Business
Navigating the Business Immigration Process
In an increasingly globalized world, the movement of talent and expertise across international borders is a fundamental aspect of the modern business landscape. Navigating the complex web of regulations and procedures involved in business immigration is crucial for companies and individuals aiming to expand their horizons, tap into new markets, or seek fresh opportunities abroad.
The process of business immigration encompasses a broad spectrum of visas, permits, and legal frameworks designed to facilitate the movement of skilled workers, entrepreneurs, investors, and intra-company transferees. “Understanding this landscape is pivotal not only for the success of enterprises,” shares Carlos Colombo, attorney and founder of Colombo & Hurd, PL, “but also for professionals seeking to contribute their skills and expertise on a global scale.”
Whether you’re an employer looking to bring in international talent, an entrepreneur seeking to establish a business presence in a new country, or an individual aiming to explore career opportunities abroad, understanding the nuances of business immigration is paramount.
Understanding business immigration
Business immigration encapsulates the intricate process of individuals crossing international borders for business-related endeavors, encompassing employment, investment, entrepreneurship, and intra-company transfers. It comprises an array of visa categories and legal frameworks established by different countries to facilitate the entry and residence of foreign nationals engaging in economic activities.
Globally, international migration for employment exceeds 169 million people, as per the International Labour Organization in a report they released in 2021, highlighting the substantial scale of business-related migration. This movement is facilitated through various visa programs tailored to specific purposes and skill sets. For instance, the United States’ H-1B visa program, aimed at skilled foreign workers, received over 780,884 applications in fiscal year 2023, emphasizing the ongoing demand for specialized talents in the U.S. job market.
Among the visa types associated with business immigration are work visas, which target skilled professionals seeking employment opportunities in foreign countries. Examples include the U.S.’s L-1 visa, utilized by multinational companies to temporarily transfer employees from overseas offices.
Entrepreneur visas, like the E-2 visa in the U.S., cater to individuals investing in and managing businesses abroad. The EB-5 Immigrant Investor Program, facilitating foreign investment in the U.S., witnessed 9,500 visas issued in 2023, reflecting the interest among investors to contribute capital and create jobs in the country.
Additionally, business immigration includes visas designed for high-net-worth individuals making substantial financial investments in the host country, such as the UK’s Tier 1 Investor Visa.
“Understanding these diverse visa categories and their respective requisites is pivotal for individuals and businesses navigating the complex terrain of business immigration,” notes Colombo.
Factors influencing business immigration
Business immigration is profoundly shaped by an interplay of diverse factors that influence the movement of individuals and professionals across international borders. Globally, over 169 million individuals engage in international migration for employment, highlighting the significant scale of business-related movement. Key factors impacting business immigration encompass employer sponsorship requirements, where employers often play a pivotal role in facilitating immigration for prospective employees.
Individual qualifications, such as educational background, work experience, and specialized skills, heavily influence eligibility criteria for various visa categories. Additionally, government regulations and policies wield considerable influence, undergoing constant evolution and directly affecting visa availability, criteria, and processing timelines. Economic conditions — including labor demands and national economic stability — are intricately linked to immigration policies. For instance, changes in geopolitical relations or trade agreements between countries can prompt shifts in immigration policies, thereby impacting visa availability and requirements.
Furthermore, industries with specific skill demands, such as technology or healthcare, often see tailored immigration policies reflecting these needs. Unexpected global events, like pandemics or geopolitical conflicts, have also historically prompted regulatory changes, leading to alterations in visa issuance and border controls. Understanding and adapting to these multifaceted factors is imperative for businesses and individuals seeking to navigate the complex terrain of business immigration efficiently.
Navigating the business immigration process
Navigating the intricate pathways of business immigration demands a strategic and meticulous approach to ensure a smooth and successful process. Here’s a comprehensive guide outlining the key steps and strategies involved:
Navigating the business immigration process demands meticulous planning, attention to detail, and expert guidance. Employing a systematic approach and staying informed about regulatory changes can significantly enhance the chances of a successful outcome.
Navigating the intricate terrain of business immigration is a multifaceted undertaking requiring strategic planning and adaptability. As the movement of talent and skills continues to expand globally, understanding the nuances of various visa programs and immigration policies is more crucial than ever for both individuals and enterprises.
Though the process poses formidable challenges, employing methodical preparation, working with experts, and maintaining compliance can lead to successful outcomes. With over 169 million people crossing borders for employment annually, business immigration will continue playing a pivotal role in accessing global opportunities and fueling innovation worldwide.
Companies and talented individuals seeking to make their mark globally must invest the requisite time and effort to chart the optimal course through the complex pathways of business immigration. “A prudent and informed approach will open avenues to tap into diverse talent pools, expand into new markets, and leverage the potential of cross-border collaboration,” says Colombo.
Business
Derik Fay and the Quiet Rise of a Fintech Dynasty: How a Relentless Visionary is Redefining the Future of Payments
Long before the headlines, before the Forbes features, and well before he became a respected fixture in boardrooms across the country, Derik Fay was a kid from Westerly, Rhode Island with little more than grit and audacity. Now, with a strategic footprint spanning more than 40 companies—including holdings in media, construction, real estate, pharma, fitness, and fintech—Fay’s influence is as diversified as it is deliberate. And his most recent move may be his boldest yet: the acquisition and co-ownership of Tycoon Payments, a fintech venture poised to disrupt an industry built on middlemen and outdated rules.
Where many entrepreneurs chase headlines, Fay chases legacy.
Rebuilding the Foundation of Fintech
In the saturated space of payment processors, Fay didn’t just want another transactional brand. He saw a broken system—one that labeled too many businesses as “high-risk,” denied them access, and overcharged them into silence. Tycoon Payments, under his stewardship, is rewriting that narrative from the ground up.
Instead of the all-too-common “fake processor” model, where companies act as brokers rather than actual underwriters, Tycoon Payments is being engineered to own the rails—integrating direct banking partnerships, custom risk modeling, and flexible support for underserved industries.
“Disruption isn’t about being loud,” Fay said in a private strategy session with advisors. “It’s about fixing what’s been ignored for too long. I don’t chase waves—I build the coastline.”
Quiet Power, Strategic Depth
Now 46 years old, Fay has evolved from scrappy gym owner to an empire builder, founding 3F Management as a private equity and venture vehicle to scale fast-growth businesses with staying power. His portfolio includes names like Bare Knuckle Fighting Championships, BIGG Pharma, Results Roofing, FayMs Films, and SalonPlex—but also dozens of companies that never make headlines. That’s by design.
Where others seek followers, Fay builds founders. Where most celebrate their exits, Fay reinvests in people.
While he often deflects conversations around his personal wealth, analysts estimate his net worth to exceed $100 million, with some placing it comfortably over $250 million, based on exits, real estate holdings, and the trajectory of his current ventures.
Yet unlike others in his tax bracket, Fay still answers cold DMs. He mentors rising entrepreneurs without cameras rolling. And he shows up—not just with capital, but with conviction.
A Mogul Grounded in Real Life
Outside of business, Fay remains committed to his role as a father and partner. He shares two daughters, Sophia Elena Fay and Isabella Roslyn Fay, and has been in a relationship with Shandra Phillips since 2021. He’s known for keeping his personal life private, but those close to him speak of a man who brings the same intention to parenting as he does to scaling multimillion-dollar ventures—focused, present, and consistent.
His physical stature—standing at 6′1″—matches his professional gravitas, but what’s more striking is his ability to operate with both discipline and empathy. Fay’s reputation among founders and CEOs is not just one of capital deployment, but emotional intelligence. As one partner noted, “He’s the kind of guy who will break down your pitch—and rebuild your belief in yourself in the same breath.”
The Tycoon Blueprint
The playbook Fay is writing at Tycoon Payments doesn’t just threaten incumbents—it reinvents the infrastructure. This isn’t another “fintech startup” with a flashy brand and no backend. It’s a strategically positioned venture with real underwriting power, cross-border ambitions, and a founder who understands how to scale quietly until the entire industry has to take notice.
In an age where so many entrepreneurs rely on noise and virality to build influence, Fay remains a master of what can only be called elite stealth. He doesn’t need the spotlight. But his impact casts a long shadow.
Conclusion: The Empire Expands
From Rhode Island beginnings to venture boardrooms, from gym owner to fintech force, Derik Fay continues to build not just businesses—but a blueprint. One rooted in resilience, innovation, and long-term infrastructure.
Tycoon Payments may be the latest chess piece. But the game he’s playing is bigger than one move. It’s a long game of strategic leverage, intentional legacy, and generational wealth.
And Fay is not just playing it. He’s redefining the rules.
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