Business
Entrepreneur Zain Kheraj Strikes Success With New Startup

There’s a saying, ‘The enemy of innovation is comfortable complacency.’ Zain Kheraj lives by this motto. A dream is at the heart of any innovation. Zain’s dream was to be an entrepreneur. To live this dream, however, he first had to switch tracks: He had to leave his ‘day job,’ a job which was predicated on an earned University degree. Just as it took an inner drive to earn a degree, eventually changing life tracks required a constant, inner drive. This innate, strong, personal drive has paid off for this young entrepreneur, who now owns and runs multiple businesses, including TrustMySystem (TMS) – a sports consulting and analytics company.
Zain comes from an immigrant family where the prevailing expectation was to get a good education, enabling him to find a corporate job, and thus, to begin building a career path. He did start on that path, having earned a degree in finance at the University of Georgia, followed by securing a position at Berkshire Hathaway. Though he worked at this “great company” for nearly three years, he and his brother had started a side-business during that same time period. That side-business proved to be an awakening for Zain. At that three year mark, he could not leave Berkshire Hathaway, while also responsibly attending to the way of his heart! He, along with his brother, found that the true “master” to serve – their hearts – were embedded in entrepreneurship. “We chose to leave great companies in which we both had great stable futures to go all out on our passion. It was incredibly risky,” Zain mentioned.
During his three years at Berkshire Hathaway, while being a sports fanatic all his life, Zain recognized a gap in the sports betting market – a need for more transparency. So upon leaving his former profession, he and his brother, Farhaz, founded TrustMySystem (TMS). The company is grounded in providing its clients with all the facts, so they can make informed decisions, instead of doing what many handicappers do, and that is, to show you what they want you to see.
With TMS, they wanted to separate themselves from the competition by providing consistently great customer service in a professional and honest manner. This combination of passion, hard work, and transparency has netted them a lot of attention – especially from competitors who are quick to follow in their innovative footsteps. “We are trendsetters in our industry. Usually, when we start a product or a marketing campaign, others are quick to follow,” Zain added.
Despite the initial hesitancy from his parents in fully supporting Zain, the Atlanta-born entrepreneur managed to start up a real estate business and several other small businesses in addition to the TrustMySystem startup. Instead of focusing all his energy on one company, Zain continues to expand his portfolio and skills. He is currently involved in a number of real estate projects, and also hopes to break into the fast-food market. Currently, Zain hopes to open up his own chain of fast-food restaurants – something he has always been excited to try.
There’s a saying, “Where your treasure is, so will your heart be also.” For Zain, that treasure intimately involves the customer. Zain recently explained to aspiring entrepreneurs: Winning is about helping others, and with that, comes a customer-centric approach. He insists that it’s important to always keep things professional by making customer needs and queries a top priority and to stay focused on all the relevant details, to ensure that they are getting quality service.
Zain says that even if everything he had tried had failed, he wouldn’t have regretted a thing. Because he knew it was important to follow his aspirations and see where they could possibly lead.
If you want to know more about Zain and his company, you can follow his company’s Instagram page @trustmysystem and have a look at their website trustmysystem.com.
Business
Remote Professionals Getting More Value for Their Work Thanks to Borderless Banking

Not too long ago, the idea of working remotely from an island in Thailand or a co-working space in Berlin sounded like the kind of fantasy only tech moguls or backpacking freelancers could afford.
Fast forward to today, and it’s as good as a global reality. Millions of professionals have cut the cord from traditional office life in exchange for flexibility, freedom, and a work-life balance that fits their personal rhythm and not their employer’s timezone.
However, as remote work has reshaped how people earn a living, it’s also pointed out the existing limits to most of the world’s financial systems. Traditional banking simply wasn’t built for a workforce that’s always on the move, operating in multiple currencies, and getting paid across borders.
Thankfully, that’s where borderless banking like Black Banx have proven vital, and has quietly transformed the way money is managed for people vacationing and working overseas alike.
The Rise of the Remote Work Economy
Remote work isn’t just a pandemic-era trend that faded with Zoom fatigue—it’s become a defining feature of the modern workforce. A recent survey revealed that over 39% of Gen Z and Millennials planned to live and work abroad for extended periods this year, many staying six months or more in a single location. That’s beyond a short trip, and can be considered as good as a sabbatical with a substantial lifestyle shift.
According to recent estimates, the digital nomad economy now also contributes as much as US$787 billion annually to the global economy. And this isn’t just entry-level gig work. A third of digital nomads earn between US$100,000 and US$250,000, while another third take in US$50,000 to US$100,000 annually.
It is indeed evident that the manner in which many make a living has changed. Unfortunately, most financial systems haven’t kept up.
Where Traditional Banks Are Still Falling Short
For those who have ever tried to open a bank account abroad or receive payment from a foreign client, they already know the drill: the paperwork is endless, delays are frustrating, and the fees? So much to do, even for the smallest amounts of money.
Just to name few of the hurdles remote workers still face with conventional banking:
- Account setup restrictions: Need proof of residence, tax IDs, or a local job offer—things many digital nomads simply don’t have.
- Slow international transfers: Payments can take days to process, which is a nightmare when rent’s due.
- High foreign exchange fees: Currency conversions often come with steep, hidden costs.
- Limited multi-currency support: Most banks still force users to operate in a single currency, making financial planning chaotic at best.
And perhaps most tellingly, many banks have digitized their operations but haven’t personalized their services. According to Accenture’s 2025 Banking Trends Report, while digital transformation has improved efficiency, it often sacrifices the customer experience. That’s not great news for people who live outside the lines.
Borderless Banking for Professionals Across the Globe
The concept of borderless banking goes far beyond wiring money internationally. Fundamentally, it’s also about being able to eliminate the friction between people and their money, no matter where they are in the world, and maintaining an ecosystem where geography, bureaucracy, and currency don’t stand in the way of financial freedom.
A working example of this is Black Banx, a Toronto-based fintech founded by German billionaire Michael Gastauer. Since launching globally in 2015, it has grown to serve over 78 million clients in 180+ countries as of Q1 2025, proof that people take to digital banking solutions when it is accessible, affordable, and is useful in just about any locale.
In the first three months of this year, Black Banx had also earned US$4.3 billion in revenue and US$1.6 billion in pre-tax profit, more than double from the same quarter the previous year and showing it has consistently delivered tangible value to global customers—remote professionals included
How Borderless Banking Maximizes Value for Remote Workers
1. Instant Account Access—No Strings Attached
The times of hunting down local branches or collecting endless documents just to open an account are finished. With borderless banks, users can open an account in minutes using just a photo ID—no proof of address or income required. That’s a lifesaver for anyone living outside their passport country or hopping from one location to another.
2. Multi-Currency Mastery
Managing money in multiple currencies used to mean juggling several accounts—or worse, losing money on conversions. Borderless platforms like Black Banx support 28 FIAT currencies and allow real-time currency conversions at competitive rates. That means remote workers can:
- Invoice clients in one currency
- Spend or save in another
- Hedge against local currency fluctuations
- Avoid excessive conversion fees altogether
3. Seamless, Real-Time Global Payments
Getting paid late, or paying others late, isn’t just inconvenient; it can damage relationships and disrupt your cash flow. With real-time payment support, remote workers can receive funds instantly, no matter where their clients are. This is particularly valuable for freelancers and entrepreneurs juggling multiple contracts across time zones.
Plus, bulk payment features and API integration streamline processes for those running teams or businesses.
4. Built-In Crypto Options
It isn’t surprising that many digital nomads are already deep into crypto. Whether it’s for investment, faster transactions, or avoiding traditional finance red tape, crypto is becoming essential.
Since 2016, Black Banx has allowed users to send, receive, and convert crypto (like BTC and ETH) within their accounts. That integration saves users from having to manage separate crypto wallets, and adds another layer of flexibility to their financial toolkit.
5. Secure Transactions
Remote workers often log in to work from cafés, coworking spaces, and airports, to name a few. Of course, this flexibility of being able to work almost anywhere should never come at the cost of security. Borderless banks like Black Banx use end-to-end encryption, AI fraud detection, and two-factor authentication to keep accounts safe from risky elements.
Financial Freedom, Not Just Convenience
Perhaps the most overlooked benefit of borderless banking is the freedom it provides. Not just to access money, but to fully participate in the global economy. For millions of professionals in underbanked regions like Africa, Latin America, Southeast Asia, borderless banking has become a gateway to financial inclusion and a way to take on opportunities that typically wouldn’t be available to them if not remote.
By removing barriers to entry, platforms like Black Banx empower underserved individuals to both take control of their finances and increase their earning power by working with companies from higher paying markets. This democratization of finance isn’t just good for individuals, it’s good for the global economy as a whole.
As Black Banx CEO Michael Gastauer put it: “Our multi-currency solutions enable businesses to tap into global talent without worrying about payment complexities. We make cross-border transactions as seamless as local ones.”
The Road Ahead
By 2030, the number of digital nomads worldwide is expected to soar past 60 million, according to the Forbes Technology Council. That means tens of millions of workers will be navigating foreign currencies, time zones, and financial systems—all while expecting the same seamless experience they’d get at home.
Indeed, remote professionals aren’t just looking for places to work—they’re looking for systems that work for them. In a lifestyle built on flexibility, traditional banking is proving too rigid, too slow, and too expensive.
Borderless banking services like those offered by the likes of Black Banx, on the other hand, offer exactly what today’s global workforce needs: instant access, multi-currency support, real-time payments, crypto integration, and enterprise-level security—all in a streamlined experience.
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