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Promoting Brands with Engaging Web-Sites

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Branded Web Studios is a firm whose prime mission is to provide unique website design and complete digital marketing solutions in all business domains to engage customers more efficiently. We honestly think and assure our customers that an entertaining and exclusive web design is the secret to productivity and expansion in the modern era. A website is the brand’s first interaction with its target audience.

We have an inspiring portfolio. Our talented design engineers and developers have created customized websites, applications, and many other digital solutions to fulfill our client’s unique business objectives and have solved multiple modern business problems. Branded Web Studios is associated with an ‘accurate’ digital approach, including innovative projects to web design services and new comprehensive strategies.

We believe in comforting our clients. Therefore, now you don’t have to go anywhere else as we are providing you with all these services:

  • Website Design and Development
  • Logo Design
  • E-Commerce
  • Web Portal
  • Web Marketing

Website Design & Development

The core focus of our company is to enhance your brand’s online presence. The first interaction with a client is your website. it’s the first impression of any brand. Therefore, Ourskillful and professionalteam is a motivated group of people always willing to create something unique and engaging for our clients. We understand the importance and value of Engaging Interfaces and Responsive Systems.

Logo Design

The logo is a crucial part of any brand or you can say the identity. Choosing The Right Logo requires some intense and deep research on the product or services. Many other crucial factors play a role in designing a logo like the company’s vision, its culture, and much more.

Our Logo design service is multidimensional. We design customized logos, whether it’s word-mark, letterhead, or mascot.

E-commerce

E-commerce has become an essential part of new business models. Everyone requires an online store to enhance and expand the company. Our team understands this fact and the potential of e-commerce and we create some of the best websites and web portals for our customers to increase the leads, sales, and profits. Our e-commerce customized web designs are customer-centric and most user-friendly.

We deliver leading web design and production access to online retailers. Our staff is specialized in building luxury websites spanning a wide variety of sectors. The platforms are designed to fulfill three main goals: draw potential clients, have an excellent shopping experience for shoppers, and simplify the back-end management of the online marketplace.

Web Portal

A web portal is a symbol of any companies sophistication and brilliance. It’s a part of sorting things systematically.

We understand the needs of such companies and sort out things for them for a better and clear vision of matters. Our portals are fully customized as our experience tells us that every company’s requirements are different and do’s and don’t’s may differ. We create ease in the challenging tasks of the company through our portal. This is the reason why our portfolio is full of satisfied businesses.

Web Marketing

In this era, Marketing is incomplete without a digital presence and effective digital presence is nothing without an effective digital marketing campaign. Specifically, after the pandemic situation, all sales and services have moved online. Therefore, today every business requires a proper digital marketing campaign and no one understands this better than us. We have brought some great packages for different businesses.

The idea of Bigtime Daily landed this engineer cum journalist from a multi-national company to the digital avenue. Matthew brought life to this idea and rendered all that was necessary to create an interactive and attractive platform for the readers. Apart from managing the platform, he also contributes his expertise in business niche.

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Business

What Is Debt Consolidation and How Does It Work? 

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Debt consolidation combines all debts of an individual, often high-interest ones like credit card bills, into one payment system. 

Suppose you can secure a reduced interest rate. In that case, debt consolidation may be an ideal option for you, assisting you in reducing your overall debt and restructuring to help you clear it quicker.

This guide will walk you through what debt consolidation is and how it works. 

What Is Debt Consolidation?

Debt consolidation is a debt relief alternative that helps consumers bind multiple financial obligations in to one that can be regularly paid with a consolidation loan or a debt management plan (DMP).

This approach lowers the charges on debts and reduces the monthly payment. Debt consolidation sorts out the challenges faced by consumers, especially those who find it hard to service their numerous bills on time.

How Debt Consolidation Works

To consolidate debts, a borrower may request their bank or other loan providers for a balance transfer credit card, a personal loan, or a similar debt consolidation instrument. 

In the event of a debt consolidation loan, the lender may instantly clear off the borrower’s outstanding bill, or the borrower may collect the money and pay their remaining sums. 

Similarly, most balance transfer credit cards feature a recommended method for combining a cardholder’s current credit cards.

Although debt consolidation frequently reduces the amount a debtor owes monthly, it prolongs the repayment term of the merged debts. 

However, consolidating debts simplifies the payments process, making it simpler to handle finances—this is particularly beneficial for borrowers who have problems managing their money. 

Once the debtor’s old liabilities have been sorted with cash from the new loan, they’ll make just one monthly payment plan on the new loan.

Is Debt Consolidation The Same As Debt Settlement? (50 words)

While these are debt-relief options, they have a distinct difference. 

Debt consolidation transfers the borrower’s loan from multiple creditors to a single creditor but does not reduce the initial amount. 

On the other hand, debt settlement targets to lower the consumer’s debt levels. Settlement firms do not give loans; instead, they negotiate with creditors on behalf of the debtors.

Types of Debt Consolidation 

1. Debt Consolidation Loan

Debt consolidation loans are personal loans used to reduce a debtor’s interest rate, simplify payments, and generally better loan terms. 

While personal loans are often accessible in credit unions and banks, many online loan providers also provide debt consolidation services. 

However, before picking an alternative, you need to seek debt advice to give you an insight into the hidden risks. Reputable FREE debt advice platforms, such as Reform Debt Solutions, could help you. 

2. Credit Card Balance Transfer

A credit balance transfer happens when a debtor applies for another credit card, often one with lower rates, and transfers their entire balance to the new credit card. 

Similar to other debt consolidation methods, this approach leads to a single repayment to manage, may cut on the debtor’s monthly payment, and can lower the general fee of the debt by reducing the interest rate. 

Before deciding to go for a credit card balance transfer option, you should consider the accessibility of interest rates, transfer charges, transfer deadlines, and the implications of defaulting payment. 

3. Student Loan Consolidation

Student loan consolidation refers to binding different student loans into one. 

Besides reducing and streamlining monthly payments, graduates can benefit from borrower protections such as Public Service Loan Forgiveness. 

This concept is frequently used in combination with student loan consolidation, which entails consolidating multiple governments or private student loans into one personal loan.

4. Home Equity Loan

A home equity loan is a debt consolidation approach that includes obtaining a loan guaranteed by the debtor’s home value. The cash is given to the debtor in a single payment, and they can use it for clearing off or consolidating previous obligations. 

After the money is disbursed, the borrower pays interest on the whole loan. Still, since their property secures the loan, they are likely eligible for a considerably lesser interest than a debt consolidation loan.

5. Cash-out Mortgage Refinance

A cash-out mortgage refinance happens when consumers refinance their mortgage for a sum more significant than the outstanding loan balance. The borrower can then withdraw the excess in cash and clear off other debts. 

This approach then allows the borrower to combine their other loan payments with the mortgage payment to make one payment. Additionally, when the loans are folded into a guaranteed mortgage, the rate is likely to be significantly less than the rate on the initial obligations.

Pros and Cons of Debt Consolidation 

Pros

  • Combines multiple loans into one and simplifies payment 
  • Can lower the borrower’s gross interest rate
  • May reduce a borrower’s gross monthly payment 

Cons

  • Providers can charge loan origination, balance transfer, or closing fees
  • Borrowers may lose their houses if they fail to pay off the consolidation loan
  • Some come with high rates

Bottom Line

Using debt consolidation as an option for debt relief comes with many shortcomings. And indeed, it’s not the ultimate solution to the debt issue. Unlike the debt settlement approach, which reduces your loan, debt consolidation only transfers you to another lender. Besides, most of its methods tend to extend the time for settling your debts, attracting more interest rates. 

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