Health

International Health Insurance: 5 Easy Tips To Choose The Right Plan

Published

4 years ago

April 6, 2020

When you have plans of moving out of your country to some other place, there are multiple things you need to take care of. You have to make sure that all the immigration proceedings are being done on time and gather information about the host country from all possible means. From arranging your accommodation to knowing basic daily life details, you have to see to everything.

One thing that is most crucial to your survival while living abroad is having easy access to a good healthcare system. All the countries have varying policies regarding healthcare, some offer quality aid at reasonable prices while some have higher prices. Some countries provide a wide range of treatment in universal insurance while some only provide basic medical aid in this insurance type.

But, you do not have to worry about receiving quality medical treatment anywhere in the world if you are planning to buy global health insurance. With this insurance, you can have access to even the prestigious medical centers of the country without much financial loss. However, when buying this insurance for the first time, you have to be careful of certain things.

Therefore, in this article, we will cover a few tips to help you make an informed decision.

Portability

Let’s say that you have plans of moving from country to country because of your employment requirements or some other reason, then opting for portable insurance will be good. Therefore, when you buy global health insurance, make sure that it can be moved to the region you are planning to again.

Note that if you do move with portable insurance, the rates will change accordingly so you must let your agent know of beforehand.

Check the network

When buying international healthcare insurance, you must thoroughly look at their network and see how large it is. It is advisable that you opt for an insurer that covers a really large medical network throughout the globe so that you can use it anywhere you move in the future.

If you looking for good Singapore Health Insurance, then Now Health International is your best option.

Check their customer support

It is really important that the customer support of your insurance company is helpful and available 24/7. The reason is that sometimes you can find yourself in a situation where you would need to contact your insurer either for claims or other complex issues in medical emergencies.

Therefore, you have to make sure that your provider is always available to help you with any type of query.

Look for chronic disease coverage

There are many health insurances that do not cover chronic diseases like cancer. So, when you sing the deal, make sure that the plan gives full coverage to such serious conditions apart from covering basic ones.

Work with specialist

The entire process of deciding which insurance plan would be best for you can be a daunting task. Therefore, it is good that you work with an international health insurance specialist firm. Such firms provide you with comprehensive solutions regarding your health insurance plans.

Health

9 Simple Steps to Dealing with a Broken Tooth

Published

2 months ago

February 14, 2024

Michelle Langton

Credit: freepik via Freepik

It’s movie night, and you have an obligatory bowlful of popcorn balancing on your lap. You toss a handful of popcorn and — crack — you unknowingly bite down on a kernel with the full power of your jaw.

Lightning strikes your mouth as you realize this humble kernel broke your tooth.

Now what?

Besides pausing the movie and spitting out your mouthful of popcorn and tooth, you might not know your next steps.

What should you do, and how can you pay for it? Find the answers to these questions and more below:

1. Save the Pieces

If possible, save any broken pieces of the tooth. Your dentist might need these pieces.

2. Rinse Your Mouth

Gently rinse your mouth with warm water to clean the area. Avoid using hot or cold water, as it might aggravate any exposed nerves.

3. Control Bleeding

If you bleed, apply gentle pressure to the area with a clean cloth or gauze. You can also use a cold compress on your jaw or cheek to reduce swelling.

4. Contact Your Dentist

Reach out to your dentist immediately. Explain the situation and try to schedule an emergency appointment. Many dentists reserve slots for urgent cases. If they don’t have a spot available, look at specialty emergency clinics in your area.

5. Get Over-the-Counter Pain Relief

Broken and chipped teeth can hurt, so take some over-the-counter pain relievers to help manage this pain until you can see your dentist.

6. Check Insurance Coverage

Review your dental insurance policy to understand coverage details. Some policies may cover emergency procedures, while others may have limitations.

7. Discuss Payment Options

If cost is a concern, discuss financing options with your dentist. Some dental offices offer flexible arrangements that give you a break. If you qualify for these plans, you might be able to push out your due date to coincide with your payday. You may even be able to break up your total outstanding amount over several payments.

8. Take out a Personal Loan

If you’re just shy of what you need to cover your emergency dental expense, consider going online to scope out personal loans. A personal loan may fill in for savings in urgent situations. You can quickly visit a website like MoneyKey to see what you need to apply. If approved, a personal loan gives you the means to pay for your visit upfront and pay off what you owe over time.

9. Consider Urgent Care Clinics

If your financial situation is such that you can’t afford a personal loan’s payments, reconsider your choice of dentist. Some dental practices apply a sliding scale to their services so that they can provide immediate care at a lower cost for at-risk individuals.

Next Steps: Thinking About the Future

So, you’ve managed to repair your tooth and pay the bill, too. What’s next? Make sure you hit these three goals soon. They can help you prevent another broken tooth in the future!

Stay on Top of Dental Hygiene: Brush at least twice a day and floss once a day — these simple habits can protect your teeth over time.
Schedule Regular Checkups: Keeping up with regular cleanings can also help you prevent future dental emergencies.
Build an Emergency Fund: Sometimes, accidents happen. Consider building an emergency fund specifically for unexpected dental emergencies.