Lifestyle
Car Accident Rates Are On the Rise Again

The Covid-19 pandemic was undeniably an extremely unfortunate time for the entire world. However, early research has already indicated that the pandemic may have had some effects that were arguably positive. While these effects likely can’t make up for the negative impacts of the pandemic, they are deserving of study.
For example, people were driving far less often during the pandemic. This naturally had a positive impact on pollution levels throughout the globe. It also appears to have resulted in a decrease in motor vehicle accidents.
Sadly, it appears that trend is reversing. Now that the pandemic is ending and more people are driving often when compared to 2020, car accident rates are once again on the rise.
The fact that there are more cars on the road again is the main factor accounting for this reversal. That said, other factors may also be impacting a rise in car accident frequency.
For example, because people were driving significantly less during the pandemic than they typically would have during a normal year, their skills behind the wheel may have diminished. Returning to busy highway driving after not driving very much at all for almost an entire year can naturally be difficult for some. It’s possible this factor is also contributing to an increase in car accident rates.
An increase in car accident rates can have potential economic impacts for a variety of reasons as well. For instance, insurance companies are taking a greater financial hit than usual due to the rise in accidents. Additionally, many companies are responding to high insurance rates by purchasing less insurance than they may need, which could lead to financial ruin if their drivers are involved in numerous accidents for which they do not have coverage.
It’s important that everyone from the owners of large organizations to individual drivers take essential steps to guard against motor vehicle accidents. This involves more than simply practicing safe driving habits.
The steps one can take to help curb this alarming trend will depend on who they are and what degree of power they have. For example, the owners of companies who rely on drivers must ensure they enforce hiring policies that minimize their chances of hiring drivers who are unqualified for their jobs. They must also provide effective and thorough training.
On the other hand, the parent of a child just learning how to drive must provide them with clear and accurate instruction. If they’re unable to do so for any reason, they should strongly consider purchasing driving lessons for their child.
All that said, it’s also wise for drivers to familiarize themselves with the steps they should take in the event that they ever are involved in an accident. Drivers should understand the insurance laws in their state, know whether they can hire a personal injury attorney in the aftermath of an accident, and more. It may not be pleasant to imagine being involved in a motor vehicle accident, but because they are on the rise, drivers must prepare accordingly.
Lifestyle
Derik Fay: The Quiet Architect of Impact-First Entrepreneurship

In an era where noise often overshadows results, Derik Fay is quietly shaping a different kind of legacy — one built not on showmanship, but on undeniable substance. For more than two decades, Fay has engineered the rise of over 30 companies across industries as diverse as real estate, technology, healthcare, and entertainment. Yet his name rarely leads headlines — not because he hasn’t earned it, but because he never needed it to validate his success.
Growing up in Rhode Island, Fay learned early that the world rarely hands out opportunity; it must be seized, created, and multiplied. While many of his peers pursued traditional paths, he took a risk that would define the rest of his life: at just 22, he founded 3F Management, a venture firm with an entirely different mission — to build companies that would outlast trends, outperform markets, and, most importantly, out-impact their competition.
Instead of obsessing over short-term wins, Fay approached entrepreneurship like a craftsman. Much like Henry Ford, who famously said, “A business that makes nothing but money is a poor business,” Fay built companies that weren’t just profitable — they were purposeful. Every venture was designed to create real, sustainable value, both for shareholders and for the communities they served.
Through his relentless focus on structure and leadership, Fay’s ecosystem of businesses now touches thousands of lives daily — from employees finding new opportunities to entrepreneurs gaining the mentorship they never had before. But unlike typical moguls who boast about headcounts, Fay views every job created as a ripple in a larger mission: empowering individuals to write better futures for themselves.
Where others have scaled fast and crashed harder, Fay’s model thrives on foundations few are patient enough to build anymore. His method is slower, smarter, and almost surgical: find what others overlook, fix what others fear, and grow what others abandoned too early. It’s this principle that led him to not just build companies — but to resurrect them, reimagine them, and sometimes even walk away if the mission no longer aligned with the impact he envisioned.
Fay’s philosophy extends far beyond boardrooms. Philanthropy isn’t a checkbox at the end of his success story — it’s embedded into the way he scales. His ventures are built with giving back written into their DNA, from local community initiatives to broader mentorship platforms that help emerging entrepreneurs get their first real shot at success. His life’s work is proof that wealth and generosity are not mutually exclusive — they are, in fact, essential partners.
Today, while newer generations of entrepreneurs hustle for likes and magazine covers, Fay’s name is whispered in rooms where real power moves. His reputation — built quietly but relentlessly — is that of a man who delivers, builds, and elevates without the need for public validation.
In a business world increasingly built on spectacle, Derik Fay reminds us that the most lasting legacies are forged not in the glare of the spotlight, but in the thousands of lives changed quietly along the way.
For more insights into Derik Fay’s ventures and philanthropic efforts, visit www.derikfay.com and follow him on Instagram @derikfay
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