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How To Handle Car Accidents And Property Damage

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No one ever expects to be in a car accident. But unfortunately, accidents happen all the time. And when they do, it’s important to know what to do next. Do you know what to do if you’re in a car accident? Do you know how to handle property damage? Keep reading to find out everything you need to know about car accidents and property damage. 

What Is Considered Property Damage In A Car Accident?

Property damage in a car accident can include any damage done to the vehicle and any personal property inside the car at the time of the accident. This could include things like suitcases, laptops, phones, etc. If any of your personal property was damaged in the accident, you might be able to file a claim with your insurance company to have it reimbursed. If you’re unsure of how this works in your state, contact a California car accident property damage lawyer to help guide you.

What To Do If You’re In A Car Accident 

If you’re involved in a car accident, you should first pull over and turn on your hazard lights. Then, you should check for injuries. If anyone is injured, call 911 right away. If no one is injured, move your car to the side of the road so traffic can flow. Then, exchange insurance information with the other driver. Get their name, address, phone number, and insurance company information. Once you have this information, you should report the accident to your insurance company. 

Immediately After the Accident

If you’re involved in a car accident, you should first pull over to a safe location and turn off your engine. Once you’re in a safe place, assess yourself and your passengers for injuries. If anyone is injured, call 911 right away. Even if there don’t appear to be any injuries, it’s always best to err on the side of caution and call for medical assistance. 

Once you’ve ensured everyone is okay, exchange insurance information with the other driver or drivers involved in the accident. Be sure to get their names, addresses, phone numbers, insurance companies, and policy numbers. It’s also a good idea to take photos of the accident scene (if it’s safe to do so) and any damage to your vehicle. These photos can be useful when filing an insurance claim later on. 

How To Handle Property Damage 

If there was property damage in the accident (e.g., damage to your car), take pictures of the damages before getting your car towed or repaired. This will help document the extent of the damages for your insurance company. Once you have pictures of the damages, call your insurance company and give them a report of what happened. They will then likely send an adjuster to inspect the damages and give you an estimate of how much it will cost to repair them. 

Filing an Insurance Claim 

If you or anyone in your vehicle was injured in the accident, contact a personal injury lawyer as soon as possible. They can help you navigate the legal process and ensure that you receive fair compensation for your injuries. 

If there were no injuries but property damage, you’d need to file an insurance claim with your insurance company. The process for doing this will vary depending on your insurer. Still, generally speaking, you’ll need to file a police report and then submit a claim form along with any supporting documentation (e.g., photos of the damage). Once your claim is processed, you should receive payment for repairs within a few weeks. 

Aggressive Insurance Companies 

Some insurance companies may try to lowball you on your repair costs or refuse to pay out your claim altogether. If this happens, contact a lawyer who specializes in dealing with auto accidents and property damage. They can help you get the compensation you deserve. 

Final Thoughts

No one ever wants to be in a car accident. But if you are involved in an accident, it’s important to know what to do next. Now that you’ve read this blog post, you know exactly what steps you need to take after a car accident. So if you’re ever involved in an accident, remember these tips and follow them so you can get through them as stress-free as possible.

Jenny is one of the oldest contributors of Bigtime Daily with a unique perspective of the world events. She aims to empower the readers with delivery of apt factual analysis of various news pieces from around the World.

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More Named Storms — Is Your Luxury Pergola Ready?

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The National Oceanic and Atmospheric Administration (NOAA) predicted a 60% chance that the 2025 Atlantic hurricane season would be above normal. The administration said to watch for between 13 and 19 total named storms — those with winds of 39 mph or higher. 

For homeowners in hurricane-prone regions, this raises an urgent question: are your outdoor spaces ready to weather the storm? 

PERGOLUX, a leader in durable outdoor structures, designs powder-coated aluminum pergolas with adjustable louvers to withstand the harshest environments.

“Today’s outdoor living spaces face the wrath of nature’s extremes,” says Tim Heneveld, Country Director of PERGOLUX North America. “Hurricanes, tropical storms, and flash floods bring powerful winds exceeding 100 mph. Their relentless rain and rising floodwaters can quickly devastate unprepared structures. If you want to protect your investments, resilient design is essential.”

Is your aluminum pergola and louvered roof ready to take on intense storms?

The open-air elegance of patio pergolas with slat roofs is perfect for a gentle breeze, but can make them vulnerable to the violent forces of hurricane winds. These storm winds pack powerful uplift and lateral forces.

Wind uplift occurs when gusts of wind flow beneath the roof, generating upward pressure that can lift the entire structure off its base. Lateral forces push a pergola horizontally, causing it to lean or even collapse.

The key defense against these powerful forces? A reinforced frame.

“Strong, well-engineered frames act as the backbone of your pergola,” notes Heneveld. “Aluminum is the ideal material for a pergola’s frame. It combines the strength needed to resist bending or breaking with a lighter weight that reduces strain on the foundation.”

PERGOLUX’s pergolas feature reinforced frames engineered to withstand intense storms with confidence. In fact, their latest model, the Skydance Series 3 Pergola, is specially crafted to endure winds up to 165 mph, which means that even when fierce hurricanes like Milton sweep through, these pergolas remain intact.

Reinforced aluminum frames designed with thickened beams and precision connections stand up to wind uplift and lateral pressure. Hurricane-rated bolts, brackets, and screws hold everything tightly together to prevent ‌weak points that storms so often exploit. When each joint is reinforced and well-anchored, your pergola can remain a steadfast retreat despite the wildest weather. Thicker beams and columns combined with robust engineering techniques give these pergolas superior strength. Extra support brackets, hidden fasteners, and precise assembly methods ensure the frame endures.

Elevated bases can protect your luxury pergola from floods

Along with high winds, storms bring torrential rain. Rising water can undermine structural footings and rot wooden materials, which can destabilize the entire installation.

An elevated base is a strategic line of defense. “By constructing your pergola on raised concrete footings or piers, you create a gap between the ground and the structure,” notes Heneveld. “During a flood, it keeps the water at bay. The elevation also prevents erosion caused by pooling rainwater.”

The best-quality outdoor pergolas offer high-grade materials and cutting-edge engineering

The key element of any storm-ready outdoor structure is its materials. PERGOLUX chooses 6063-T5 aluminum, a marine-grade alloy renowned for its incredible strength and exceptional resistance to corrosion, even when exposed to salty sea air and humid conditions.

“A wooden or vinyl pergola may look great at first,” says Heneveld, “but they often require costly upkeep or replacement after just a few seasons of storm damage. Our reinforced aluminum pergolas will give you years of worry-free durability. It will remain strong and look fantastic, no matter the weather.”

PERGOLUX’s advanced engineering solutions also protect what is inside the structure. Their patented RainLUX™ integrated gutter system channels rainwater away, preventing leaks that can damage furniture and floors.

“We offer a 10-year warranty to back up all of our claims,” Heneveld says. “It’s our commitment that these structures will protect your home’s exterior environment for years to come. We want you to focus on enjoying the moments that matter in your pergola, not on the coming storms.”

Practical outdoor living tips to prepare your louvered pergola kit before storm season

Even the strongest pergola will fare better when prepped for a coming storm. “Make sure to secure your loose items,” Heneveld warns. “Before a storm, remove furniture, planters, and décor. All of these can become hazardous projectiles.”

When homeowners hear that a storm is on the way, they will want to fully secure any screens or panels. Removing detachable panels before severe weather will help protect the pergola by reducing wind resistance.

Homeowners will want to take the time to routinely inspect and maintain their pergolas. A quick check for loose fasteners or other small signs of wear goes a long way in preserving the pergola’s strength.

“Combine simple preparation with a reinforced, elevated, and expertly engineered structure, and you’ll have an outdoor space built to last,” Heneveld concludes. “Investing in a storm-ready pergola is about so much more than just avoiding damage. You’re preserving a lifestyle. A long-lasting pergola will bring you years of shaded summer barbecues and fresh-air morning coffees.”

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