Jonathan Tjoa Algreen is a key figure when it comes to evolving business thought, building impact businesses, and sustainable fashion.
According to him, he was destined to be an entrepreneur as it was an inner calling that manifested early in life and took him across the globe, creating businesses and scaling them to new heights, and gaining two decades of experience. His journey is not over yet, because he aims to achieve more than he already has.
Life & Journey
Jonathan is an impact investor and serial entrepreneur. Currently, he is heading his sustainable luxury fashion brand, 1 People, alongside his wife Rea Tjoa Algreen. He is also the owner of his own investment group Impact Business Investment Group, which focuses on funding startups with a people and planet-centric approach. Under his company, Impact Business Investment Group (IBIG), there are 1 People and also other companies to which he contributes as an investor, strategist, and business developer. These include Nordic Impact Bridge, Valified, DoLand, LOVENATURE Superfoods, and Wennick–Lefèvre
Jonathan says his knack for entrepreneurship was recognized early in life. When he was only 5 or 6, he initiated his first tiny yet measurable business venture. He shares, “I bought large candy bags and resold the candy piece by piece to my family, friends, and neighbors. From then on, I naturally developed my entrepreneurial and leadership skills.”
His lower-middle-class roots and a relatively tough upbringing, both financially and emotionally, created the urge in him to pursue entrepreneurship. He was raised in Jutland, and city life had always been a far-fetched dream. It was only by the age of 26, a year after having sold his first successful business, he moved to Copenhagen, the capital of Denmark. His next venture turned into a global success and thus began his glorious entrepreneurial journey.
Goals & Ambitions
Jonathan is currently on the road to making a lasting impact through his unique business ideology and efforts to eradicate poverty, provide jobs globally, and promote sustainable living. It is always helpful to have a champion or a great support system to help you in the process of achieving your dreams. For Jonathan, his fantastic team and his lovely wife Rea have made it possible to drive the change he wishes to see in this world. He has further strengthened his commitment to contribute to the world by building a new program, Business for Planet, which provides free education, training, and support to rising social impact entrepreneurs.
Jonathan views business as not just a profit-making system but also an effective and powerful tool to change the world, the lives of people and make the planet more liveable today and tomorrow.
To be a part of his inspiring journey and learn the art and skill of social entrepreneurship, check out his Instagram page.
How to Negotiate With Car Insurance Companies After an Accident
After a car accident, negotiating with insurance companies comes with the territory. Unfortunately, most people don’t know what to do, so they end up being taken advantage of by the insurance companies. We don’t want this to happen to you.
Let’s explore several helpful tips that will allow you to negotiate strategically and get the results you want.
- Document Evidence
The foundation of a successful negotiation with insurance companies lies in thorough documentation. From the moment the accident occurs, gather as much evidence as possible.
Take photographs of the accident scene, including vehicle damage, skid marks, road conditions, and any visible injuries. Collect witness statements, police reports, and medical records to support your claim.
This documentation serves as crucial evidence to substantiate your case during negotiations. The more evidence you gather, the stronger your position will be when presenting your claim to the insurance company.
- Understand Policy Coverage
Familiarize yourself with the details of your insurance policy. Understand what is covered, the limits of coverage, and any applicable deductibles. Knowing the specifics of your policy empowers you to negotiate from a position of knowledge.
Take note of your policy’s provisions related to collision coverage, liability limits, medical payments, and any additional coverages that might be relevant to your situation. This understanding will help you assess the insurance company’s offers accurately and ensure you receive the compensation you’re entitled to under your policy.
- Hire an Attorney
You have the ability to represent yourself and speak directly with insurance companies about your claim. However, in complicated situations – or even simple situations where there are a lot of medical bills or damages involved – you’re better off getting some help.
“When an insurance company receives a claim for an injury, they do not simply roll over and pay out any amount that the injured person wants,” Parham Smith & Arcenhold explains. “Instead, thorough investigations take place. These companies have the resources necessary to look out for their best interests financially, which is why any injured individual should have the same level of legal representation.”
A good attorney is someone who specializes in car accident claims, has an extensive track record of successful negotiations with car insurance companies, and has been in your local area for a number of years. You want someone you can trust and depend on throughout this case, no matter how many twists and turns it might take.
- Stay Composed During Discussions
Negotiations with insurance adjusters can be intimidating, but maintaining composure is crucial. Be respectful and avoid being confrontational during discussions. Stick to the facts and avoid admitting fault or making statements that could be misconstrued as accepting liability.
Remain firm in advocating for fair compensation but avoid making rash decisions out of frustration. Take your time to review offers and consult with professionals, such as legal advisors or trusted experts, before accepting or rejecting any settlement offers.
As a general rule of thumb, an insurance company’s first settlement offer might only be worth 25 to 50 percent of the full value. This is why you should always reject the first offer and work with your attorney to negotiate back and forth.
- Value Your Claim Accurately
Accurately valuing your claim is critically important for a successful negotiation. Consider all the damages incurred, including vehicle repairs, medical expenses, lost wages, pain and suffering, and future rehabilitation costs. Gather estimates from reputable auto repair shops and medical professionals to substantiate your claim.
Don’t undervalue your losses. Consider the long-term implications of the accident, including potential future medical treatments or the impact of injuries on your quality of life. Presenting a well-documented and accurately valued claim increases your chances of obtaining fair compensation.
Negotiate With a Strategy
Remember, insurance wants to settle claims quickly and for as little as possible. However, armed with proper documentation, knowledge of your policy, a composed demeanor, and an accurately valued claim, you’ll be better positioned to negotiate effectively and secure a fair settlement.
Sugarcoating this process won’t do anything good for you. The reality is that it’s you versus the insurance companies. If you choose to plug your ears and pretend that nothing is happening, you will get the raw end of this deal. However, if you fight back with the assistance of an attorney who has a good strategy, you’ll put the insurance companies on their heels and force them to give ground.
As a result, you’ll likely get a much more fair settlement.
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