Lifestyle
Car Accident Rates Are On the Rise Again

The Covid-19 pandemic was undeniably an extremely unfortunate time for the entire world. However, early research has already indicated that the pandemic may have had some effects that were arguably positive. While these effects likely can’t make up for the negative impacts of the pandemic, they are deserving of study.
For example, people were driving far less often during the pandemic. This naturally had a positive impact on pollution levels throughout the globe. It also appears to have resulted in a decrease in motor vehicle accidents.
Sadly, it appears that trend is reversing. Now that the pandemic is ending and more people are driving often when compared to 2020, car accident rates are once again on the rise.
The fact that there are more cars on the road again is the main factor accounting for this reversal. That said, other factors may also be impacting a rise in car accident frequency.
For example, because people were driving significantly less during the pandemic than they typically would have during a normal year, their skills behind the wheel may have diminished. Returning to busy highway driving after not driving very much at all for almost an entire year can naturally be difficult for some. It’s possible this factor is also contributing to an increase in car accident rates.
An increase in car accident rates can have potential economic impacts for a variety of reasons as well. For instance, insurance companies are taking a greater financial hit than usual due to the rise in accidents. Additionally, many companies are responding to high insurance rates by purchasing less insurance than they may need, which could lead to financial ruin if their drivers are involved in numerous accidents for which they do not have coverage.
It’s important that everyone from the owners of large organizations to individual drivers take essential steps to guard against motor vehicle accidents. This involves more than simply practicing safe driving habits.
The steps one can take to help curb this alarming trend will depend on who they are and what degree of power they have. For example, the owners of companies who rely on drivers must ensure they enforce hiring policies that minimize their chances of hiring drivers who are unqualified for their jobs. They must also provide effective and thorough training.
On the other hand, the parent of a child just learning how to drive must provide them with clear and accurate instruction. If they’re unable to do so for any reason, they should strongly consider purchasing driving lessons for their child.
All that said, it’s also wise for drivers to familiarize themselves with the steps they should take in the event that they ever are involved in an accident. Drivers should understand the insurance laws in their state, know whether they can hire a personal injury attorney in the aftermath of an accident, and more. It may not be pleasant to imagine being involved in a motor vehicle accident, but because they are on the rise, drivers must prepare accordingly.
Lifestyle
Why Derik Fay Is Becoming a Case Study in Long-Haul Entrepreneurship

Entrepreneurship today is often framed in extremes — overnight exits or public flameouts. But a small cohort of operators is being studied for something far less viral: consistency. Among them, Derik Fay has quietly surfaced as a long-term figure whose name appears frequently across sectors, interviews, and editorial mentions — yet whose personal visibility remains relatively limited.
Fay’s career spans more than 20 years and includes work in private investment, business operations, and emerging entertainment ventures. Though many of his companies are not household names, the volume and duration of his activity have made him a subject of interest among business media outlets and founders who study entrepreneurial longevity over fame.
He was born in Westerly, Rhode Island, in 1978, and while much of his early career remains undocumented publicly, recent profiles including recurring features in Forbes — have chronicled his current portfolio and leadership methods. These accounts often emphasize his pattern of working behind the scenes, embedding within businesses rather than leading from a distance. His style is often described by peers as “operational first, media last.”
Fay has also become recognizable for his consistency in leadership approach: focus on internal systems, low public profile, and long-term strategy over short-term visibility. At 46 years old, his posture in business remains one of longevity rather than disruption a contrast to many of the more heavily publicized entrepreneurs of the post-2010 era.
While Fay has never publicly confirmed his net worth, independent analysis based on documented real estate holdings, corporate exits, and investment activity suggests a conservative floor of $100 million, with several credible indicators placing the figure at well over $250 million. The exact number may remain private but the scale is increasingly difficult to overlook.
He is also involved in creative sectors, including film and media, and maintains a presence on social platforms, though not at the scale or tone of many personal-brand-driven CEOs. He lives with his long-term partner, Shandra Phillips, and is the father of two daughters — both occasionally referenced in interviews, though rarely centered.
While not an outspoken figure, Fay’s work continues to gain media attention. The reason may lie in the contrast he presents: in a climate of rapid rises and equally rapid burnout, his profile reflects something less dramatic but increasingly valuable — steadiness.
There are no viral speeches. No Twitter threads drawing blueprints. Just a track record that’s building its own momentum over time.
Whether that style becomes the norm for the next wave of founders is unknown. But it does offer something more enduring than buzz: a model of entrepreneurship where attention isn’t the currency — results are.
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