Planning a wedding can be incredibly stressful. There are many different things to think about, such as choosing your venue or picking out your bridal party. But when the day finally comes, the last thing you want to feel is the weight of anxiety.
Here are 7 tips to help prevent wedding day stress.
- Choosing the Wedding Ring
Picking an engagement ring doesn’t have to be on the shoulders of one person. Frank Darling has try-at-home kits to compare various styles, stones, and settings. That way, your partner can help pick exactly what they want, so you can get it just right.
- Be Realistic with Your Budget
Finances are one of the biggest stressors for couples. It can very well lead to added stress which can cause arguments.
It’s important to be realistic with your budget from the very beginning. Set up a spreadsheet and allocate funds before signing contracts with any vendors.
Most couples will have someone who wants to overspend while the other person will want to be more conservative. This is where you have to work on communication throughout the planning process.
- Read Your Vows
You might want to make your wedding day special by reciting your own vows. Instead of saying them from memory, read them from a written or typed letter.
Having to memorize your vows and recite them in front of a crowd might not seem intimidating. But once the day arrives, you may be more anxious than you expected, causing you to forget lines or stumble over yourself. Avoid any unnecessary stress by reading them to your partner.
- Know Things Will Go Wrong
Hope for the best and prepare for the worst. As much as you want to plan the perfect day, there will inevitably be something that goes wrong.
While you may have even had a plan B in case it rained or certain people didn’t show up, allowing yourself to go with the flow will play to your benefit on your wedding day.
- Keep It Simple
It may be easy to want to be overly elaborate with things like your first dance or the dinner menu. But unless you’ve hired someone to take care of every little detail, it might be better to keep things simple.
You won’t be able to please everyone when it comes to catering, for instance. People will have dietary restrictions or preferences. To make it easier, it’s a good rule of thumb to have a meat, fish, and vegan option.
To avoid a stressful wedding day, don’t create a crazy menu. Not only will it become more expensive, but it’ll also be too complicated when serving the meals.
- Stop Comparing on Social Media
Most brides turn to Pinterest for inspiration. While it’s a great start, it should be taken with a grain of salt.
Social media showcases these idealistic and sometimes unrealistic portrayals of weddings. If our weddings don’t live up to those photographic standards, we become disappointed.
- Expect Your Family to Be Your Family
Just because it’s your wedding day doesn’t mean your family will suddenly behave differently.
Expecting that they won’t be snarky or beg for attention will only leave you more frustrated on your wedding day. People are going to be exactly who they are, regardless of the setting.
Those who have been married before will want to push their opinions onto you. Take it with stride and remember, this day is all about what you and your partner want, not everyone else.
Weddings will more than likely come with their fair share of stress. It’s up to you to decide how you’ll respond to it.
How to Negotiate With Car Insurance Companies After an Accident
After a car accident, negotiating with insurance companies comes with the territory. Unfortunately, most people don’t know what to do, so they end up being taken advantage of by the insurance companies. We don’t want this to happen to you.
Let’s explore several helpful tips that will allow you to negotiate strategically and get the results you want.
- Document Evidence
The foundation of a successful negotiation with insurance companies lies in thorough documentation. From the moment the accident occurs, gather as much evidence as possible.
Take photographs of the accident scene, including vehicle damage, skid marks, road conditions, and any visible injuries. Collect witness statements, police reports, and medical records to support your claim.
This documentation serves as crucial evidence to substantiate your case during negotiations. The more evidence you gather, the stronger your position will be when presenting your claim to the insurance company.
- Understand Policy Coverage
Familiarize yourself with the details of your insurance policy. Understand what is covered, the limits of coverage, and any applicable deductibles. Knowing the specifics of your policy empowers you to negotiate from a position of knowledge.
Take note of your policy’s provisions related to collision coverage, liability limits, medical payments, and any additional coverages that might be relevant to your situation. This understanding will help you assess the insurance company’s offers accurately and ensure you receive the compensation you’re entitled to under your policy.
- Hire an Attorney
You have the ability to represent yourself and speak directly with insurance companies about your claim. However, in complicated situations – or even simple situations where there are a lot of medical bills or damages involved – you’re better off getting some help.
“When an insurance company receives a claim for an injury, they do not simply roll over and pay out any amount that the injured person wants,” Parham Smith & Arcenhold explains. “Instead, thorough investigations take place. These companies have the resources necessary to look out for their best interests financially, which is why any injured individual should have the same level of legal representation.”
A good attorney is someone who specializes in car accident claims, has an extensive track record of successful negotiations with car insurance companies, and has been in your local area for a number of years. You want someone you can trust and depend on throughout this case, no matter how many twists and turns it might take.
- Stay Composed During Discussions
Negotiations with insurance adjusters can be intimidating, but maintaining composure is crucial. Be respectful and avoid being confrontational during discussions. Stick to the facts and avoid admitting fault or making statements that could be misconstrued as accepting liability.
Remain firm in advocating for fair compensation but avoid making rash decisions out of frustration. Take your time to review offers and consult with professionals, such as legal advisors or trusted experts, before accepting or rejecting any settlement offers.
As a general rule of thumb, an insurance company’s first settlement offer might only be worth 25 to 50 percent of the full value. This is why you should always reject the first offer and work with your attorney to negotiate back and forth.
- Value Your Claim Accurately
Accurately valuing your claim is critically important for a successful negotiation. Consider all the damages incurred, including vehicle repairs, medical expenses, lost wages, pain and suffering, and future rehabilitation costs. Gather estimates from reputable auto repair shops and medical professionals to substantiate your claim.
Don’t undervalue your losses. Consider the long-term implications of the accident, including potential future medical treatments or the impact of injuries on your quality of life. Presenting a well-documented and accurately valued claim increases your chances of obtaining fair compensation.
Negotiate With a Strategy
Remember, insurance wants to settle claims quickly and for as little as possible. However, armed with proper documentation, knowledge of your policy, a composed demeanor, and an accurately valued claim, you’ll be better positioned to negotiate effectively and secure a fair settlement.
Sugarcoating this process won’t do anything good for you. The reality is that it’s you versus the insurance companies. If you choose to plug your ears and pretend that nothing is happening, you will get the raw end of this deal. However, if you fight back with the assistance of an attorney who has a good strategy, you’ll put the insurance companies on their heels and force them to give ground.
As a result, you’ll likely get a much more fair settlement.
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