Business
Womack Commentary Series: Greg Womack Discusses the Importance of Refocusing for Success

“There are not more than five musical notes, yet the combinations of these five give rise to more melodies than can ever be heard. There are not more than five primary colors, yet in combination, they produce more hues than can ever be seen. There are not more than five cardinal tastes, yet combinations of them yield more flavors than can ever be tasted.”
—Sun Tzu, philosopher
These words from Sun Tzu beautifully encapsulate the essence of refocusing for success. In a world filled with endless possibilities and distractions, the ability to refocus our efforts and energies becomes paramount. Greg Womack, a seasoned financial expert, delves into the significance of refocusing and shares his insights on how it can be a game-changer in achieving personal and professional goals.
Just like the combination of a few musical notes can create an infinite number of melodies, the power of refocusing lies in our ability to harness our limited resources and channel them toward the right areas. It’s about finding the right harmony to unlock success.
The Art of Refocusing
In a world that often pulls us in countless directions, maintaining focus on our goals can be challenging. It’s all too easy to get caught up in the noise and lose sight of what truly matters. That’s why refocusing is crucial. It’s about consciously redirecting our attention and efforts toward our core objectives.
According to Womack, refocusing is not a one-time event but an ongoing process. It requires self-awareness, discipline, and a willingness to reassess our priorities. By periodically stepping back, evaluating our progress, and realigning our actions with our goals, we can regain clarity and drive toward success.
“Refocusing is a continuous journey, not a destination,” says Womack. “It’s a deliberate choice to realign our actions with our goals and make conscious decisions about where we invest our time, energy, and resources. It’s a powerful tool to navigate through the complexities of life and move closer to the realization of our aspirations.”
Refocusing is a skill that develops with practice and can bring new clarity, ideas, and innovations, just through the exercise itself. The art of refocusing is honed through trial, error, and stamina-building activities. Refocusing often requires taking a step back, breaking away from the activity or thought, and resuming with new perspective and fresh attention.
The Impact of Refocusing on Success
Refocusing has a profound impact on our ability to achieve success. When we are laser-focused on our goals, distractions lose their power, and we become more efficient and effective in our endeavors. By concentrating our efforts on what truly matters, we can make significant progress and create meaningful outcomes.
Moreover, refocusing enables us to adapt and recalibrate our strategies as needed. It allows us to stay agile in the face of challenges and capitalize on emerging opportunities. By maintaining a clear vision and continuously adjusting our approach, we can navigate the ever-changing landscape and position ourselves for success. By zooming in on a project, thought, or challenge, we find new ways to approach solutions. Similarly, when we zoom out, we see the circumstances through a different lens entirely. All of these perspectives are necessary to holistically problem solve and innovate.
“Refocusing is the key to unlocking our full potential,” says Womack. “It empowers us to overcome obstacles, seize opportunities, and chart our own path to success. It’s about aligning our actions with our aspirations and staying committed to our goals, no matter what.”
In a world of limitless possibilities and distractions, refocusing becomes a crucial skill for achieving success. By consciously directing our attention, energy, and resources toward our goals, we can unlock our full potential and make significant progress. It’s important to note that refocusing is an ongoing process that enables us to adapt, recalibrate, and stay true to our aspirations. So, let us embrace the power of refocusing and chart a path towards a more fulfilling and successful future.
About Greg Womack
Greg Womack is a respected financial expert and the Principal and President of Womack Investment Advisers, Inc. With thirty years of experience in the financial industry, Womack has built a reputation for his expertise in fee-based planning and investment management. As the founder of his independent registered investment advisory firm, he has helped numerous clients navigate the complexities of financial planning and achieve their financial goals.
Beyond his professional accomplishments, Womack leads a well-rounded life, balancing his business endeavors with personal passions. He is an avid outdoorsman, finding solace and inspiration in nature. From camping in the mountains of Montana to riding horseback through picturesque landscapes, he embraces the beauty of the world around him. He has built a rich life, personally and professionally, by focusing his time and talents on growth and development.
Business
Remote Professionals Getting More Value for Their Work Thanks to Borderless Banking

Not too long ago, the idea of working remotely from an island in Thailand or a co-working space in Berlin sounded like the kind of fantasy only tech moguls or backpacking freelancers could afford.
Fast forward to today, and it’s as good as a global reality. Millions of professionals have cut the cord from traditional office life in exchange for flexibility, freedom, and a work-life balance that fits their personal rhythm and not their employer’s timezone.
However, as remote work has reshaped how people earn a living, it’s also pointed out the existing limits to most of the world’s financial systems. Traditional banking simply wasn’t built for a workforce that’s always on the move, operating in multiple currencies, and getting paid across borders.
Thankfully, that’s where borderless banking like Black Banx have proven vital, and has quietly transformed the way money is managed for people vacationing and working overseas alike.
The Rise of the Remote Work Economy
Remote work isn’t just a pandemic-era trend that faded with Zoom fatigue—it’s become a defining feature of the modern workforce. A recent survey revealed that over 39% of Gen Z and Millennials planned to live and work abroad for extended periods this year, many staying six months or more in a single location. That’s beyond a short trip, and can be considered as good as a sabbatical with a substantial lifestyle shift.
According to recent estimates, the digital nomad economy now also contributes as much as US$787 billion annually to the global economy. And this isn’t just entry-level gig work. A third of digital nomads earn between US$100,000 and US$250,000, while another third take in US$50,000 to US$100,000 annually.
It is indeed evident that the manner in which many make a living has changed. Unfortunately, most financial systems haven’t kept up.
Where Traditional Banks Are Still Falling Short
For those who have ever tried to open a bank account abroad or receive payment from a foreign client, they already know the drill: the paperwork is endless, delays are frustrating, and the fees? So much to do, even for the smallest amounts of money.
Just to name few of the hurdles remote workers still face with conventional banking:
- Account setup restrictions: Need proof of residence, tax IDs, or a local job offer—things many digital nomads simply don’t have.
- Slow international transfers: Payments can take days to process, which is a nightmare when rent’s due.
- High foreign exchange fees: Currency conversions often come with steep, hidden costs.
- Limited multi-currency support: Most banks still force users to operate in a single currency, making financial planning chaotic at best.
And perhaps most tellingly, many banks have digitized their operations but haven’t personalized their services. According to Accenture’s 2025 Banking Trends Report, while digital transformation has improved efficiency, it often sacrifices the customer experience. That’s not great news for people who live outside the lines.
Borderless Banking for Professionals Across the Globe
The concept of borderless banking goes far beyond wiring money internationally. Fundamentally, it’s also about being able to eliminate the friction between people and their money, no matter where they are in the world, and maintaining an ecosystem where geography, bureaucracy, and currency don’t stand in the way of financial freedom.
A working example of this is Black Banx, a Toronto-based fintech founded by German billionaire Michael Gastauer. Since launching globally in 2015, it has grown to serve over 78 million clients in 180+ countries as of Q1 2025, proof that people take to digital banking solutions when it is accessible, affordable, and is useful in just about any locale.
In the first three months of this year, Black Banx had also earned US$4.3 billion in revenue and US$1.6 billion in pre-tax profit, more than double from the same quarter the previous year and showing it has consistently delivered tangible value to global customers—remote professionals included
How Borderless Banking Maximizes Value for Remote Workers
1. Instant Account Access—No Strings Attached
The times of hunting down local branches or collecting endless documents just to open an account are finished. With borderless banks, users can open an account in minutes using just a photo ID—no proof of address or income required. That’s a lifesaver for anyone living outside their passport country or hopping from one location to another.
2. Multi-Currency Mastery
Managing money in multiple currencies used to mean juggling several accounts—or worse, losing money on conversions. Borderless platforms like Black Banx support 28 FIAT currencies and allow real-time currency conversions at competitive rates. That means remote workers can:
- Invoice clients in one currency
- Spend or save in another
- Hedge against local currency fluctuations
- Avoid excessive conversion fees altogether
3. Seamless, Real-Time Global Payments
Getting paid late, or paying others late, isn’t just inconvenient; it can damage relationships and disrupt your cash flow. With real-time payment support, remote workers can receive funds instantly, no matter where their clients are. This is particularly valuable for freelancers and entrepreneurs juggling multiple contracts across time zones.
Plus, bulk payment features and API integration streamline processes for those running teams or businesses.
4. Built-In Crypto Options
It isn’t surprising that many digital nomads are already deep into crypto. Whether it’s for investment, faster transactions, or avoiding traditional finance red tape, crypto is becoming essential.
Since 2016, Black Banx has allowed users to send, receive, and convert crypto (like BTC and ETH) within their accounts. That integration saves users from having to manage separate crypto wallets, and adds another layer of flexibility to their financial toolkit.
5. Secure Transactions
Remote workers often log in to work from cafés, coworking spaces, and airports, to name a few. Of course, this flexibility of being able to work almost anywhere should never come at the cost of security. Borderless banks like Black Banx use end-to-end encryption, AI fraud detection, and two-factor authentication to keep accounts safe from risky elements.
Financial Freedom, Not Just Convenience
Perhaps the most overlooked benefit of borderless banking is the freedom it provides. Not just to access money, but to fully participate in the global economy. For millions of professionals in underbanked regions like Africa, Latin America, Southeast Asia, borderless banking has become a gateway to financial inclusion and a way to take on opportunities that typically wouldn’t be available to them if not remote.
By removing barriers to entry, platforms like Black Banx empower underserved individuals to both take control of their finances and increase their earning power by working with companies from higher paying markets. This democratization of finance isn’t just good for individuals, it’s good for the global economy as a whole.
As Black Banx CEO Michael Gastauer put it: “Our multi-currency solutions enable businesses to tap into global talent without worrying about payment complexities. We make cross-border transactions as seamless as local ones.”
The Road Ahead
By 2030, the number of digital nomads worldwide is expected to soar past 60 million, according to the Forbes Technology Council. That means tens of millions of workers will be navigating foreign currencies, time zones, and financial systems—all while expecting the same seamless experience they’d get at home.
Indeed, remote professionals aren’t just looking for places to work—they’re looking for systems that work for them. In a lifestyle built on flexibility, traditional banking is proving too rigid, too slow, and too expensive.
Borderless banking services like those offered by the likes of Black Banx, on the other hand, offer exactly what today’s global workforce needs: instant access, multi-currency support, real-time payments, crypto integration, and enterprise-level security—all in a streamlined experience.
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