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Galen M. Hair is Helping Make Homeowners and Communities Whole




Galen M. Hair has always been a person of action. But don’t take his word for it; talk to the hundreds of families he’s helped navigate the confusing world of insurance as a property casualty attorney and owner at Insurance Claim HQ. By working directly with them in the wake of natural disasters in the Southeastern U.S., Galen holds insurance companies accountable for making good on their policyholders’ claims.

Experience Inspires Professional Expertise

Advocating for clients and modeling for them how to advocate for themselves is a hallmark of Galen’s approach to practicing law. This National Trial Lawyers Top 100 attorney doesn’t just make suggestions or offer platitudes. He knows what it’s like to dig deep and draw on reserves just to keep going. Despite working since age 13, Galen and his family couldn’t afford college. Not resigned to let circumstances hold him back, he capitalized on his gift for vocal talent and decided to major in opera to finance his studies through scholarships. Galen’s initial plan was to study music in preparation for a career in the arts but then as his studies drew to a close, he decided to enroll in Tulane University’s law school.

After being moved by the heartache and loss experienced by New Orleans residents in the wake of Hurricane Katrina, Galen joined fellow students in providing on-the-ground assistance through the Student Hurricane Network (SHN). He wanted to be a positive force for change for his fellow Americans, and in the process, Galen was changed, too. He gained a real-world understanding of the insurance industry as it functions for policyholders facing deep-pocketed insurance companies that appeared to be focused on profits over people.

Success and Awards

With a few years of property damage experience after the BP oil spill in the Gulf, Galen and a colleague started their own firm in 2011. That firm grew quickly and soon, cases took up most of his time, leaving little opportunity for the advocacy in his heart. The firm earned Inc 500 and Goldman Sachs 10000 business awards, and Galen has been named to Super Lawyers’ Rising Stars list every year since 2016. But Galen knew something was missing.

In August 2020, Galen launched a new firm with fellow attorney Alexander Shunnarah. And while many new businesses took a hit in 2020, Insurance Claim HQ experienced a near-immediate rush as an active hurricane season pummeled the Gulf States. Galen took a direct role in assisting clients in Louisiana and Texas by viewing their homes and assessing the issues they were having with their insurance companies.

Today, his firm represents more than 800 households and 6 churches and is actively participating in the rebuilding of southwest Louisiana. They’re committed to driving systemic change that empowers homeowners and reflects Galen’s commitment to the area after witnessing firsthand the devastation of storm after storm in New Orleans’ neighborhoods.

Big Firm Results, Small Firm Relationships

While there are certainly similar firms carrying out post-disaster work, what sets Galen’s apart is a commitment to on-the-ground services, directing resources to front-line teams. Galen actively supports families and business owners to help them recover property losses. After a disaster, he’ll be found on the front lines, giving out water to those in need. With a proven, collaborative spirit, he works well with others on the same team, including contractors, to provide comprehensive and compassionate assistance to his clients.

How You Can Take Action Right Now

Galen’s firm provides a holistic service to help homeowners in rebuilding their houses and businesses in a personal way, and shares this advice for insurance policyholders facing their own challenges after a disaster: He stresses how important it is to record everything. Avoid relying on verbal communication alone, he recommends; document conversations, who you spoke to, and what they said. Get your own professionals involved for an independent assessment of your damages and what it will take to make you whole.

His final takeaway for homeowners is a reminder that insurance companies are not looking out for you–their business model is to pay out as little as possible to retain profits. If you’ve paid your premiums and now your insurance company is going back on their promises to make you whole after an affecting event, you don’t have to fight them alone.

Do You Need Help Holding Your Insurance Company Accountable?

Put your trust in a partner: Insurance Claim HQ. Galen is not just a man of word but of action. He and his team are working in your best interest. And if there was ever any doubt, you only need to know where Galen was when Hurricane Zeta hit in 2020, just as he launched his company: out among those he feels compelled to assist, taking action. “Picking up the pieces is something that shouldn’t have to be done alone,” he says. Right after Zeta passed through, Galen threw a tarp on his now missing front slope of his roof and loaded his team right back up to go help existing clients remove trees from their homes. Later that night, his wife called to ask if he had a plan for the hole in his house.

But that’s Galen’s way. Helping others before helping himself.

Galen M. Hair, Owner of Insurance Claim HQ, is a property insurance attorney. His firm operates in more than seven states including Alabama, Louisiana, Texas and Georgia among others. Galen and his team have helped over 800 families rebuild their homes and businesses. He has been rated a Super Lawyers Rising Star, and voted one of National Trial Lawyers Top 100. To learn more about how Galen and his partner, Alexander Shunnarah, can help protect property from disaster, please visit:

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

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What “Reasonable Person” Standard Is Applicable When Determining Negligence?




In order to determine negligence, the reasonable person test asks if a person’s actions are consistent with what would be anticipated of a generally careful and sensible person in the same situation. Stated otherwise, did the accused act in a way that would have been expected of a reasonable person? 

In Florida, determining who is legally liable for an accident depends critically on the issue of carelessness. The “reasonable person standard” is the foundation of this assessment. Your personal injury lawyer can explain the “reasonable person standard” and how it can apply to your case if you are hurt in an accident in Florida. 

The Reasonable Person Standard: What Is It?

Legally speaking, the reasonable person standard offers a yardstick by which someone’s actions are assessed in cases of negligence. “How would a reasonable person have acted under the same circumstances?” is the central question it poses. Jurors and judges are asked this question in order to assist them in determining whether a person’s acts (or inactions) fall short of the expected standard of care that a reasonably prudent person would follow.

Like in many other jurisdictions, Florida does not base its reasonable person criterion on what an especially cautious or risk-averse person would do. Rather, it represents the behaviors of a composite of what the community expects of each individual. A reasonable individual would, for example, observe traffic laws when driving, heed warning signs, and refrain from needlessly endangering other people.

Utilizing the Reasonable Person Standard to Determine Negligence

The activities of the parties involved in a personal injury lawsuit are rigorously examined in light of this reasonable person standard. If it is determined that an individual’s actions do not correspond with what a reasonable person would have done in the same situation, negligence has been proven.

According to the law, proof of someone’s negligence is insufficient; strong, convincing evidence is required. Your personal injury lawyer is essential to this procedure because they have to painstakingly gather evidence showing how the negligent party strayed from what a reasonable person would have done. Piecing together facts, testimony, and any footage or recordings that can definitively demonstrate that their activities were in violation of the recognized norms of safety and care is more important than simply focusing on what they did or did not do.

This proof could take the form of eyewitness statements that refute the version of events provided by the person at fault or security footage that captures the moment of negligence. Something as small as skipping a scheduled maintenance or ignoring a warning alert might have a big impact. Your personal injury attorney seeks to establish beyond a shadow of a doubt that the defendant’s acts were not just improper but directly caused others to be put in danger by providing a thorough picture of their negligence. 

How Does This Impact Your Case for Personal Injury?

In a personal injury case, knowing the reasonable person standard is essential. In the event of an accident, this standard might assist you in proving liability if you think the other person was careless.

You should be aware that your activities will be evaluated in comparison to the hypothetical reasonable person’s behavior in situations where you might be held culpable. It doesn’t matter what you meant or thought was appropriate; what matters is what the community would anticipate from someone in your situation.

Although navigating the complexities of the reasonable person standard might be challenging, Florida’s negligence law heavily relies on this standard. A fair appraisal of the facts is essential when seeking justice following an injury accident, and comprehending this criterion is crucial.

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