Business

Building Your Network with Giuliano Gigliotti

Published

5 years ago

September 29, 2020

Tending to your networks is crucial for the success of any business. Business networking has the ability to attract potential customers, partners, and services. While a large and well-known company may have little need for further networking due to their prominence and established position within the business community, networking is extremely important for smaller businesses that do not yet have such advantages. For these businesses, aggressive and effective networking can serve as one of the fastest methods of growth. Possible gains in networking for a small company include association with like-minded entities, introductions to new customer groups, and even useful information and added perspective regarding the business from other players.

Young entrepreneur Giuliano Gigliotti is one of those who has found great success in business networking. Giuliano ventured into networking when he was just eighteen years old, moving to Los Angeles from Ohio in order to capitalize on the opportunities to be found in L.A. This bold trip would be the first of many for Giuliano. Since then, he has travelled as far as Mexico, London, and France, all in the name of extending his network to an international audience.

In the hustle and bustle of L.A.’s world of business, Giuliano found his calling in networking. Through his experiences, he discovered that his magnetic personality was a natural fit for the job, and that networking was second nature to him. Beyond just expanding his network, Giuliano was also able to broaden his own knowledge through his experiences in the industry. In the entrepreneurial circles of Los Angeles, Giuliano built up the foundations for his future accomplishments. He learned fundamentals about building businesses from the ground up, ins-and-outs of running a business, and the mindset necessary in order to achieve success.

The world of business networking has proven highly rewarding for a charismatic workaholic like Giuliano. The type to mix business and pleasure, Giuliano says he sees fun and work as interchangeable. One of the unique things in Giuliano’s working habits is how he truly finds joy in his work. With virtually no downtime, Giuliano remains ever-vigilant for potential business ventures and opportunities for profit. One example of this is that, in spite of the large number of countries he has visited, Giuliano sees none of these trips as vacations, each trip being done with a single-minded goal to diversify his income and capture new markets for promotions. Though this might seem like a tedious life to some, for Giuliano pleasure and profit are two sides of the same coin.

This way of living has worked out very well for the young entrepreneur. His way of living blurs the line between personal and professional investment. After all, Giuliano claims, an entrepreneur’s best and first investment should always be in himself. He recommends for others to enrich their lives the same way he does, by living a life of positivity and constantly pushing himself to be the best. This mindset has helped Giuliano prevent feeling burned out, and he’s adamant that he has no plans to retire any time in the foreseeable future.

Despite his current success, Giuliano continues to push himself to strive for more and continues to search for new markets in new places. With his every move, he continues to take every opportunity to learn, build his business, and profit. This combined with Giuliano’s unique business mentality means that he is able to enhance his own life while enjoying every minute of his work.

Giuliano now hopes to share the wonders of a positivity-driven mindset to his audience. Seeing his positivity as the primary driver of success, he now hopes to instill this in a new generation of businessmen so that they may also enrich their business as well as their personal lives through the power of positivity. Used to using his influence to promote various brands, Giuliano hopes that his latest offering, a product called Positivity, will eventually take over the market.

You can follow Giuliano and his messages of positivity on his Instagram, @Gilligan710.

Business

Inside the $4.3B Quarter: What’s Fueling Black Banx’s Record Revenues

Published

7 hours ago

January 16, 2026

Matthew Wiles

Every quarter brings fresh headlines in fintech, but few make the kind of impact achieved by Black Banx in Q2 2025. The Toronto-based global digital banking group, founded by Michael Gastauer, reported an extraordinary USD 4.3 billion in revenue and a record USD 1.6 billion in pre-tax profit, while improving its cost-to-income ratio to 63%.

These results not only highlight the company’s operational efficiency but also mark a pivotal moment in its journey from challenger to global leader. The big question is: what’s fueling such impressive financial performance?

Customer Growth as the Core Driver

One of the clearest engines of revenue growth is Black Banx’s expanding customer base. By Q2 2025, the platform had reached 84 million clients worldwide, up from 69 million at the end of 2024. This 15 million net gain in six months demonstrates both the attractiveness of its services and the scalability of its model.

Unlike traditional banks, which rely heavily on branch expansion, Black Banx leverages digital-first onboarding that allows customers to open accounts within minutes using just a smartphone. This approach is especially effective in regions underserved by legacy institutions, where access to affordable financial tools is in high demand.

More customers don’t just mean higher transaction volumes—they generate a compounding effect where network size, brand trust, and service adoption reinforce one another.

Real-Time Payments and Cross-Border Solutions

A major contributor to Q2 revenues is the platform’s real-time payments infrastructure. Black Banx enables instant cross-border transfers across its 28 supported fiat currencies and multiple cryptocurrencies, helping both individuals and businesses bypass the traditional bottlenecks of international banking.

For freelancers, SMEs, and multinational clients, this means faster liquidity, reduced foreign exchange costs, and simplified global operations. The demand for real-time financial services is growing rapidly—Juniper Research projects global real-time payments turnover to hit USD 58 trillion by 2028—and Black Banx is strategically positioned to capture a significant share of this market.

Crypto Integration as a Revenue Stream

Another key revenue driver is crypto integration. While many traditional institutions remain hesitant, Black Banx embraced digital assets early and has built infrastructure to support Bitcoin, Ethereum, and the Lightning Network. In Q2 2025, 20% of all transactions on the platform were crypto-based, reflecting strong customer appetite for hybrid banking services that bridge fiat and digital assets.

Revenue comes not only from transaction fees but also from value-added services like crypto-to-fiat conversion, staking yields (4–12% APY), and blockchain-enabled payments. For customers in markets with unstable currencies, these services act as a financial lifeline, further expanding the platform’s relevance.

AI-Powered Efficiency and Risk Management

Record revenues would be less impressive if costs ballooned at the same rate. But Black Banx has proven adept at balancing growth with efficiency. Its cost-to-income ratio improved to 63% in Q2, down from 69% a year earlier, thanks to heavy reliance on AI-powered automation.

AI now drives fraud detection, compliance, and customer onboarding—areas where traditional banks often struggle with cost inefficiencies. By automating these processes, Black Banx can process millions of transactions securely while maintaining profitability at scale. This level of efficiency is rare in fintech, where high growth often comes at the expense of margins.

Regional Expansion and Untapped Markets

Geography also plays a role in fueling revenues. Much of the Q2 growth came from Africa, South Asia, and Latin America—regions where demand for mobile-first banking continues to soar. In 2024 alone, Black Banx reported a 32% increase in SME clients from the Middle East and Africa, signaling the strength of its positioning in underserved markets.

By extending services to populations previously excluded from formal banking—migrant workers, rural communities, and small businesses—Black Banx taps into vast pools of latent demand. The strategy proves that financial inclusion and profitability are not mutually exclusive but mutually reinforcing.

Diversified Revenue Streams

Another factor behind Q2’s record revenues is Black Banx’s diversified business model. Income is not tied to a single service but spread across multiple streams, including:

Transaction fees from cross-border transfers and payments.
Crypto trading and exchange services.
Premium account features for high-net-worth clients.
Corporate services for SMEs and international businesses.

This diversification insulates the company against volatility in any single segment, creating stable revenue growth even in shifting market conditions.

Michael Gastauer’s Strategic Blueprint

Behind these results is Michael Gastauer’s long-term strategy: scale aggressively but with efficiency, innovation, and inclusion at the core. His vision has always been to create a borderless financial ecosystem, and Q2 2025’s performance is evidence that this vision is not only achievable but sustainable.

By balancing mass-market accessibility with premium features, and by blending fiat with digital assets, Gastauer has positioned Black Banx as a category-defining player in global finance.

The Road Ahead: Toward 100 Million Clients

Looking forward, the company’s goal of reaching 100 million customers by the end of 2025 will likely be the next catalyst for revenue growth. More customers mean more transactions, more data insights, and more opportunities to refine and expand its service offering.

If current momentum holds, the USD 4.3 billion quarterly revenue milestone could be just the beginning of an even larger growth story. The challenge will be ensuring systems scale securely while maintaining trust in an environment where privacy and compliance are paramount.

A Record That Signals More to Come

Black Banx’s Q2 2025 performance—USD 4.3 billion in revenue, USD 1.6 billion in pre-tax profit, 84 million clients worldwide, and a lean 63% cost-to-income ratio—is more than a financial milestone. It is a signal of how the future of banking is being rewritten by platforms that are borderless, crypto-inclusive, and data-driven.

What fueled this record-breaking quarter is not one innovation but a combination of strategies—scalable onboarding, real-time payments, crypto integration, AI efficiency, and expansion into underserved regions. Together, they form a model that doesn’t just challenge traditional banking but actively builds the foundation for global dominance.

For Black Banx, the road ahead is clear: the $4.3 billion quarter is not an endpoint but a launchpad for even greater scale and profitability.