Lifestyle

Tips for Saving Money on Daily Living Expenses

Published

5 years ago

March 6, 2021

Saving money puts you in a better financial position, whether you want to invest for retirement or just give yourself some breathing room each month. If you can find a way to pay less for the things you need on a consistent basis, you can end up with hundreds, if not thousands of extra dollars each month. Properly invested, this could snowball to help you retire early – or accumulate wealth even on a modest salary.

Let’s take a look at how you can save money on all your biggest monthly expenses.

Rent and Mortgage Payments

Housing is typically your biggest expense. So how can you lower your rent or mortgage payments?

Move to a cheaper area. For starters, you could move to a less expensive area. Chances are, if you move to a different neighborhood nearby, you can find cheaper houses, lower property taxes, or both.
Reduce your square footage. The bigger the house, the more you’re going to pay. Do you really need all that extra space? Reducing the square footage of your house may be more than enough to sharply reduce your monthly payments.
Refinance or renegotiate. Consider refinancing your home if you currently have a significant monthly mortgage payment. In many cases, you can score a better interest rate and reduce your payments significantly. You may even be able to pay off the home faster. Alternatively, if you’re renting, you can consider renegotiating your lease with your landlord.

Car Insurance and Fuel

If you drive regularly, car insurance and fuel costs can add up to drain your budget.

Here’s how you can save:

Get new quotes. Start by getting new auto insurance quotes from a variety of different providers. Even if your policy remains exactly the same, you may be able to find lower premiums with a different company. Otherwise, consider tweaking your policy (such as increasing your deductibles) to keep your monthly payments low.
Lower your risk profile. You can also reduce your car insurance premiums by reducing your risk profile. Maintaining a clean driving record, living somewhere safe, and driving fewer miles can all help you do this.
Take public transportation (or bike). You can eliminate your car insurance and fuel expenses if you decide to take public transportation or bike to everywhere you need to go.

Groceries

Everyone needs to eat. But many of us pay too much for our groceries.

Here’s how you can cut costs:

Figure out the most cost-effective groceries. Feel free to splurge on your favorites on an occasional basis, but on a regular basis, try to prioritize the most cost-effective groceries. Items like oats, lentils, and legumes are very healthy, easy to prepare, and ridiculously cheap.
Look for sales. Keep an eye out for sales from your favorite grocery stores. You can often get food items for half price (or even less) this way.
Buy in bulk. Consider joining a wholesale club or warehouse club to score great deals when buying groceries in bulk. This isn’t always cost-advantageous, so make sure you do the math.

Utilities

Your water, electricity, and natural gas bills don’t have to be so expensive. Here’s how you can minimize them:

Invest in appliance upgrades. Though buying and installing a new appliance can be a hefty upfront expense, it can often save you a ton of money in the long term. Energy-efficient appliances like refrigerators, washing machines, ovens, and dishwashers can all pay for themselves eventually.
Compare electricity plans to find one that is less expensive, more efficient, and has better service. A Pennsylvania resident, for instance, wants to save money on electricity, he or she can compare, choose and switch to the best electricity provider in Pennsylvania.
Turn things off. It’s a simple strategy, but an effective one; turn things off when you aren’t using them. That means turning off lights when leaving a room and turning down the heat (or cooling) when leaving the house.
Minimize your consumption. You can also work to minimize your consumption overall. Take shorter showers. Reduce the heat. Try to do all your cooking at the same time.

Entertainment

Your entertainment expenses are arguably the easiest ones to cut, since they’re not strictly “necessary.” For example, you can:

Learn to cook. Instead of going out to eat or ordering food, consider learning how to cook. You’ll save money, have fun, and possibly eat healthier along the way.
Get a library card. Cancel a couple of your streaming subscriptions and get a library card for your media instead. Everything’s free at your local library.
Find fun for free. Find new ways to have fun that don’t involve spending money, like hiking in the woods or foraging for mushrooms.

Cutting these costs may not be fun and you may have to make some sacrifices along the way. But if you manage to follow these strategies consistently, you could greatly improve your financial position – and set yourself up for a much brighter future.

Lifestyle

Houseplant Styling Mistakes to Avoid in Home Décor

Published

22 hours ago

November 16, 2025

Michelle Langton

Bringing greenery indoors can instantly elevate a space — adding warmth, texture, and a sense of calm. However, styling houseplants successfully requires more than simply popping a fern in a corner and hoping for the best. From mismatched plant selections to poor placement and neglecting scale, even the most well-intentioned plant lovers can make styling missteps. Before you dive into your next indoor plant arrangement, it’s worth understanding the most common mistakes to avoid.

Whether you’re new to indoor greenery or a seasoned plant parent, brands like Hello Botanical make it easy to find the perfect plants and gifts that complement your interior style — but knowing how to display them properly will make all the difference.

Overcrowding Your Space with Too Many Plants
While it’s tempting to fill every available surface with greenery, too many plants can make your space feel cluttered and overwhelming. Each plant deserves breathing room to grow and be appreciated. Instead of bunching them together, try grouping a few in varying heights or textures for balance. A single large plant in a corner can make a stronger design statement than ten small ones scattered everywhere.

Ignoring Light Conditions
Aesthetics shouldn’t be your only consideration when placing plants. Many indoor plant styling mistakes stem from ignoring light needs. Some species, like fiddle leaf figs and succulents, crave bright indirect light, while others, such as snake plants or peace lilies, thrive in low-light corners. Assess the natural light in each room before choosing plants, and remember that not every green beauty will thrive on your coffee table or bathroom shelf.

Choosing the Wrong Pot or Planter
A pot isn’t just a decorative accessory — it affects your plant’s health and your home’s design balance. A mismatched or undersized pot can look awkward, while one without drainage can cause root rot. Select planters that complement your home’s aesthetic and suit each plant’s needs. Neutral ceramics, woven baskets, or textured terracotta pots can enhance the overall décor while allowing your greenery to shine.

Neglecting Scale and Proportion
One of the easiest ways to make a room look unbalanced is by ignoring scale. A tiny plant on a large table can feel lost, while an oversized monstera can overwhelm a small living room. Consider the proportions of your furniture and space before selecting plants. Taller plants like palms or rubber trees add height and drama, while trailing species such as pothos or string of pearls can soften shelves and hanging corners beautifully.

Forgetting to Mix Textures and Colours
Just as you’d layer textures and tones in your furnishings, apply the same principle to your plant styling. Combining different leaf shapes, shades of green, and plant structures creates visual interest. Pair glossy leaves with matte ones, upright plants with cascading varieties, and bold tropicals with delicate ferns. A well-curated mix feels intentional rather than chaotic.

Over-Decorating Around Your Plants
Plants are statement-makers in their own right. Surrounding them with too many decorative objects — candles, vases, or trinkets — can detract from their natural beauty. Let the greenery breathe and become a focal point. A simple setup often feels more elegant and modern than a crowded display.

Forgetting Functionality in Key Spaces
While plants bring undeniable style, practicality matters too. Avoid placing trailing vines where they’ll get tangled in workspace cords or near entryways where they can be knocked over. Similarly, keep moisture-loving plants away from electronics and ensure any planters with drainage are placed on trays to protect your floors and furniture.

Ignoring Consistency Across Your Home
Houseplants look their best when they contribute to a cohesive theme. Instead of choosing random species for each room, think about your home’s overall design. Are you going for a minimalist, Scandinavian aesthetic or something more lush and tropical? Repeating a few plant types or pot styles throughout creates unity and flow.

Overlooking Plant Care as Part of the Design
No matter how beautifully you style your plants, unhealthy or neglected greenery can spoil the look. Regular pruning, wiping leaves, and rotating pots to ensure even growth are key parts of maintaining your interior aesthetic. Healthy, thriving plants add vibrancy and life that no artificial décor can replicate.

Forgetting That Less Can Be More
Finally, remember that plants should enhance your décor, not dominate it. A few strategically placed, well-cared-for plants can transform a home far more effectively than a jungle of mismatched greenery. Focus on quality over quantity, and choose each plant intentionally to fit your style, lighting, and lifestyle.

When styled thoughtfully, houseplants can turn a space into a peaceful, inviting sanctuary

Avoiding these common mistakes helps you highlight their beauty while keeping your interiors cohesive and clutter-free. Whether you’re refreshing a single room or curating a lush indoor garden, start small, observe what works, and grow your collection with care.