Business

The Financial Crisis and Hardship Could Not Hold Her Back: How Entrepreneur Monika Tapia Overcame All Odds

Published

5 years ago

August 13, 2020

If you have not yet to heard of Ivan and Monika Tapia, you are in for one inspirational story. The two entrepreneurs are a classic encapsulation of the American dream, and a continually driven power couple to boot. It is rare to hear of a “started from the bottom” story these days, but that is what makes them so powerful. The inspirational essence of their tale is not lost on Ivan and Monika, and they reflect on the roots of their success every day as they strive to achieve their main goal: helping the less fortunate achieve the position they have worked so hard to obtain.

The words that Monika Tapia lives her life by are these: “Success is not a destiny or a place you arrive, it is a way of life.” Upon realizing the trials and hardships that she and her husband faced, this wisdom rings all the more true. Monika stood by her husband as he struggled to navigate the torturous waves set forth by the 2008 financial crisis. Ivan lost his career at an engineering firm the week before the couple was to celebrate their first wedding anniversary. With fierce competition in his field and a countrywide economic downturn to contend with, he soon could not afford their debts, and the two had no choice but to move back to his hometown of Tijuana, Mexico. Soon after, Monika discovered that she was pregnant. It was a bittersweet moment that highlighted their life’s theme of beauty among struggle. Through all the turbulent times, they remained vigilant and stood by one another, a true testament to success as a way of life. For Monika, it’s not how hard you fall, it’s how many times you get back up.

“There will be many obstacles in your growth such as lack of clarity, not knowing where to start, lack of discipline. It costs a lot of money, loneliness and lack of support, but to move forward you need to want to win.” She declares. Upon finally obtaining employment, Ivan worked tirelessly to hold down a steady job while developing his own multi-level marketing business. In spite of family members questioning Monika’s involvement with a man who could barely afford their small house in Tijuana, even encouraging her to leave him at times, she saw his true potential. Over the course of a few years of incredibly hard work and long hours, Ivan turned his business into a multi-million dollar generating endeavor, with Monika as his partner in both love and lucrative business endeavors.

Monika and Ivan decided to take their hard-won status and turn it into a platform to give back to others who seek to invert their low status in life. Never forgetting the months she spent pregnant and depressed on a mattress in a house with no furniture, Monika vowed to enrich the lives of others with the knowledge necessary to navigate a tumultuous and unpredictable economy. The couple has already educated thousands of students in the ways of entrepreneurship, assisting over 300 people earn incomes of over $10,000 monthly, and even producing a few millionaires.

Monika also has a major presence in media. She is a columnist for multiple digital magazines and newspapers, and has even written a best-selling book that is currently being translated to English. She is responsible for the creation of her daughter’s brand Rich & Mind Kids, and manages her daughter’s social media status as an influencer. With further endeavors in the fields of fashion and her own social media presence, she is prepared for any economic hiccups through her multifaceted streams of income. “We currently have more than 30 different sources of income. We know the importance of not depending on one.” She explains.

After living the lowest of lows and building up an enviable life for themselves, this power-couple is ready to take on anything. As young as Monika is, through her trying times she has developed the wisdom of an elder, and yet still has so much more time to cultivate knowledge. She eloquently illuminates the barrier between oneself and success as such: “Life happens very fast, many things you postpone and others you simply cancel. What you desire stops being important because you consider that you are not of the right age, that the condition you are in does not allow for those desires, or that you do not have the resources. These are all excuses that in the end will leave you with remorse.” It is unfathomable to imagine what Ivan and Monika have yet to achieve, when they are so inherently successful, and have discovered the secret to their true potential already.

Instagram : https://instagram.com/monikatapiaoficial

Business

13 Reasons Investors Are Watching Phoenix Energy’s Expansion in the Williston Basin

Published

7 days ago

April 23, 2025

Matthew Wiles

As energy security becomes a growing priority in the United States, companies focused on domestic oil production are gaining attention from investors. One such company is Phoenix Energy, an independent oil and gas company operating in the Williston Basin, a prolific oil-producing region spanning North Dakota and Montana.

Phoenix Energy has established itself as a key player in this sector, expanding its footprint while offering structured investment opportunities to accredited investors. Through Regulation D 506(c) corporate bonds, the company provides investment options with annual interest rates ranging from 9% to 13%.

Here are 13 reasons why Phoenix Energy is attracting investor interest in 2025:

1. U.S. energy production remains a strategic priority

The global energy landscape is evolving, with a renewed focus on domestic oil and gas production to enhance economic stability and reduce reliance on foreign energy sources. The Williston Basin, home to the Bakken and Three Forks formations, continues to play a critical role in meeting these demands. Phoenix Energy has established an operational footprint in the basin, where it is actively investing in development and production.

2. Investment opportunities with fixed annual interest rates

Phoenix Energy bonds offer accredited investors annual interest rates between 9% and 13% through Regulation D 506(c). These bonds help fund the company’s expansion in the Williston Basin, where it acquires and develops oil and gas assets.

3. Record-breaking drilling speeds in the Williston Basin

Phoenix Energy has made significant strides in drilling efficiency, ranking among the fastest drillers in the Bakken Formation as of late 2024. By reducing drilling times, the company aims to optimize operations and improve overall production performance.

4. Expansion of operational footprint

Since becoming an operator in September 2023, Phoenix Energy has grown rapidly. As of March 2025, the company has 53 wells drilled and 96 wells planned over the next 12 months.

5. Surpassing production expectations

Phoenix Energy’s oil production has steadily increased. By mid-2024, its cumulative production had exceeded 1.57 million barrels, outpacing its total output for 2023. The company projected an exit rate of nearly 20,000 barrels of oil equivalent per day by the end of March 2025.

6. High-net-worth investor offerings

For investors seeking alternative investments with higher-yield opportunities, Phoenix Energy offers the Adamantium bonds through Reg D 506(c), which provides corporate bonds with annual interest rates between 13% and 16%, with investment terms ranging from 5 to 11 years, and a minimum investment of $2 million.

7. Experienced team with industry-specific expertise

Phoenix Energy’s leadership and technical teams include professionals with decades of oil and gas experience, including backgrounds in drilling engineering, land acquisition, and reservoir analysis. This level of in-house expertise supports the company’s ability to evaluate acreage, manage operations, and execute its long-term development plans in the Williston Basin.

8. Focus on investor communication and understanding

Phoenix Energy prioritizes clear investor communication. The company hosts webinars and provides access to licensed professionals who walk investors through the business model and operations in the oil and gas sector. These efforts aim to help investors better understand how Phoenix Energy deploys capital across mineral acquisitions and operated wells.

9. Managing market risk through strategic planning

The energy sector is cyclical, and Phoenix Energy takes a structured approach to risk management. The company employs hedging strategies and asset-backed financing to help mitigate potential fluctuations in the oil market.

10. Commitment to compliance

Phoenix Energy conducts its bond offerings under the SEC’s Regulation D Rule 506(c) exemption. These offerings are made available exclusively to accredited investors and are facilitated through a registered broker-dealer to support adherence to federal securities laws. Investors can review applicable offering filings on the SEC’s EDGAR database.

11. Recognition for business practices

As of April 2025, Phoenix Energy maintains an A+ rating with the Better Business Bureau (BBB) and is a BBB-accredited business. The company has also earned strong ratings on investor review platforms such as Trustpilot and Google Reviews, where investors often highlight clear communication and transparency.

12. A family-founded business with a long-term vision

Led by CEO Adam Ferrari, Phoenix Energy operates as a family-founded business with a focus on long-term investment strategies. The company’s leadership emphasizes responsible growth and sustainable development in the Williston Basin.

13. Positioned for long-term growth in the oil sector

With U.S. energy demand projected to remain strong, Phoenix Energy is strategically positioned for continued expansion. The company’s focus on efficient drilling, financial discipline, and structured investment offerings aligns with its goal of building a resilient and growth-oriented business.

Final thoughts

For investors looking to gain exposure to the U.S. oil and gas sector, Phoenix Energy presents an opportunity to participate in a structured alternative investment backed by the company’s operational expansion in the Williston Basin.

Accredited investors interested in learning more can attend one of Phoenix Energy’s investor webinars, which are hosted daily throughout the week. These sessions provide insights into market trends, risk management strategies, and investment opportunities.

For more information, visit the Phoenix Energy website.

Phoenix Capital Group Holdings, LLC is now Phoenix Energy One, LLC, doing business as Phoenix Energy. The testimonials on review sites may not be representative of other investors not listed on the sites. The testimonials are no guarantee of future performance or success of the Company or a return on investment. Alternative investments are speculative, illiquid, and you may lose some or all of your investment. Securities are offered by Dalmore Group member FINRA/SIPC. Dalmore Group and Phoenix Energy are not affiliated. See full disclosures.

This article contains forward-looking statements based on our current expectations, assumptions, and beliefs about future events and market conditions. These statements, identifiable by terms such as “anticipate,” “believe,” “intend,” “may,” “expect,” “plan,” “should,” and similar expressions, involve risks and uncertainties that could cause actual results to differ materially. Factors that may impact these outcomes include changes in market conditions, regulatory developments, operational performance, and other risks described in our filings with the U.S. Securities and Exchange Commission. Forward-looking statements are not guarantees of future performance, and Phoenix Energy undertakes no obligation to update them except as required by law.