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Musicians, YouTubers, Digital Creators Head to Fantagious, the Future of Digital Growth

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It is true when people say that the ‘internet’ is the greatest innovation of all times. Bridging the gap between communities, eliminating the issues of long distances, helping people build a connection with the world, it is the internet that has turned the world into a global village. It has brought to the world conveniences that no one ever thought would be possible, yet everyone benefits from this invention. The world has the technology to thank for an invention that has paved the way for the fourth industrial revolution.

The innovation in the ways people use the internet has pushed the world into a digital transformation. From retailers to business owners, every individual is working on completing their transition into the virtual world. Be it businesses or music artists, the shift-over into the digital world has made achieving success a bit easy and stress-free. On the one hand, where it is helping many people turn their dreams into reality, on the other hand, it is leading industries towards the point of saturation. While digitalization is beneficial for success, the competition here is tough, with everyone fighting for the top spot, in case of musicians, YouTubers, and social media creators, competing for creating a wide fanbase.

The vastness of the fanbase is one of the most dominant factors that determine the success of musicians, social media creators, and YouTubers. The saturation in the industry makes attracting an audience through digital means a challenge. Addressing this issue is “Fantagious,” the first-ever fan-sharing app.

Established with a mission to “inspire and empower all creative people,” is answering the call for help. It is an effective solution to acquiring exposure and digital growth without getting strangled by the industry’s saturation. Fanatgious is the brainchild of Ramell ‘Rem’ Carter, a 29-year-old tech-savvy entrepreneur, and artist.

The Origin…

Just like all other inventions, even Fantagious has a story of how it came into the picture. It can be said that the creation of this app is the perfect example of ‘necessity is the mother of invention.’ Rem was always fond of music; despite this, he was pushed into choosing other academic subjects. Studying was not his forte due to which he dropped out of college twice.

After giving up on his education, he landed on a job at Tiger Tiger, a well-known Croydon nightclub. He used to work nightshifts, but as he was about to be a father, he had to think of another plan. It led him to the position of Senior Sales Executive in a bar in London, under the umbrella of the same company. A year later, he shifted his career to become a commercial insurance broker.

While working on these jobs, a realization hit him, which caused him to resign immediately. He wished his daughter to pursue her dreams, but the fact that all his life he had compromised on his convinced him that this was not the job for him.

It was at this exact moment that he decided to step into the music industry. He began by helping his friend release his EP. The biggest hurdle was the growth of the fanbase. Rem took this as a challenge, and he started exploring the industry. When he could not find anything, it led him to create the Fantagious app, the first of its kind!

The Ultimate Digital Growth Tool…

The invention of Fantagious was the need of the hour. The people whose success depends on how big a fanbase is, needed an app that could help them establish themselves as prominent entities in their respective industries.

Fantagious is a growth tool for digital creators and musicians, and its web application is all set to hit the market soon. Thousands of artists and digital creators have contacted the company after the announcement. Those who will help the company in its testing phase by registering will have a chance to get free premium access to the app. It means access to masterclasses and a chance to be discovered by talent seekers.

Built with an aim to ‘help musicians and digital creators acquire maximum exposure in minimal cost,’ this app helps acquire a relevant fan following with ease and simplicity. The app, designed by Rem Carter, allows users to link their socials through which it can analyze the kind of fan following a user has. It serves as a platform where artists and digital creators can connect and help each other grow. The fan rating is a way through which a user can search and pair with another user to maximize their exposure. Other features that assist these individuals in working on their digital presence are search through filters and much more.

It lets users grow and increase their reach in three simple steps; search, connect and grow. The iOS and Android versions of this app are expected to be released later this year after the beta testing of its app is complete. As of today, Rem serves as its CEO, Carl Eaton-York, as the COO, Jamahl Rowl Alcide as the CMO, and Cristian Vasquez as the company’s CFO. These four individuals are the founding members of the company and wish to make digital success easily acquirable for those with potential! 

The idea of Bigtime Daily landed this engineer cum journalist from a multi-national company to the digital avenue. Matthew brought life to this idea and rendered all that was necessary to create an interactive and attractive platform for the readers. Apart from managing the platform, he also contributes his expertise in business niche.

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Business

High Volume, High Value: The Business Logic Behind Black Banx’s Growth

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In fintech, success no longer hinges on legacy prestige or brick-and-mortar branches—it’s about speed, scale, and precision. Black Banx, under the leadership of founder and CEO Michael Gastauer, has exemplified this model, turning its high-volume approach into high-value results. 

The company’s Q1 2025 performance tells the story: $1.6 billion in pre-tax profit, $4.3 billion in revenue, and 9 million new customers added, bringing its total customer base to 78 million across 180+ countries.

But behind the numbers lies a carefully calibrated business model built for exponential growth. Here’s how Black Banx’s strategy of scale is redefining what profitable banking looks like in the digital age.

Scaling at Speed: Why Volume Matters

Unlike traditional banks, which often focus on deepening relationships with a limited set of customers, Black Banx thrives on breadth and transactional frequency. Its digital infrastructure supports onboarding millions of users instantly, with zero physical presence required. Customers can open accounts within minutes and transact across 28 fiat currencies and 2 cryptocurrencies (Bitcoin and Ethereum) from anywhere in the world.

Each customer interaction—whether it’s a cross-border transfer, crypto exchange, or FX transaction—feeds directly into Black Banx’s revenue engine. At scale, these micro-interactions yield macro results.

Real-Time, Global Payments at the Core

One of Black Banx’s most powerful value propositions is real-time cross-border payments. By enabling instant fund transfers across currencies and countries, the platform removes the frictions associated with SWIFT-based systems and legacy banking networks.

This service, used by individuals and businesses alike, generates:

  • Volume-based revenue from transaction fees
  • Exchange spreads on currency conversion
  • Premium service income from business clients managing international payroll or vendor payments

With operations in underserved regions like Africa, South Asia, and Latin America, Black Banx is not only increasing volume—it’s tapping into fast-growing financial ecosystems overlooked by legacy banks.

The Flywheel Effect of Crypto Integration

Crypto capabilities have added another dimension to the company’s high-volume model. As of Q1 2025, 20% of all Black Banx transactions involved cryptocurrency, including:

  • Crypto-to-fiat and fiat-to-crypto exchanges
  • Crypto deposits and withdrawals
  • Payments using Bitcoin or Ethereum

The crypto integration attracts both retail users and blockchain-native businesses, enabling them to:

  • Access traditional banking rails
  • Convert assets seamlessly
  • Operate with lower transaction fees than those found in standard financial systems

By being one of the few regulated platforms offering full banking and crypto support, Black Banx is monetizing the convergence of two financial worlds.

Optimized for Operational Efficiency

High volume is only profitable when costs are contained—and Black Banx has engineered its operations to be lean from day one. With a cost-to-income ratio of just 63% in Q1 2025, it operates significantly more efficiently than most global banks.

Key enablers of this cost efficiency include:

  • AI-driven compliance and customer support
  • Cloud-native architecture
  • Automated onboarding and KYC processes
  • Digital-only servicing without expensive physical infrastructure

The outcome is a platform that not only scales, but does so without sacrificing margin—each new customer contributes to profit rather than diluting it.

Business Clients: The Value Multiplier

While Black Banx’s massive customer base is largely consumer-driven, its business clients are high-value accelerators. From SMEs and startups to crypto firms and global freelancers, businesses use Black Banx for:

  • International transactions
  • Multi-currency payroll
  • Crypto-fiat settlements
  • Supplier payments and invoicing

These clients tend to:

  • Transact more frequently
  • Use a broader range of services
  • Generate significantly higher revenue per user

Moreover, Black Banx’s API integrations and tailored enterprise solutions lock in these clients for the long term, reinforcing predictable and scalable growth.

Monetizing the Ecosystem, Not Just the Account

The genius of Black Banx’s model is that it monetizes not just accounts, but entire customer journeys. A user might:

  • Onboard in minutes
  • Deposit funds from a crypto wallet
  • Exchange currencies
  • Pay an overseas vendor
  • Withdraw to a local bank account

Each of these actions touches a different monetization lever—FX spread, transaction fee, crypto conversion, or premium service charge. With 78 million customers doing variations of this at global scale, the cumulative financial impact becomes immense.

Strategic Expansion, Not Blind Growth

Unlike many fintechs that chase customer acquisition without a clear monetization path, Black Banx aligns its growth with strategic market opportunities. Its expansion into underbanked and high-demand markets ensures that:

  • Customer acquisition costs stay low
  • Services meet genuine needs (e.g., cross-border income, crypto access)
  • Revenue per user grows over time

It’s not just about acquiring more customers—it’s about acquiring the right customers, in the right markets, with the right needs.

The Future Belongs to Scalable Banking

Black Banx’s ability to transform high-volume engagement into high-value profitability is more than just a fintech success—it’s a signal of what the future of banking looks like. In a world where agility, efficiency, and inclusion define competitive advantage, Black Banx has created a blueprint for digital banking dominance.

With $1.6 billion in quarterly profit, nearly 80 million users, and services that span the globe and the blockchain, the company is no longer just scaling—it’s compounding. Each new user, each transaction, and each feature builds upon the last.

This is not the story of a bank growing.

This is the story of a bank accelerating.

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