplemental life insurance benefits that their unions/associations have endorsed for their members to fill in the gaps of what they can’t get through work and provide them with what they need even after they leave or retire. He leads an agency in a regional leadership position in more than ten states and is on a mission to protect and serve 80,000+ working families a year by 2030. 

Changing Paths

Justin is an alumnus of Delta Kappa Epsilon fraternity ASU. He pursued a Bachelor of Science in Construction Management. Additionally, Justin started his career with leading technical builders helping build hospitals as a project engineer. However, three months later, he found a new passion. 

Justin wanted to serve families and help them acquire financial stability. He understood that he had to focus on his goal and work hard for him to be successful. Success doesn’t just happen; you create it. He wanted to become successful by becoming a better person professionally. Within the first year, Justin had already made six figures in an industry he had not studied for. He was also helping others achieve the six-figure mark. 

Helping Families

During the first month of his new career, Justin learned his way around the business. He moved to the leadership position in his second month, and in the third month, he led in sales as a top 5 producer for their AZ, NM, TX agency. It was during his third month that he helped a 22-year-old couple. He processed a death claim for their child that he had seen three weeks prior. This encounter helped him find a purpose for what he was doing for families. 

A year later, Justin was working at a regional level with an agency whose vision was expansion. In the second year, he helped open two more offices, where he moved to Texas to help lead. Justin earned a spot on the board of directors. These ranks positioned Justin to serve families better. Justin’s company understands that claims need to be paid fast, people who need the services served, and families provided for. 

Justin’s Strategies

Justin puts people first. He ensures he offers professional client services. He has learned to overcome his obstacles and trust the process for his success. What distinguishes him from the rest in the industry is that his technical skills are excellent, allowing him to best understand what families need. He always brings a competitive spirit to the table. And guess what? Justin is working for the number one life insurance company in North America with more policies in place than any other company, allowing him and his team to build lifetime renewals that are rare to find in his industry and or any industry. This ensures a balance between client/agent relationship and company/agent/client relationship where everyone wins and has support now and in the future.

You can connect with Justin here. 

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

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The Role of Medicine in Achieving and Sustaining a Healthy Body Mass





The CDC’s latest numbers classify approximately 42 percent of Americans as obese, and over two-thirds of American adults qualify as either obese or overweight. Living with excess weight heightens people’s risk for debilitating and chronic but otherwise preventable conditions like stroke, type 2 diabetes, heart disease, and certain cancers.

With new weight-loss drugs like Ozempic and Wegovy on the rise, many are wondering if these medications live up to their hype and can even help end the obesity epidemic. Sergio Padron, founder and CEO of online healthcare and weight-loss support company MD Exam, believes they can — up to a point.

“It’s important to approach these medications with a thorough understanding of what they can and can’t do,” Padron says. “Magic pills for weight loss don’t exist.”

The importance of achieving a healthy body mass

According to Padron, achieving and sustaining a healthy body mass is key to good health. To obtain your body mass index (BMI), online calculators like this one from the National Heart, Lung, and Blood Institute ask for your height and weight, run them through the standard formula, and generate your score. The last step is to find this number in the standardized ranges considered underweight, normal weight, overweight, or obese.

“Many healthcare professionals use the body mass index (BMI) for a quick approximation of most people’s health,” he explains. “All you need is the patient’s weight and height, and you can calculate this number.”

There are exceptions, however. “In particular, bodybuilders and other athletes can generate results that make it seem like they aren’t healthy, when in fact they’re in excellent condition,” Padron explains. “That’s because BMI doesn’t consider muscle mass, and muscle is more dense than fat. In addition, BMI doesn’t account for visceral fat being more dangerous than fat deposits elsewhere in the body.”

That’s why Padron cautions people not to make snap judgments based on BMI alone and to seek a more comprehensive view from healthcare professionals. “Factors like body composition, blood markers, and lifestyle need to be considered,” he explains, “which is one of the many reasons why we only offer individualized care at MD Exam.”

If your BMI falls in the overweight or obese categories, then it’s time to make a change. “Unfortunately, excess body weight means you could be developing major health problems that you otherwise wouldn’t,” Padron says. “Being overweight has also been associated with depression. In my experience, it can have a negative impact on self-esteem and even lead to the development of eating disorders.”

Luckily, groundbreaking new drugs have become available to help people recover their quality of life.

How Ozempic and Wegovy can help

According to Padron, pharmaceutical solutions like Ozempic and Wegovy can help most people achieve and sustain a healthy body mass. These medications reduce appetite and increase feelings of fullness, thereby enabling people to regulate their consumption better.

“One of the most important things our patients report is that they’re no longer tormented by cravings,” Padron says. “They find it easier to avoid overeating in the first place.”

In addition, Ozempic and Wegovy have been shown to decrease visceral fat — the dangerous kind of fat deposits. “The idea is to optimize health and well-being, not just lose weight,” Padron says. “We want to make sure you lose the right pounds. When you lose visceral fat and keep muscle, you are heading in the right direction and your body composition improves.”

In some rare cases, however, Ozempic and Wegovy aren’t effective. “Luckily, other interventions can be effective in those cases, such as Tirzepatide or classic weight-loss drugs,” Padron says.

Yet Padron emphasizes that weight-loss drugs alone are insufficient to achieve and sustain a healthy body mass.

Personalized, comprehensive support

“Just taking a pill won’t make pounds disappear,” Padron says. “To lose weight, it’s necessary to get real about your lifestyle and actually change your habits. If you haven’t been exercising, for instance, then it’s time to start getting up a little earlier and going for a morning walk. If you haven’t been eating well, then it’s time to stop buying soda and junk food.”

Easier said than done? “We know it’s hard,” Padron says. “That’s why our program takes support seriously. Our medical staff works with patients one-on-one to develop treatment plans that will work for them. We also provide coaching and connect patients to each other for mutual support and accountability. MD Exam is a community. People make friends for life on our platform.”

Lose weight, feel great

Obtaining a healthy body mass often leads to increased energy levels, improved mobility, and reduced joint pain. It can also help control chronic conditions like high blood pressure and sleep apnea, as well as forestall the development of preventable diseases. If that isn’t already enough, it can also boost patients’ self-confidence and mental health.

“Our patients experience an incredible feeling of accomplishment and empowerment,” Padron says. “Losing weight can be truly transformative. I can’t tell you how many people have told me their whole outlook on life has become more positive.”

For Padron, helping people lose weight is its own reward. “I love watching people shed their depression and come back to life,” he says. “This is the most rewarding work I can imagine.”

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