Business

The Landz’ Estates is the most ambitious real estate NFT project to date.

Published

4 years ago

July 26, 2022

As an NFT Collection composed of 5,000 unique Mansions, 1,500 unique Museums, and 500 unique Headquarters, it is one of a kind. The NFTs were designed by the Metaverses’ top Architects in collaboration with thought leaders in the NFT space, with insights from real life architects and space designers to give it a luxury touch and a feeling of reality. Each property is a work of art that comes with unique features and amenities. The estates can be deployed over Decentraland and The Sandbox, with more partner Metaverses to be announced in the future.

Landz consists of two distinctive aspects: the Estates NFT Collection, and the Landz software. The Estates Collection allows users to mint Mansions, Museums, or Headquarters. Each Estate has its own unique set of features and utility. The software, however, is the crux of the project. Each NFT holder will receive a key after the mint. This key will grant access to the Landz software, allowing users to personalize and deploy their NFT in the Metaverse of their choosing, with Decentraland and The Sandbox being supported immediately after launch.

“As the icing on the cake, Landz will allow users to personalize and configure their estates.” – Benjamin Jarmonn Co-Founder @ Landz.io

Landz has stated that solving the interoperable piece of the puzzle is only the first step on their utility journey. Landz will also allow users to personalize and configure their estates. Although key aspects of the Estates project are generative, Landz will give users the freedom to make each experience their own, giving them the possibility of uploading their NFTs in dedicated displays. As the icing on the cake, users will be able to sign the asset with their name, brand, or any wording of their choosing. As this article is being written, Landz is finalizing a partnership with Spatial.io. The Landz-Spatial partnership will grant each Estates NFT holder complete use of Spatial’s video conferencing technology using their own Landz Estates NFT as a virtual background. For example, if you own a Landz Mansion or Museum and plan to host a virtual gathering, your users could communicate with each other in real-time via Spatial’s communication technology. It doesn’t end there; Headquarters owners can also host meetings, share their screens, and collaborate in real-time.

“On top of its intrinsic artistic value, scarcity, and interoperable features, the Estate NFTs also come with a membership in the Landz’ Club.” – Nathan Cohen, Co-Founder @ Landz.io

On top of its intrinsic artistic value, scarcity, and interoperable features, the Estate NFTs also come with a complimentary membership in the Landz’ Club. Like any club, it allows access to community events with DJs, speakers, a community chat, with a promise for more metaverse-related experiences. Where Landz’ Club differs, is with its hosting program: Club members can use Club-owned prime land in several partner Metaverses to deploy their assets and host events. Event coordination and related services are offered by exclusive partners in Landz’s platform. A scheduling tool allows NFT owners to book land weeks in advance, rent land from other members monthly, or even use the Landz’ Country Club for major events. But that’s not all; Club members are entitled to airdrops catered to the virtual real estate community from various partners and, automatically get whitelisted for future real Estate NFT releases. As a member of the Landz Club, you can further opt-in for several gaming experiences to host on your Estate and participate in ways to monetize your asset.

Landz is your way to express your multiverse identity, host parties, or partake in a growing virtual real estate community. All for a fraction of the price it would cost to develop such a structure while using syndicated land and resources to enjoy it better.

“Landz is your way to express your multiverse identity, host parties, or partake in a growing virtual real estate community.” – Nick Leger (Ligero), Strategic Adviser @ Landz.io

As a brand, this is your way to exhibit your digital products in a museum-like Gallery. As a company, it is a way to convey your corporate messages and culture to the world and gather your employees in your Metaverse HQs.

“You don’t even need to own land to enjoy your asset: with the Landz Club, you can fully experience the ‘carry & deploy’ benefits of owning a virtual asset in the Metaverse.”- Jonathan Bouchard (Homerun), Marketing Adviser @ Landz.io

Business

Inside the $4.3B Quarter: What’s Fueling Black Banx’s Record Revenues

Published

1 week ago

January 16, 2026

Matthew Wiles

Every quarter brings fresh headlines in fintech, but few make the kind of impact achieved by Black Banx in Q2 2025. The Toronto-based global digital banking group, founded by Michael Gastauer, reported an extraordinary USD 4.3 billion in revenue and a record USD 1.6 billion in pre-tax profit, while improving its cost-to-income ratio to 63%.

These results not only highlight the company’s operational efficiency but also mark a pivotal moment in its journey from challenger to global leader. The big question is: what’s fueling such impressive financial performance?

Customer Growth as the Core Driver

One of the clearest engines of revenue growth is Black Banx’s expanding customer base. By Q2 2025, the platform had reached 84 million clients worldwide, up from 69 million at the end of 2024. This 15 million net gain in six months demonstrates both the attractiveness of its services and the scalability of its model.

Unlike traditional banks, which rely heavily on branch expansion, Black Banx leverages digital-first onboarding that allows customers to open accounts within minutes using just a smartphone. This approach is especially effective in regions underserved by legacy institutions, where access to affordable financial tools is in high demand.

More customers don’t just mean higher transaction volumes—they generate a compounding effect where network size, brand trust, and service adoption reinforce one another.

Real-Time Payments and Cross-Border Solutions

A major contributor to Q2 revenues is the platform’s real-time payments infrastructure. Black Banx enables instant cross-border transfers across its 28 supported fiat currencies and multiple cryptocurrencies, helping both individuals and businesses bypass the traditional bottlenecks of international banking.

For freelancers, SMEs, and multinational clients, this means faster liquidity, reduced foreign exchange costs, and simplified global operations. The demand for real-time financial services is growing rapidly—Juniper Research projects global real-time payments turnover to hit USD 58 trillion by 2028—and Black Banx is strategically positioned to capture a significant share of this market.

Crypto Integration as a Revenue Stream

Another key revenue driver is crypto integration. While many traditional institutions remain hesitant, Black Banx embraced digital assets early and has built infrastructure to support Bitcoin, Ethereum, and the Lightning Network. In Q2 2025, 20% of all transactions on the platform were crypto-based, reflecting strong customer appetite for hybrid banking services that bridge fiat and digital assets.

Revenue comes not only from transaction fees but also from value-added services like crypto-to-fiat conversion, staking yields (4–12% APY), and blockchain-enabled payments. For customers in markets with unstable currencies, these services act as a financial lifeline, further expanding the platform’s relevance.

AI-Powered Efficiency and Risk Management

Record revenues would be less impressive if costs ballooned at the same rate. But Black Banx has proven adept at balancing growth with efficiency. Its cost-to-income ratio improved to 63% in Q2, down from 69% a year earlier, thanks to heavy reliance on AI-powered automation.

AI now drives fraud detection, compliance, and customer onboarding—areas where traditional banks often struggle with cost inefficiencies. By automating these processes, Black Banx can process millions of transactions securely while maintaining profitability at scale. This level of efficiency is rare in fintech, where high growth often comes at the expense of margins.

Regional Expansion and Untapped Markets

Geography also plays a role in fueling revenues. Much of the Q2 growth came from Africa, South Asia, and Latin America—regions where demand for mobile-first banking continues to soar. In 2024 alone, Black Banx reported a 32% increase in SME clients from the Middle East and Africa, signaling the strength of its positioning in underserved markets.

By extending services to populations previously excluded from formal banking—migrant workers, rural communities, and small businesses—Black Banx taps into vast pools of latent demand. The strategy proves that financial inclusion and profitability are not mutually exclusive but mutually reinforcing.

Diversified Revenue Streams

Another factor behind Q2’s record revenues is Black Banx’s diversified business model. Income is not tied to a single service but spread across multiple streams, including:

Transaction fees from cross-border transfers and payments.
Crypto trading and exchange services.
Premium account features for high-net-worth clients.
Corporate services for SMEs and international businesses.

This diversification insulates the company against volatility in any single segment, creating stable revenue growth even in shifting market conditions.

Michael Gastauer’s Strategic Blueprint

Behind these results is Michael Gastauer’s long-term strategy: scale aggressively but with efficiency, innovation, and inclusion at the core. His vision has always been to create a borderless financial ecosystem, and Q2 2025’s performance is evidence that this vision is not only achievable but sustainable.

By balancing mass-market accessibility with premium features, and by blending fiat with digital assets, Gastauer has positioned Black Banx as a category-defining player in global finance.

The Road Ahead: Toward 100 Million Clients

Looking forward, the company’s goal of reaching 100 million customers by the end of 2025 will likely be the next catalyst for revenue growth. More customers mean more transactions, more data insights, and more opportunities to refine and expand its service offering.

If current momentum holds, the USD 4.3 billion quarterly revenue milestone could be just the beginning of an even larger growth story. The challenge will be ensuring systems scale securely while maintaining trust in an environment where privacy and compliance are paramount.

A Record That Signals More to Come

Black Banx’s Q2 2025 performance—USD 4.3 billion in revenue, USD 1.6 billion in pre-tax profit, 84 million clients worldwide, and a lean 63% cost-to-income ratio—is more than a financial milestone. It is a signal of how the future of banking is being rewritten by platforms that are borderless, crypto-inclusive, and data-driven.

What fueled this record-breaking quarter is not one innovation but a combination of strategies—scalable onboarding, real-time payments, crypto integration, AI efficiency, and expansion into underserved regions. Together, they form a model that doesn’t just challenge traditional banking but actively builds the foundation for global dominance.

For Black Banx, the road ahead is clear: the $4.3 billion quarter is not an endpoint but a launchpad for even greater scale and profitability.