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At-Home Skincare Treatments for the Holidays




This holiday season, we’re sure to be seeing quite a bit from the beauty industry and what better gift for the budding holistic esthetician than a microcurrent treatment. Whether you’re giving to a non-invasive newbie or a device aficionado, 7E Wellness has the perfect gift and their holiday collections have your entire list covered. Whether they’ve been naughty or nice (or naughty and nice), you’ll find it all conveniently curated on their website.

If you’re looking to give the gift of surgery-level results without having to leave home, check out the MyoLift QT+. This incredible package has been a hit with our users who prefer a consistent and calming home treatment to an invasive surgery – plus, it comes with a variety of masks and accessories to create a complete experience that is sure to bring joy to anyone on your list who has been thinking about leveling up their skincare routine.

For all you professionals out there looking to provide something new for your clients, consider the MyoLift 600 Luxe Gift Set. This expansive package is being offered at a huge discount for the season and at a 32% price reduction, you can’t afford not to add this to your roster of non-invasive beauty offerings. It includes the MyoLift 600, which offers enhanced microcurrent intensity, and is the ideal solution for licensed anti-aging professionals.

Founder Pooja Johari has always felt that 7E Wellness is in the business of providing confidence and empowerment through their microcurrent devices. The MyoLift Anti Aging Set is the perfect starter kit for those on your list who would benefit from a package that includes masks, gels, and conductive gloves to easily begin a new journey in non-invasive treatments.

As 7E Wellness continues to expand their offerings and grow their presence in the marketplace, we’ll be following their social media pages to experience the results and testimonials from their enthusiastic community of fans and checking in on their website for these holiday bundles and the latest in their health, wellness and beauty innovations.

The idea of Bigtime Daily landed this engineer cum journalist from a multi-national company to the digital avenue. Matthew brought life to this idea and rendered all that was necessary to create an interactive and attractive platform for the readers. Apart from managing the platform, he also contributes his expertise in business niche.

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Who Should Consider Buying a Universal Life Insurance Policy?




Universal life insurance is a type of permanent life insurance policy. That means it covers you for life and comes with a cash value growth component. Once you build enough cash value, you can withdraw from or borrow against it. You also receive the full value minus surrender charges if you surrender the policy. Universal life insurance also lets you increase your death benefit or decrease your premiums, providing you with more flexibility.

All these features make universal life insurance a good potential investment for many types of people. With that in mind, this article will cover several circumstances where getting a universal life insurance policy can be helpful.

1. Those who need lifelong coverage

Universal life insurance offers lifelong coverage as long as you stay current on your premium payments. That means, unlike with term life insurance, you don’t need to worry about your policy expiring.

Another benefit to lifelong coverage is that you can lock in your premiums for the rest of your life. Life insurance premiums rise with age, but once you buy life insurance, your premiums remain fixed unless you adjust them within your policy.

2. Parents with multiple children

Raising a child can cost an average of almost $13,000 per year. Plus, parents may have to save money for each child’s college education. This can make it challenging for one parent to raise multiple children if their partner passes away — even if both partners earn incomes.

Universal life insurance can help alleviate      these worries. If you pass away, your partner will receive a substantial death benefit to replace your income, pay off debts, and set aside money for the future.

Thanks to the cash value, universal life insurance can also help you raise your children even if you don’t pass away. Over time, your cash value may grow quite large. You can withdraw from or borrow against it at favorable terms and low rates. This offers you the funds to pay for family expenses and potentially cover your children’s college educations. Finally, if you ever need to change coverage to save money on premiums or up your death benefit, universal life insurance lets you do that.

3. Those who want to build wealth

A universal life insurance policy’s cash value can offer a source of wealth for policyholders. As mentioned, you can withdraw from it when it grows large enough, although you must be aware of any tax consequences. Y     ou can also borrow against it at low rates. However, you must make sure the loan balance doesn’t grow larger than the cash value, or the policy could lapse. Finally, if you decide you no longer need life insurance and surrender the policy, you can receive all of your cash value minus surrender charges.

In any case, this cash value can offer a significant source of wealth when used wisely. You could use the proceeds to refinance or pay off debt, supplement your retirement funds, make large purchases, travel, and more.

The bottom line

Universal life insurance can fit many people’s needs. It offers lifelong coverage, which allows you to get a policy early and lock in premiums without worrying about coverage expiring.

Families with many children can find it useful as well. You can rest assured that your partner and children will be protected if you pass away. Plus, you can use the cash value to help cover childcare costs and future expenses, like education.

Finally, anyone who wants to build wealth could find universal life insurance helpful. You can withdraw or borrow from the cash value to travel, pay off debt, boost your retirement funds, and more. So, consider looking for universal life insurance if any of these describe your situation and financial needs.

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