Business

Believe in yourself you will be unstoppable says: Coach Legend

Published

5 years ago

August 10, 2020

Coach Legend, the young acute Haitian-American Businessman, began his venture into the world as a public speaker, mentor, and wealth coach.

As a Haitian-American businessman, world-renowned public speaker, mentor, and wealth coach, Mr. Legend is a multilingual marketing strategist who has substantial experience and diverse professionalism in business development and leadership.

“When I reached the age of seven, my father and I migrated to the United States of America. I favored this part of my childhood experience. It was my first time getting on an airplane, this experience of traveling with my Visa to another country made me feel so excited to be living in another country. “I came from humble beginnings to being able to travel to the U.S. Imagine 5 people living in a one-bedroom apartment?” He stated.

However, throughout his journey, he faced many challenges that led him to believe that he had what it takes to become a business owner—living from paycheck to paycheck with low to no money in the bank account, working a nine to five job with no direction for the future. Mr. Legend was fighting to get out of the rat race and desperate for a breakthrough. He decided that he has to stop looking for a job that only pays him a salary but rather to start his own company.

Years later, his persistence and ambition finally paid off.

Today, the self-proclaimed 7-figure income earner businessman and mentor is ready for the future. Not having one seat vacant in the stadium led the young entrepreneur on a passage to continue to share his resonating message of hard work, perseverance, and how he got to financial freedom.

At 33 years old, Coach Legend, CEO of Legend Credit Repair, has built a successful credit repair empire that entirely focuses on helping thousands of people in America to reach a higher credit score. The purpose was to help as many people as possible to better their credit scores while giving then substantial information to achieve their best version of the American Dream.

“As a millennial, it is important for me to share my knowledge that I have learned over the years to help others to achieve similar success outside of a 9-5 job,” He stressed.

Coach Legend began his journey in humble beginnings. He grew up on welfare was raised in a single-family household. He used the struggle as his motivation. His drive to find his purpose, his why? To live comfortably and pursue a financially stable life, he wanted to achieve more to help others around him.

This ambitious businessman decided to venture into being a wealth coach to share his message of how he was able to help others in also becoming financially free. He grew into becoming one of the most influential leaders in his space and amongst the most sought after wealth coaches in the Network Marketing Industry.

“One of my biggest insecurities was my thick HAITIAN accent. I knew I was a smart guy, I remember talking at times and people making fun of my accent, and it would set fear tingles through my body.” He recalled.

Determined to make a better life for himself and his family, he began his entrepreneurial ventures in Multi-Level Marketing at the young age of 19. Shortly after, he was able to grow a team of young entrepreneurs in his business to six-figure income earners that set him as one of the top sales professionals in his company.

Today, his social media presence and brand have grown to over 1 million followers on social media.

He was providing services in a range of financial services including, but not limited to, credit restoration, credit monitoring, wills and trusts, credit litigation, and financial planning. He has extended his services to proudly help thousands of people that want to see a change in their lives, building a network of like-minded individuals. With a team set in place, he was able to achieve more while helping others achieve their goals as well.

In addition to that, Coach Legend has found tremendous success working as a seven-figure success coach, teaching people through workshops and seminars how to make the most out of their current financial situations so that they can build and grow their wealth.

He has trained hundreds of thousands of people on building a successful network marketing business and has helped many people improve and strengthen their personal and leadership skills with his specialized mentorship training programs.

A self-taught entrepreneur, he oversees some of the best minds in the Network Marketing Industry, Coach Legend is passionate about fostering creativity and innovation among his more than 1 million followers on Instagram.

Countless people have stepped away from their 9-5 jobs while creating six-plus figures, all thanks to Coach Legend’s authoritative advice. His goal? To help at least 20 people make over 1 million dollars by 2022.

When speaking with Coach Legend, it becomes evident that his talent is to bring out the best in people, to encourage them to stop living paycheck to paycheck, and allow them to reach their full potential.

Coach Legend’s success is due to incredible persistence, charisma, and sincere desire to help people succeed. His laser-like focus, years of diligent work, and ongoing self-development, along with total dedication, have resulted in an evidenced strong leadership that delivered massive and excellent benefits to all ethnic groups, especially in his Haitian community.

“My mentors were instrumental in creating a seven-plus figure business, and I would advise anyone who is looking to become an entrepreneur, create multiple streams of income or start a business to create a tight group of mentors you can rely on,” he emphasized.

There’s no question that Coach Legend is a force that leaves an impression on almost anyone that crosses his path. His charismatic & powerful presence will leave anyone intrigued to learn from him. These qualities combined make him a great leader in the community, jobs, and when in his home.

Whether you find him on Instagram engaging with some of his hundreds of thousands of followers or doing a speaking engagement in front of thousands, his mission is always the same: To help people break through the barriers that he once faced too, and most importantly, come out winning at the end. To know more, follow him here.

Business

Inside the $4.3B Quarter: What’s Fueling Black Banx’s Record Revenues

Published

19 hours ago

January 16, 2026

Matthew Wiles

Every quarter brings fresh headlines in fintech, but few make the kind of impact achieved by Black Banx in Q2 2025. The Toronto-based global digital banking group, founded by Michael Gastauer, reported an extraordinary USD 4.3 billion in revenue and a record USD 1.6 billion in pre-tax profit, while improving its cost-to-income ratio to 63%.

These results not only highlight the company’s operational efficiency but also mark a pivotal moment in its journey from challenger to global leader. The big question is: what’s fueling such impressive financial performance?

Customer Growth as the Core Driver

One of the clearest engines of revenue growth is Black Banx’s expanding customer base. By Q2 2025, the platform had reached 84 million clients worldwide, up from 69 million at the end of 2024. This 15 million net gain in six months demonstrates both the attractiveness of its services and the scalability of its model.

Unlike traditional banks, which rely heavily on branch expansion, Black Banx leverages digital-first onboarding that allows customers to open accounts within minutes using just a smartphone. This approach is especially effective in regions underserved by legacy institutions, where access to affordable financial tools is in high demand.

More customers don’t just mean higher transaction volumes—they generate a compounding effect where network size, brand trust, and service adoption reinforce one another.

Real-Time Payments and Cross-Border Solutions

A major contributor to Q2 revenues is the platform’s real-time payments infrastructure. Black Banx enables instant cross-border transfers across its 28 supported fiat currencies and multiple cryptocurrencies, helping both individuals and businesses bypass the traditional bottlenecks of international banking.

For freelancers, SMEs, and multinational clients, this means faster liquidity, reduced foreign exchange costs, and simplified global operations. The demand for real-time financial services is growing rapidly—Juniper Research projects global real-time payments turnover to hit USD 58 trillion by 2028—and Black Banx is strategically positioned to capture a significant share of this market.

Crypto Integration as a Revenue Stream

Another key revenue driver is crypto integration. While many traditional institutions remain hesitant, Black Banx embraced digital assets early and has built infrastructure to support Bitcoin, Ethereum, and the Lightning Network. In Q2 2025, 20% of all transactions on the platform were crypto-based, reflecting strong customer appetite for hybrid banking services that bridge fiat and digital assets.

Revenue comes not only from transaction fees but also from value-added services like crypto-to-fiat conversion, staking yields (4–12% APY), and blockchain-enabled payments. For customers in markets with unstable currencies, these services act as a financial lifeline, further expanding the platform’s relevance.

AI-Powered Efficiency and Risk Management

Record revenues would be less impressive if costs ballooned at the same rate. But Black Banx has proven adept at balancing growth with efficiency. Its cost-to-income ratio improved to 63% in Q2, down from 69% a year earlier, thanks to heavy reliance on AI-powered automation.

AI now drives fraud detection, compliance, and customer onboarding—areas where traditional banks often struggle with cost inefficiencies. By automating these processes, Black Banx can process millions of transactions securely while maintaining profitability at scale. This level of efficiency is rare in fintech, where high growth often comes at the expense of margins.

Regional Expansion and Untapped Markets

Geography also plays a role in fueling revenues. Much of the Q2 growth came from Africa, South Asia, and Latin America—regions where demand for mobile-first banking continues to soar. In 2024 alone, Black Banx reported a 32% increase in SME clients from the Middle East and Africa, signaling the strength of its positioning in underserved markets.

By extending services to populations previously excluded from formal banking—migrant workers, rural communities, and small businesses—Black Banx taps into vast pools of latent demand. The strategy proves that financial inclusion and profitability are not mutually exclusive but mutually reinforcing.

Diversified Revenue Streams

Another factor behind Q2’s record revenues is Black Banx’s diversified business model. Income is not tied to a single service but spread across multiple streams, including:

Transaction fees from cross-border transfers and payments.
Crypto trading and exchange services.
Premium account features for high-net-worth clients.
Corporate services for SMEs and international businesses.

This diversification insulates the company against volatility in any single segment, creating stable revenue growth even in shifting market conditions.

Michael Gastauer’s Strategic Blueprint

Behind these results is Michael Gastauer’s long-term strategy: scale aggressively but with efficiency, innovation, and inclusion at the core. His vision has always been to create a borderless financial ecosystem, and Q2 2025’s performance is evidence that this vision is not only achievable but sustainable.

By balancing mass-market accessibility with premium features, and by blending fiat with digital assets, Gastauer has positioned Black Banx as a category-defining player in global finance.

The Road Ahead: Toward 100 Million Clients

Looking forward, the company’s goal of reaching 100 million customers by the end of 2025 will likely be the next catalyst for revenue growth. More customers mean more transactions, more data insights, and more opportunities to refine and expand its service offering.

If current momentum holds, the USD 4.3 billion quarterly revenue milestone could be just the beginning of an even larger growth story. The challenge will be ensuring systems scale securely while maintaining trust in an environment where privacy and compliance are paramount.

A Record That Signals More to Come

Black Banx’s Q2 2025 performance—USD 4.3 billion in revenue, USD 1.6 billion in pre-tax profit, 84 million clients worldwide, and a lean 63% cost-to-income ratio—is more than a financial milestone. It is a signal of how the future of banking is being rewritten by platforms that are borderless, crypto-inclusive, and data-driven.

What fueled this record-breaking quarter is not one innovation but a combination of strategies—scalable onboarding, real-time payments, crypto integration, AI efficiency, and expansion into underserved regions. Together, they form a model that doesn’t just challenge traditional banking but actively builds the foundation for global dominance.

For Black Banx, the road ahead is clear: the $4.3 billion quarter is not an endpoint but a launchpad for even greater scale and profitability.