Business
Is Hiring a Digital Marketing Firm Worth the Investment?

If you’re interested in pursuing digital marketing, you might consider hiring a digital marketing firm. But you may not like the prospect of spending thousands of dollars every month for those services. It’s a big investment, and you’re not sure whether it will pay off.
Is hiring a digital marketing firm usually worth the investment? And how can you tell?
What Is a Digital Marketing Firm?
Digital marketing agencies in Long Island and cities near you are organizations that specialize in providing digital marketing services to business clients. Some agencies specialize in specific strategies or channels, like search engine optimization (SEO) or pay per click (PPC) advertising, but many attempt to offer “full services,” including coverage for almost any strategy you want.
In exchange for an agreed price (usually in the form of a monthly fee), the digital marketing firm will help you plan, organize, and eventually execute and analyze all your digital marketing campaigns. While you’ll need to be a part of the process of establishing your brand identity, your goals, and your strategic vision, hiring a digital marketing firm usually means remaining hands-off during execution.
What Are the Alternatives?
If you don’t hire a digital marketing firm, what are the alternatives?
- No marketing. You could decide not to market your business at all. But this is usually a mistake. Marketing is the best way to raise awareness of your brand and attract more customers, and when done properly, it results in a positive return.
- Internal marketing. You could also build an internal team of marketing experts to organize and execute your own marketing campaigns. But this is usually more expensive than hiring a digital marketing firm, as well as more time consuming.
- Self-marketing. If you want to stay lean, you could try marketing your own business. If you have lots of experience and knowledge in marketing, this may be viable, but in most cases, a digital marketing firm can do it better.
- Freelancers and contractors. A final option is to work with freelancers and contractors for your marketing needs. This can be both inexpensive and effective, but it takes a long time to find reliable freelancers that you can consistently trust.
The Costs of Hiring a Digital Marketing Firm
Digital marketing services through a firm can range from $300 to $12,000 a month. That’s a huge range because the types of services you can get are so variable. Accordingly, it’s hard to ballpark exactly what a digital marketing firm is going to cost you. Just keep in mind that spending more money usually means getting more value.
The Benefits of Hiring a Digital Marketing Firm
These are the benefits of hiring a digital marketing firm for your organization:
- A full team of experts (in one place). When you hire a digital marketing firm, you’ll instantly gain access to a full team of experts, usually with many different areas of specialty. You won’t have to hunt them down, like you would if you hired freelancers, and you won’t be stuck with a specialist that can only do one thing.
- Expertise and guidance. People hire digital marketing firms to get expertise and guidance. These are seasoned veterans who understand the mechanics of effective marketing strategies, and they can make recommendations for how to maximize the value of your tactics.
- Robust resources and tools. Most digital marketing firms have access to a robust pool of resources and tools that can make your marketing more effective, including automation software, dashboards, and connections to other firms and individuals.
- Ongoing communication and education. Working with a digital marketing firm also grants you access to ongoing communication and education. Your representatives will help you stay updated on what’s going on with your campaigns, and they can teach you how to make your strategies more effective.
- Accountability and trust. A good digital marketing firm is going to prioritize your return on investment (ROI). This is arguably the most important marketing metric to analyze since it directly indicates how much value you’re getting compared to what you’re spending. If your ROI is too low, the marketing firm can acknowledge and address this, making tweaks to push your effectiveness higher.
The Importance of Hiring the Right Firm
In general, yes, it’s definitely “worth it” to hire a digital marketing firm. A competent marketing firm will be able to help you see results that far exceed whatever you spent on them in the first place. The only real caveat is that you have to find the right firm for your business. Choose a firm that has expertise in your industry and your favorite strategies, and do your due diligence to ensure the firm has a long track record of success.
Business
Remote Professionals Getting More Value for Their Work Thanks to Borderless Banking

Not too long ago, the idea of working remotely from an island in Thailand or a co-working space in Berlin sounded like the kind of fantasy only tech moguls or backpacking freelancers could afford.
Fast forward to today, and it’s as good as a global reality. Millions of professionals have cut the cord from traditional office life in exchange for flexibility, freedom, and a work-life balance that fits their personal rhythm and not their employer’s timezone.
However, as remote work has reshaped how people earn a living, it’s also pointed out the existing limits to most of the world’s financial systems. Traditional banking simply wasn’t built for a workforce that’s always on the move, operating in multiple currencies, and getting paid across borders.
Thankfully, that’s where borderless banking like Black Banx have proven vital, and has quietly transformed the way money is managed for people vacationing and working overseas alike.
The Rise of the Remote Work Economy
Remote work isn’t just a pandemic-era trend that faded with Zoom fatigue—it’s become a defining feature of the modern workforce. A recent survey revealed that over 39% of Gen Z and Millennials planned to live and work abroad for extended periods this year, many staying six months or more in a single location. That’s beyond a short trip, and can be considered as good as a sabbatical with a substantial lifestyle shift.
According to recent estimates, the digital nomad economy now also contributes as much as US$787 billion annually to the global economy. And this isn’t just entry-level gig work. A third of digital nomads earn between US$100,000 and US$250,000, while another third take in US$50,000 to US$100,000 annually.
It is indeed evident that the manner in which many make a living has changed. Unfortunately, most financial systems haven’t kept up.
Where Traditional Banks Are Still Falling Short
For those who have ever tried to open a bank account abroad or receive payment from a foreign client, they already know the drill: the paperwork is endless, delays are frustrating, and the fees? So much to do, even for the smallest amounts of money.
Just to name few of the hurdles remote workers still face with conventional banking:
- Account setup restrictions: Need proof of residence, tax IDs, or a local job offer—things many digital nomads simply don’t have.
- Slow international transfers: Payments can take days to process, which is a nightmare when rent’s due.
- High foreign exchange fees: Currency conversions often come with steep, hidden costs.
- Limited multi-currency support: Most banks still force users to operate in a single currency, making financial planning chaotic at best.
And perhaps most tellingly, many banks have digitized their operations but haven’t personalized their services. According to Accenture’s 2025 Banking Trends Report, while digital transformation has improved efficiency, it often sacrifices the customer experience. That’s not great news for people who live outside the lines.
Borderless Banking for Professionals Across the Globe
The concept of borderless banking goes far beyond wiring money internationally. Fundamentally, it’s also about being able to eliminate the friction between people and their money, no matter where they are in the world, and maintaining an ecosystem where geography, bureaucracy, and currency don’t stand in the way of financial freedom.
A working example of this is Black Banx, a Toronto-based fintech founded by German billionaire Michael Gastauer. Since launching globally in 2015, it has grown to serve over 78 million clients in 180+ countries as of Q1 2025, proof that people take to digital banking solutions when it is accessible, affordable, and is useful in just about any locale.
In the first three months of this year, Black Banx had also earned US$4.3 billion in revenue and US$1.6 billion in pre-tax profit, more than double from the same quarter the previous year and showing it has consistently delivered tangible value to global customers—remote professionals included
How Borderless Banking Maximizes Value for Remote Workers
1. Instant Account Access—No Strings Attached
The times of hunting down local branches or collecting endless documents just to open an account are finished. With borderless banks, users can open an account in minutes using just a photo ID—no proof of address or income required. That’s a lifesaver for anyone living outside their passport country or hopping from one location to another.
2. Multi-Currency Mastery
Managing money in multiple currencies used to mean juggling several accounts—or worse, losing money on conversions. Borderless platforms like Black Banx support 28 FIAT currencies and allow real-time currency conversions at competitive rates. That means remote workers can:
- Invoice clients in one currency
- Spend or save in another
- Hedge against local currency fluctuations
- Avoid excessive conversion fees altogether
3. Seamless, Real-Time Global Payments
Getting paid late, or paying others late, isn’t just inconvenient; it can damage relationships and disrupt your cash flow. With real-time payment support, remote workers can receive funds instantly, no matter where their clients are. This is particularly valuable for freelancers and entrepreneurs juggling multiple contracts across time zones.
Plus, bulk payment features and API integration streamline processes for those running teams or businesses.
4. Built-In Crypto Options
It isn’t surprising that many digital nomads are already deep into crypto. Whether it’s for investment, faster transactions, or avoiding traditional finance red tape, crypto is becoming essential.
Since 2016, Black Banx has allowed users to send, receive, and convert crypto (like BTC and ETH) within their accounts. That integration saves users from having to manage separate crypto wallets, and adds another layer of flexibility to their financial toolkit.
5. Secure Transactions
Remote workers often log in to work from cafés, coworking spaces, and airports, to name a few. Of course, this flexibility of being able to work almost anywhere should never come at the cost of security. Borderless banks like Black Banx use end-to-end encryption, AI fraud detection, and two-factor authentication to keep accounts safe from risky elements.
Financial Freedom, Not Just Convenience
Perhaps the most overlooked benefit of borderless banking is the freedom it provides. Not just to access money, but to fully participate in the global economy. For millions of professionals in underbanked regions like Africa, Latin America, Southeast Asia, borderless banking has become a gateway to financial inclusion and a way to take on opportunities that typically wouldn’t be available to them if not remote.
By removing barriers to entry, platforms like Black Banx empower underserved individuals to both take control of their finances and increase their earning power by working with companies from higher paying markets. This democratization of finance isn’t just good for individuals, it’s good for the global economy as a whole.
As Black Banx CEO Michael Gastauer put it: “Our multi-currency solutions enable businesses to tap into global talent without worrying about payment complexities. We make cross-border transactions as seamless as local ones.”
The Road Ahead
By 2030, the number of digital nomads worldwide is expected to soar past 60 million, according to the Forbes Technology Council. That means tens of millions of workers will be navigating foreign currencies, time zones, and financial systems—all while expecting the same seamless experience they’d get at home.
Indeed, remote professionals aren’t just looking for places to work—they’re looking for systems that work for them. In a lifestyle built on flexibility, traditional banking is proving too rigid, too slow, and too expensive.
Borderless banking services like those offered by the likes of Black Banx, on the other hand, offer exactly what today’s global workforce needs: instant access, multi-currency support, real-time payments, crypto integration, and enterprise-level security—all in a streamlined experience.
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