Lifestyle
“You Don’t Need a Degree to Make it Big,” says Social Influencer Ryan Sprance

It’s a familiar refrain: you need a college degree to reach the highest echelons of success. The worlds of business and profitable creativity are closed off to you without it. The ceiling is more or less set. Ryan Sprance thinks differently, though.
He has good reason to. Sprance didn’t graduate from college. In 2013 he was a manager at an Apple store, albeit the largest one in the world. Now, six years later, he is emerging as one of the most dynamic and talked about names in digital media and marketing.
His Kaihatsu Media, founded in 2016, has gone from around USD 1,000 in sales each month in the spring of 2018, to over USD 70,000 by the spring of 2019, and is on track to rake in over a million dollars in monthly sales by the end of the year. Also, in 2019, he was invited to join the Forbes Agency Council -a collective of invitation-only communities of exceptional business owners and leaders -run by Forbes magazine.
Given the speed with which he has achieved his success, it wouldn’t be wrong to assume that Sprance has an Ivy League degree attached to his name. But, as mentioned before, it was all done without a college degree. Which is not to say the journey from one end to the next has not been challenging, or that Sprance did not need to know what he was talking about. And he certainly sees nothing wrong with going to college. It would appear that Sprance’s training came primarily through his willingness to teach himself.
“I’ve worked hard to educate myself by studying every aspect of digital media,” says Sprance. “Working at an Apple store as a manager, I needed to know a lot about tech and the uses of the web. But with computers and the internet, things are changing so quickly. You always need to be learning new skills, discovering new ways of looking at business.”
Indeed, the rapid changes in how people learn and find information, brought on by the advent of the internet and social media, has revolutionized both business and education. Exactly how isn’t clear, partly because these changes happen so fast. Sprance’s story, however, provides something of an answer.”
I think if my story shows anything, it is that a lot of the old rules have been tossed out regarding one’s path to making it big. Personally, I think if you are willing to learn, then you don’t need an institution to give her permission regarding how to use your own knowledge.”
Lifestyle
Top 6 Investments for Your Child’s Future

If you’re looking to give your child a head start in life, there’s no better way than investing in their future with some wise choices. From saving for a college education to teaching them the importance of financial literacy, there are plenty of ways to help them gain the skills they need for successful adulthood. Here are six great investments you can make now that will provide dividends in the future:
Financial Literacy
Financial literacy is a critical skill that will remain valuable for life, and you should start teaching your child as early as possible. Not only can this help them understand basic concepts such as budgeting, saving, and responsible spending habits, but it can also increase their confidence when dealing with their finances. Encourage your children to save a portion of the money they receive, and show them how to make smart investments, such as opening up a savings account.
Positive Role Models
The people your kids look up greatly influence their lives, especially during their formative years. That’s why it’s crucial to be a good role model and surround them with positive role models who embody values such as honesty, hard work, and integrity which your children can learn from or aspire to emulate. This includes friends, family members, teachers, and mentors. Exposing your children to such people can help them broaden their horizons and see the world differently.
A Good Education
Investing in your child’s educational journey from elementary school to college will open doors to careers and opportunities they may not have had before. To save your child from the debt that comes with post-secondary education in Canada, start early and put into an RESP (Registered Education Savings Plan). This is a special type of investment account specifically designed to save for college expenses. It is essential to understand the structure and features of the plan and how it works to maximize your savings.
Quality Family Time
Set aside family time and special activities such as cooking, playing board games, or taking nature walks. This allows your children to bond with each other and explore the world around them. Investing in quality family time will provide endless opportunities for growth, learning, and development, setting your children up for a bright future. Spending time with your little ones will also create lasting memories that will stay with them forever. It will also teach them valuable skills such as communication and conflict resolution.
Life Insurance
Investing in life insurance ensures your child’s future financial security. Not only will it protect them in case something unexpected happens, but it can also be used as an investment tool if you opt for the right policy. With the right plan, you can maximize the money your child will receive by providing them with a secure financial future should anything happen to you or your partner.
Mental Health Support
Life isn’t always easy; sometimes, your kids need extra help navigating life’s journey’s ups and downs. Mental health support takes many forms, from therapy sessions with psychologists or psychiatrists to mindfulness techniques like meditation. Supporting children during difficult times allows them to process emotions more effectively so they are better prepared for adulthood when life throws curveballs. With the rise of mental health issues in today’s society, it is vital to invest in your child’s mental health and ensure they have the right support system.
These are just a few top investments you can make for your child’s future. Whatever strategies you choose, remember that each has its benefits, from immediate gratification to long-term financial security. Investing in your child’s future will give them the skills and resources they need to live a successful, fulfilling life.
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