Lifestyle
Galen M. Hair is Helping Make Homeowners and Communities Whole
Galen M. Hair has always been a person of action. But don’t take his word for it; talk to the hundreds of families he’s helped navigate the confusing world of insurance as a property casualty attorney and owner at Insurance Claim HQ. By working directly with them in the wake of natural disasters in the Southeastern U.S., Galen holds insurance companies accountable for making good on their policyholders’ claims.
Experience Inspires Professional Expertise
Advocating for clients and modeling for them how to advocate for themselves is a hallmark of Galen’s approach to practicing law. This National Trial Lawyers Top 100 attorney doesn’t just make suggestions or offer platitudes. He knows what it’s like to dig deep and draw on reserves just to keep going. Despite working since age 13, Galen and his family couldn’t afford college. Not resigned to let circumstances hold him back, he capitalized on his gift for vocal talent and decided to major in opera to finance his studies through scholarships. Galen’s initial plan was to study music in preparation for a career in the arts but then as his studies drew to a close, he decided to enroll in Tulane University’s law school.
After being moved by the heartache and loss experienced by New Orleans residents in the wake of Hurricane Katrina, Galen joined fellow students in providing on-the-ground assistance through the Student Hurricane Network (SHN). He wanted to be a positive force for change for his fellow Americans, and in the process, Galen was changed, too. He gained a real-world understanding of the insurance industry as it functions for policyholders facing deep-pocketed insurance companies that appeared to be focused on profits over people.
Success and Awards
With a few years of property damage experience after the BP oil spill in the Gulf, Galen and a colleague started their own firm in 2011. That firm grew quickly and soon, cases took up most of his time, leaving little opportunity for the advocacy in his heart. The firm earned Inc 500 and Goldman Sachs 10000 business awards, and Galen has been named to Super Lawyers’ Rising Stars list every year since 2016. But Galen knew something was missing.
In August 2020, Galen launched a new firm with fellow attorney Alexander Shunnarah. And while many new businesses took a hit in 2020, Insurance Claim HQ experienced a near-immediate rush as an active hurricane season pummeled the Gulf States. Galen took a direct role in assisting clients in Louisiana and Texas by viewing their homes and assessing the issues they were having with their insurance companies.
Today, his firm represents more than 800 households and 6 churches and is actively participating in the rebuilding of southwest Louisiana. They’re committed to driving systemic change that empowers homeowners and reflects Galen’s commitment to the area after witnessing firsthand the devastation of storm after storm in New Orleans’ neighborhoods.
Big Firm Results, Small Firm Relationships
While there are certainly similar firms carrying out post-disaster work, what sets Galen’s apart is a commitment to on-the-ground services, directing resources to front-line teams. Galen actively supports families and business owners to help them recover property losses. After a disaster, he’ll be found on the front lines, giving out water to those in need. With a proven, collaborative spirit, he works well with others on the same team, including contractors, to provide comprehensive and compassionate assistance to his clients.
How You Can Take Action Right Now
Galen’s firm provides a holistic service to help homeowners in rebuilding their houses and businesses in a personal way, and shares this advice for insurance policyholders facing their own challenges after a disaster: He stresses how important it is to record everything. Avoid relying on verbal communication alone, he recommends; document conversations, who you spoke to, and what they said. Get your own professionals involved for an independent assessment of your damages and what it will take to make you whole.
His final takeaway for homeowners is a reminder that insurance companies are not looking out for you–their business model is to pay out as little as possible to retain profits. If you’ve paid your premiums and now your insurance company is going back on their promises to make you whole after an affecting event, you don’t have to fight them alone.
Do You Need Help Holding Your Insurance Company Accountable?
Put your trust in a partner: Insurance Claim HQ. Galen is not just a man of word but of action. He and his team are working in your best interest. And if there was ever any doubt, you only need to know where Galen was when Hurricane Zeta hit in 2020, just as he launched his company: out among those he feels compelled to assist, taking action. “Picking up the pieces is something that shouldn’t have to be done alone,” he says. Right after Zeta passed through, Galen threw a tarp on his now missing front slope of his roof and loaded his team right back up to go help existing clients remove trees from their homes. Later that night, his wife called to ask if he had a plan for the hole in his house.
But that’s Galen’s way. Helping others before helping himself.
Galen M. Hair, Owner of Insurance Claim HQ, is a property insurance attorney. His firm operates in more than seven states including Alabama, Louisiana, Texas and Georgia among others. Galen and his team have helped over 800 families rebuild their homes and businesses. He has been rated a Super Lawyers Rising Star, and voted one of National Trial Lawyers Top 100. To learn more about how Galen and his partner, Alexander Shunnarah, can help protect property from disaster, please visit: https://insuranceclaimhq.com
Lifestyle
How Ethical Sourcing is Brewing a Better Future for the Coffee Industry: Insights from Blue Mountain Estates Coffee
The aroma of freshly brewed coffee has long been a global favorite, but today’s coffee lovers are stirring more than just their morning cup. Consumers are growing more aware of sustainability and ethics, changing how they see their daily brew.
Jamaican coffee producer Blue Mountain Estates Coffee, known for its community-focused model, explains ethical and sustainable coffee production and how these actions impact the people, the coffee industry, and the environment.
An Overview of Ethical and Sustainable Coffee Sourcing
Ethical and sustainable coffee sourcing goes beyond simply purchasing beans. It involves taking a holistic outlook that considers the well-being of farmers, preserves ecosystems, and secures the long-term viability of coffee production. John Wright from Blue Mountain Estates Coffee explains that this practice secures fair compensation for growers, promotes environmentally friendly farming methods, and supports community development in coffee-producing regions.
Wright adds, “Ethical coffee sourcing is about creating a sustainable ecosystem in which every stakeholder in the coffee supply chain thrives. From the smallest farmer to the end consumer, everyone should benefit from this process.”
However, ethical sourcing is not just about humanitarian causes. As climate change and other unpredictable natural disasters threaten coffee-growing regions and market volatility impacts farmer livelihoods, ethical sourcing also provides a buffer against these challenges.
Establishing sustainable practices in coffee production makes certain that it can continue for generations to come, preserving both the industry and coffee’s cultural significance worldwide.
Challenges in the Coffee Trade
Despite the clear benefits, the widespread ethical coffee sourcing is not without obstacles. According to Wright, many coffee traders resist adopting these practices due to perceived higher costs, complex implementation, and reliance on traditional business models.
“The biggest challenge is changing the mindset,” Wright notes. “Many in the industry see ethical coffee sourcing as an added expense rather than an investment in the future of coffee.”
Short-term profit goals often overshadow long-term sustainability concerns. The complex global supply chain also makes it difficult to certify transparency and fair practices at every step. Some traders argue that consumers are unwilling to pay higher prices for ethically sourced coffee, creating a perceived market barrier.
However, Blue Mountain Estates Coffee’s success challenges these assumptions. Its model demonstrates that ethical coffee sourcing can be profitable and sustainable, setting a new standard for the industry.
The Ripple Effect: Impact on the Industry and Coffee Lovers
Ethical coffee growers like Blue Mountain Estates Coffee impact every aspect of the industry, from farming communities to consumer expectations. Wright mentions that when they invest in ethical coffee sourcing, they also invest in quality. He believes happy farmers who receive fair compensation are more likely to produce exceptional coffee. “It’s a win-win situation,” he adds.
This focus on quality and sustainability is resonating with consumers. Coffee lovers are increasingly seeking out brands that align with their values and are willing to pay a premium for coffee they know is ethically sourced. This shift in consumer behavior is forcing more prominent players in the industry to reconsider their practices, driving a broader movement toward sustainability.
Why Blue Mountain Estates Coffee?
Blue Mountain Estates Coffee’s ethical and sustainable coffee sourcing process serves as a model for the industry. Its goal is twofold: confirming small farmers receive fair compensation and allowing luxury coffee companies that prioritize direct and fair trade to access the excellence of specialty coffee.
The company takes pride in its team of Jamaican coffee and agricultural experts, world-class executives, and entrepreneurs who collectively work to bring the people the best of Jamaican coffee. According to Wright, their extensive agricultural competence in Jamaica’s Blue Mountains results from over 20 years of solid partnerships, such as the network of community partners led by Peter D. Thomas Farms, a multi-generational grower in the Blue Mountains.
Wright states, “By collaborating with valued outgrowers, we use their knowledge in our production. We work with small farms to establish mutually beneficial partnerships and advocate for global investment in Blue Mountain cultivation through farm syndication.”
This perspective supports local communities and guarantees a consistent supply of high-quality coffee. It highlights how ethical sourcing can create value at every level of the supply chain.
A Brighter Future for the Coffee Industry
Wright and the Blue Mountain Estates Coffee team understand that the journey toward entirely ethical and sustainable sourcing is ongoing. It requires continuous learning, adaptation to new trade practices, and a willingness to invest in long-term relationships with coffee-growing communities continuously.
As it continues taking these steps, Blue Mountain Estates Coffee is improving the quality of its product and contributing to the welfare of farming communities and the preservation of the environment. Its efforts reflect a growing trend in the coffee industry, where responsible sourcing is increasingly seen as a necessity rather than an option.
The future of coffee lies in sustainable, ethical practices that benefit everyone involved in its production and consumption. Wright concludes, “The coffee in your cup can change lives. When you choose ethically sourced coffee, you’re not just enjoying a delicious beverage; you’re supporting a system that values fairness, quality, and environmental stewardship. That’s the true essence of a great cup of coffee.”
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