Lifestyle

Tips for Saving Money on Daily Living Expenses

Published

5 years ago

March 6, 2021

Saving money puts you in a better financial position, whether you want to invest for retirement or just give yourself some breathing room each month. If you can find a way to pay less for the things you need on a consistent basis, you can end up with hundreds, if not thousands of extra dollars each month. Properly invested, this could snowball to help you retire early – or accumulate wealth even on a modest salary.

Let’s take a look at how you can save money on all your biggest monthly expenses.

Rent and Mortgage Payments

Housing is typically your biggest expense. So how can you lower your rent or mortgage payments?

Move to a cheaper area. For starters, you could move to a less expensive area. Chances are, if you move to a different neighborhood nearby, you can find cheaper houses, lower property taxes, or both.
Reduce your square footage. The bigger the house, the more you’re going to pay. Do you really need all that extra space? Reducing the square footage of your house may be more than enough to sharply reduce your monthly payments.
Refinance or renegotiate. Consider refinancing your home if you currently have a significant monthly mortgage payment. In many cases, you can score a better interest rate and reduce your payments significantly. You may even be able to pay off the home faster. Alternatively, if you’re renting, you can consider renegotiating your lease with your landlord.

Car Insurance and Fuel

If you drive regularly, car insurance and fuel costs can add up to drain your budget.

Here’s how you can save:

Get new quotes. Start by getting new auto insurance quotes from a variety of different providers. Even if your policy remains exactly the same, you may be able to find lower premiums with a different company. Otherwise, consider tweaking your policy (such as increasing your deductibles) to keep your monthly payments low.
Lower your risk profile. You can also reduce your car insurance premiums by reducing your risk profile. Maintaining a clean driving record, living somewhere safe, and driving fewer miles can all help you do this.
Take public transportation (or bike). You can eliminate your car insurance and fuel expenses if you decide to take public transportation or bike to everywhere you need to go.

Groceries

Everyone needs to eat. But many of us pay too much for our groceries.

Here’s how you can cut costs:

Figure out the most cost-effective groceries. Feel free to splurge on your favorites on an occasional basis, but on a regular basis, try to prioritize the most cost-effective groceries. Items like oats, lentils, and legumes are very healthy, easy to prepare, and ridiculously cheap.
Look for sales. Keep an eye out for sales from your favorite grocery stores. You can often get food items for half price (or even less) this way.
Buy in bulk. Consider joining a wholesale club or warehouse club to score great deals when buying groceries in bulk. This isn’t always cost-advantageous, so make sure you do the math.

Utilities

Your water, electricity, and natural gas bills don’t have to be so expensive. Here’s how you can minimize them:

Invest in appliance upgrades. Though buying and installing a new appliance can be a hefty upfront expense, it can often save you a ton of money in the long term. Energy-efficient appliances like refrigerators, washing machines, ovens, and dishwashers can all pay for themselves eventually.
Compare electricity plans to find one that is less expensive, more efficient, and has better service. A Pennsylvania resident, for instance, wants to save money on electricity, he or she can compare, choose and switch to the best electricity provider in Pennsylvania.
Turn things off. It’s a simple strategy, but an effective one; turn things off when you aren’t using them. That means turning off lights when leaving a room and turning down the heat (or cooling) when leaving the house.
Minimize your consumption. You can also work to minimize your consumption overall. Take shorter showers. Reduce the heat. Try to do all your cooking at the same time.

Entertainment

Your entertainment expenses are arguably the easiest ones to cut, since they’re not strictly “necessary.” For example, you can:

Learn to cook. Instead of going out to eat or ordering food, consider learning how to cook. You’ll save money, have fun, and possibly eat healthier along the way.
Get a library card. Cancel a couple of your streaming subscriptions and get a library card for your media instead. Everything’s free at your local library.
Find fun for free. Find new ways to have fun that don’t involve spending money, like hiking in the woods or foraging for mushrooms.

Cutting these costs may not be fun and you may have to make some sacrifices along the way. But if you manage to follow these strategies consistently, you could greatly improve your financial position – and set yourself up for a much brighter future.

Lifestyle

Confronting Propaganda: Street Smart Documents Honest Reactions to Gaza Indoctrination Footage

Published

3 days ago

November 6, 2025

Michelle Langton

Photo Courtesy of: Street Smart

Byline: Michelle Langton

In a recent project, the Street Smart team gathered 20 strangers and presented them with propaganda footage from Gaza that has circulated widely online but remains largely unfamiliar to many audiences. The aim wasn’t to provoke outrage or test media literacy in a classroom setting. It was to capture raw, unfiltered emotional reactions to material that reveals how narratives are formed at the source. The resulting video offers a candid look at how people process shocking content and how their perceptions shift when they see what is rarely shown on mainstream platforms.

The Structure of the Experiment

The format was simple. Participants were seated and shown a series of clips from Gaza, including children’s programming and broadcasts containing intense ideological messaging. No background information was provided, and viewers were not instructed on how to interpret what they were seeing. After watching, they were asked for immediate reactions.

The footage elicited a wide range of emotions. Some viewers were stunned by the content, admitting they had never seen anything like it before. Others expressed disbelief, questioning why this kind of material isn’t more widely discussed. A few were visibly shaken, saying the experience fundamentally altered their understanding of the situation.

By presenting the footage without narration or added commentary, Street Smart allowed participants’ genuine responses to emerge. The experiment revealed how propaganda can affect an entire generation. It can shock, unsettle, and force people to reconsider their assumptions.

Why This Project Matters

Sage Fox and Dorani aligned the purpose of this experiment with Street Smart’s broader mission of challenging prevailing narratives and encouraging critical thought among younger audiences. In an environment where footage spreads rapidly across digital platforms, propaganda can shape public opinion long before context catches up.

By showing the Gaza Indoctrination footage in a controlled setting and recording uncoached responses, the team aimed to expose the emotional and cognitive impact of this type of content.

“The first reaction is often the most revealing, because it shows how powerful images can be without context.”

The Range of Reactions

While each participant brought their own perspective, several themes emerged. Some expressed sympathy with the imagery itself, saying it was emotionally powerful.

One participant said, “It makes me question what I see online every day. How much of it is shaped this way?”

Their comments highlight how propaganda resonates differently depending on prior knowledge and exposure. Many viewers have simply never encountered such footage directly.

Street Smart’s Approach

This project continues a pattern established by Sage Fox & Dorani’s earlier videos. Rather than relying on experts or lengthy analysis, Street Smart focuses on real people and their honest reactions. The approach is simple but effective. Present potent material, listen to what people say, and share those moments with a wider audience.

The Gaza Indoctrination footage experiment fits this model. It doesn’t attempt to draw final conclusions or offer political commentary. Instead, it documents how people respond when they’re exposed to narratives that are usually filtered through intermediaries.

Implications for Media Literacy

Beyond its viral potential, the video raises broader questions about how people interact with powerful imagery online. Propaganda operates on emotional reflexes. As this experiment shows, those reflexes are often unexamined until they’re brought to the surface.

Sage Fox & Dorani hope that projects like this push audiences to think more critically about what they see and share.

“The purpose is not to tell people what to believe. It is to remind them that every image comes from somewhere, and that source matters,” they said.

Next Steps for Street Smart

As Street Smart’s platform grows, Sage Fox & Dorani plan to conduct similar experiments in different contexts. They intend to use their direct, street-level approach to highlight how people react when presented with challenging material.

The Gaza footage project is one piece of a larger mission. The team uses simple methods to shed light on complex issues. By focusing on authentic reactions, they continue to build a unique space in online media that blends cultural investigation with raw human response.

A Window into Unfiltered Thought

“We showed 20 strangers real propaganda footage from Gaza — and filmed their unfiltered reactions” is not a dramatic exposé or academic study. It is a clear, unmediated record of how individuals respond when confronted with material designed to persuade. In that restraint lies its strength.

By documenting these moments, Street Smart shows how awareness can begin with a pause. A brief space between seeing and believing.