Business
From History to Growth – Everything You Need to Know About Risas Dental & Braces
There are numerous dental care service providers in the United States that offer reliable and trusted services to its patients. However, when it comes to the dental industry of Phoenix, Arizona, there is one that is leading the sector with its top-quality services and philanthropic activities.
Risas Dental & Braces is a dental clinic that offers affordable and reliable general dentistry services and orthodontal care. The clinic is playing a pivotal role in spreading awareness about the importance of taking care of oral health and hygiene. It not only provides its patients with high-quality dental care but also works to highlight the issue of lack of awareness about dental health.
The clinic is not just a facility that provides dental healthcare but also serves as a philanthropic organization. Dental treatments and procedures are costly, which makes it impossible for a household with moderate-income to access these treatments and procedures. While this is not seen as a ‘high-priority’ issue, it needs to be addressed. Risas Dental & Braces is addressing this issue by offering free services to its patients every day once a year.
Dr. Nicolas’ Efforts to Spread Awareness
Risas Dental & Braces was first founded as a one-clinic company in Phoenix, Arizona. Dr. Nicolas, an Arizona-born dentist, started his career from Porter Dental. While he was successfully working at the clinic, some things really bothered him.
He saw how people were neglecting their oral health, and it was a concern that did not let him rest. He was well-aware of the fact that dental services were expensive, and this was a major reason why people were not getting their oral health checked.
In 2011, Dr. Nicolas Porter established a dental company with its first clinic in Phoenix, Arizona, on September 3. The facility was ready to operate a day before Labor Day, but Dr. Nicolas decided to launch the clinic on Labor Day. On the day the clinic started operating, it provided free services to the patients who visited the facility on the first day.
Spreading Awareness Outside of Arizona
The company had one clinic in Arizona when it was initially set up. Under the supervision of Dr. Nicolas, the company grew from one clinic to sixteen clinics in Arizona. Not only here, but Risas Dental & Braces grew outside this state. In less than a decade, the company grew from one clinic to twenty-five clinics.
It currently has six clinics in Colorado, two in Texas, and one in Nevada, in addition to sixteen in Arizona. These clinics provide reliable dental care services to patients. Every year, on Labor Day, these clinics hold an event, “Labor of Love Day.”
On this event, the first 100 patients are given free treatments between 08:00 a.m. and 12 noon. Patients from all across the county visit the clinics to get a free checkup or treatment. To keep dental health in check, visiting a dentist at least once a year is recommended by the experts. With Labor of Love Day, people who cannot afford even one visit to a dentist can visit Risas Dental & Braces and get their oral health checked without any fee or charges.
The Impact on the Society
Risas Dental & Braces is not a charitable organization; instead, it is working to address issues that are not usually brought into consideration. Since the day the first clinic was founded, this company has provided free services that are worth $5.5 million.
In addition to its philanthropic efforts, this dental company has helped more than 500,000 patients regain their beautiful smiles. Risas Dental & Braces is playing a pivotal role in making dental care affordable and accessible. It is one of the most renowned clinics in Arizona, that has been founded to provide top-quality dental care services to all.
Business
Retire Smart, Save More: How MDRN’s Virtual Planning Model Can Slash Retirement Costs
The media is calling it a “retirement crisis.” Millions of Americans are arriving at retirement age woefully unprepared.
Some studies suggest that 45 percent of the Baby Boomers have no retirement savings, while 28 percent of those who have started saving have less than $100,000 put away. Consequently, many Americans now living in retirement or approaching that season are looking for ways to cut back on their expenses.
Aaron Cirksena, founder and CEO of MDRN Capital, has a solution for those looking to retire smart and save more. His firm’s completely virtual model increases retirees’ spending power by decreasing the fees associated with retirement planning.
“Our unique approach to providing retirement planning services allows our clients to experience significant savings when compared with the traditional model of investment management and retirement planning,” Cirksena shares. “When we did away with the overhead expenses that stem from operating a brick-and-mortar office, we were able to create a fee solution for our clients that is lower than the typical advisor. On average, our fees on the entire client portfolio tend to run 30 to 40 percent lower than the typical advisor operating under a conventional model. Additionally, we can provide services like estate planning, tax planning, and tax preparation at no additional cost.”
MDRN Capital is revolutionizing retirement planning by offering a comprehensive range of services, including income planning, investment management, tax planning, healthcare, and estate planning, in a setting that exceeds the efficiency and effectiveness traditional providers are able to offer. Unlike traditional firms, MDRN Capital leverages the power of digital tools to deliver comprehensive services without the need for in-person meetings, allowing clients to enjoy their retirement while their financial needs are expertly managed.
“My goal with MDRN Capital was creating a completely virtual firm that could more efficiently provide the convenience clients wanted while also meeting their ongoing investment needs,” Cirksena shares. “MDRN Capital’s virtual model empowers an environment in which we could serve our clients with less costs to the firm and pass the savings on to them.”
Financial planning for the new normal
MDRN Capital’s innovative approach to retirement advising emerged as a result of Cirksena’s experience during the COVID-19 pandemic. Due to social distancing, advising during the pandemic shifted to virtual appointments. When social distancing was no longer necessary, Cirksena expected his clients would resume their pre-pandemic patterns. He was wrong.
“My clients let me know they preferred the comfort and convenience of virtual meetings to the hassles associated with having in-office meetings,” Cirksena says. “They didn’t miss sitting in traffic and searching for parking spaces, and I couldn’t blame them. Even the clients who lived only a few minutes away decided they would rather meet via Zoom than have a face-to-face meeting in our nice Class-A office space.”
MDRN Capital was designed to meet the client expectations that emerged during Covid. By leveraging technology to take his services to his clients rather than expecting them to come to him, Cirksena made advising more convenient and more cost-effective at the same time.
Financial savings for struggling retirees
Recent studies show the high inflation the US has been experiencing has a larger than average impact on many retirees. In response, many are looking to tighten their belts by cutting back on spending, but reducing the fees associated with retirement accounts is something few consider.
“For retirees, lower gas and grocery costs are certainly helpful,” Cirksena says. “However, cutting their investment management costs in half puts dramatically more money in their pocket over time than lower prices on goods ever could.”
To understand the impact MDRN Capital’s approach can have on retirees, consider that $250,000 earning seven percent over 20 years will grow to $967,421.12. Factor in a 1 percent fee, and growth is limited to $801,783.87, but raising the fee to 2 percent causes earnings to fall to $721,034.70.
Cirksena points to his industry’s failure to embrace modern technology as one reason why investment fees remain high.
“Unlike many industries that have used and adopted technology for decades to help lower costs and make services more efficient, the financial services sector has lagged behind,” he explains. “Many firms continue to incur unnecessary overhead and expenses, which their clients pay for in the form of elevated fees.”
The virtual investment environment Cirksena has created moves retirement planning into the future. It provides a financial service experience that is convenient, comfortable, and efficient while also ensuring that none of its clients’ investment potential is wasted on unnece
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