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These 10 small towns may become the next work-from-home destinations




Many urban professionals are choosing to escape to the comfort of small towns rather than stay in their cramped flats in crowded cities with coronavirus cases steadily rising. And several of them are not returning. While cities like New York, Portland and San Francisco are known hubs for the younger digital creative classes, smaller towns across the globe are proving they have even more to offer. These smaller communities are far more diverse — and have far greater potential — than is commonly believed.

To prove that point, The Creative Urban Institute, along with researchers from University of Oregon, created a “coolness index” to rank towns with populations under 130,000, based on 13 factors that are inherently tied to the “creative digital” lifestyle. “The ‘creative digital’ is a subculture of 20-to 30-somethings who position themselves as non-mainstream pioneers, free thinkers, tech-savvy, and non-conformist conformists, usually labeled as ‘hipsters’” said University of Oregon’s John Lacey, PhD.“ 

Each city was evaluated based on the number of tech-based startups, festivals and events, coffee shops, microbreweries, high-speed internet providers, farm-to-table groceries, and mom-and-pop stores per 10,000 residents, as well as its street art density, instagramability (hashtags), traffic, higher education, income and the rent inflation over the last year. The index looked at 647 cities across 20 countries. An algorithm then determined which cities ranked highest per capita. “The gross number of what happens in a small town may look insignificant compared to a metropolis’. But when percentaging them to the population size, the scores of the towns that we ranked are impressive ”, highlighted Marcus Salerno, a co-founder of the Institute. “These 10 small towns may become the next work-from-home destinations”, he pointed out.

A typical parklet live gig in Santa Rita do Sapucai, Brazil

From favourites like Charleston, South Carolina, to Santa Rita do Sapucai, Brazil, here are the world’s 10 coolest small cities.

1. Charleston, South Carolina (Population: 120,083 – Score: 8.737)

Consistently ranked one of the best cities in America, Charleston has a rich history and culture to a thriving arts scene, and is home to 250+ tech companies and its digital economy ranks highly: 11th in the nation for high-tech industry output and the fastest-growing mid-sized metro for IT. Highest score: instagramability

2. Mullumbimby, Australia (Population: 3,596 – Score: 8.437)

This Australian town has a picturesque fusion of rural and urban lifestyles that has created a thoroughfare of art galleries, antique stores, yoga studios, organic groceries, and a strong tech startup ecosystem. Highest score: coffee shops

3. Oss, Netherlands (Population: 56,000 – Score: 8.285)

Home to some of the world’s most talented technical entrepreneurs and top centers in creative industries, Oss has a developed economy, a comfortable environment, and a mature, innovative ecosystem in which bold ideas are born and implemented. Highest score: higher education

4. Santa Rita do Sapucai, Brazil (Population: 43,260 – Score: 7.824)

The town has long been the tech center of Brazil, and has a lively cafe scene. It is home of HackTown, an acclaimed event inspired by South by Southwest (SXSW), which has transformed from a small tech gathering into one of the world’s most trendsetting innovation festivals. Santa Rita was also recently considered by The American Reporter one of ‘Latin America’s 5 best cities for creatives to live in after the pandemic. Highest score: festivals and events

5. Chiang Mai, Thailand (Population: 127,240 – Score: 7.797)

Nestled between mountains and not far from the border with Myanmar, this is not exactly a typical Asian city. Instead of chaos, pollution and insane traffic, Chiang Mai has a more relaxed vibe and a host of cool places to work from. Highest score: instagramability

6. Boulder, Colorado (Population: 107,353 – Score: 7.531)

Home to the University of Colorado’s main campus, the town is famous for craft breweries, music clubs, coffee shops, vintage-clothing boutiques, and tech-based startups. Highest score: microbreweries

7. Leuven, Belgium (Population: 100,244 – Score: 7.489)

The old Burgundian town of Leuven is the most famous university city in Belgium. It is the home of 600 year-old ‘KU Leuven’, ranked as the most innovative university in Europe. Highest score: education

8. Tiradentes, Brazil (Population: 7,981 – Score: 7.391)

The town is South America’s favorite hub for hipsters, and is known for its restaurants, art galleries and beautiful historic buildings. Tiradentes has a diverse and healthy festivals culture, and is a hospitable ecosystem for the creative business. Highest score: instagramability

9. Truckee, California (Population: 16,561 – Score: 7.383)

Popular home for small companies moving out of the Bay area into the beautiful Sierra Mountains, this town is home to more than 30 craft breweries, and most of the beer is made in small farms. Highest score: startups

10. San Miguel de Allende, Mexico (Population: ‎59,691 – Score: 7.212)

The leading small city for businesses in Central America is about a four-hour drive northwest of Mexico City. The town has a temperate climate, a low cost of living, rich cultural traditions and a focus on the arts. Highest score: coffee shops

Jenny is one of the oldest contributors of Bigtime Daily with a unique perspective of the world events. She aims to empower the readers with delivery of apt factual analysis of various news pieces from around the World.

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How to Avoid a Financial Fiasco After a Car Crash




A car crash can turn your world upside down in many ways. Hopefully, you’re safe, and everyone involved is okay, but there’s so much that could go wrong after a crash. Many problems involve money. The following guideline will help prevent you from falling off a financial cliff after this event.

Getting to Work Carless

If you get in an accident and can still work, but your car is out of commission, you’re going to have to figure out how to get to work. The moment you start letting this interfere with work is the moment you’ll fall off that financial cliff, and you don’t want that. You may have to deal with a lot of expenses after an accident. This is especially true if you aren’t fully covered, which can happen. Many folks don’t have full coverage and get the short end of the stick when they get into trouble. Public transportation will be more affordable than ride-hailing services, or you can talk to a coworker to see if someone is willing to give you a ride in exchange for gas or something like that.

Second Streams of Income

Consider creating another stream of income. If you can’t work because of an injury or another reason that makes it hard to work, you need an alternative solution. Some folks mistakenly think they don’t have to worry about money because the insurance will cover their expenses. Many people wonder how long does an auto insurance claim take, and the answer is it could take a long time. It could take months, maybe even years for you to see that money. Bills won’t stop coming in. They won’t wait for you to get the money owed to you. Consider doing things like renting out your backhouse or a room in your home. You could even rent out your garage. There are many ways to make some cash.

Working With a Lawyer

You’ll want to consider working with a lawyer to make sure this goes as smoothly as possible. A lawyer who focuses on car accidents and insurance claims is going to make things easier for you. They’ll deal with the paperwork, and the loops that insurance companies may put you through that make it seem like they don’t want to give you anything. A lawyer can ensure you aren’t tricked and get your money as soon as possible. Granted, it probably won’t be overnight, but you’ll probably wait less time than if you do this on your own. Make sure you interview a few lawyers and read several reviews before you decide who to work with.

Sticking to Doctor’s Recommendations

One of the worst things you could do is avoid doing what your doctor tells you. Getting everything owed to you depends greatly on your ability to listen to everything your doctor says. If you make a mistake, insurance companies may try to deny your claim. You might be surprised by what these people are willing to do so that they don’t have to pay you. In essence, they might argue that it’s your fault that you’re dealing with health care issues. If you make a mistake with your health, you could also hurt yourself.

Preparing for the Worst

Savings are vital right now, so make sure you start working on that. You don’t know how long things will take, and you don’t know what kind of emergencies might spring up on you at this time. What’s worse is that you could end up getting a lot less by the time everything is said and done. If that’s the case, you’ll need more cash than you anticipated. It’s time to budget and work on building a big savings fund to help you out should things get a little challenging later on.

These are some things you should keep in mind after a car crash. If you can stay financially afloat, then you’ll feel a lot better about your situation.

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