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How Alan Lazar created an online Marketing Empire?

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There are several people who have made it to the top have had their humble beginnings. They have the driving force to do well in life and achieve goals. These entrepreneurs, after making a modest start, succeed and become famous. The spirit and passion to realise their dreams set them apart.

Alan Lazar, an email marketing giant, also started with his humble beginnings but tasted immense success with the right blend of intelligence, ambition and perseverance. Alan had to quit his school to financially support his family after his parents got divorced. As a telemarketer, he was earning a modest salary but with the drive to push himself for something bigger and better, he launched his own call centre with 330 employees in New Delhi, India. After running this business for a few years, Alan took huge interest in internet marketing. Eventually, he forayed into the field of online marketing with his business partner Paul, a marketing expert.

This collaboration changed Alan’s life and took his business to its greatest heights. Now his large clientele includes personalities like Grant Cardone, Tai Lopez, Ed Mylett, Lewis Howes and Dean Graziosi among others. Alan who has been able to create a hundred-million-dollar online marketing empire now caters to his clients globally.

Alan, who was born and raised in Los Angeles, didn’t complete his academic career before starting to earn to support his family. But that didn’t stop him to cherish success. Now, he works with info products and tries to reach out to millions of people through his unique ideas. One such is his free Bible app to Instagram handle after bidding a war in the multiple six figures. Alan said he wants to help people know more about God.

Alan, who owes the credit of his success to his mother’s prayers, charitable deeds and his strong zeal to achieve goals always had this knack of promoting odd stuff that wouldn’t otherwise be promoted by others. One such example is Pig Out Chips that Alan had invested in initially. Now the products sell huge at supermarkets. He also invested in the Hundy app to help people borrow cash from other investors. Rightly nicknamed The Man Behind the Brand, Alan emerged as an email marketing expert for his indomitable spirit, uncanny business acumen and out-of- the-box thinking.

“I chose this career because I believe that if one is good at paid marketing then he/she can collaborate with any type of business. Everyone one at some point requires clients such as doctors, lawyers, surgeons and other professionals who look for marketing representation. People call me by the name, The Man Behind The Brand as, I was an early investor in companies that are at present doing very large businesses across various platforms,” said the 37-year-old expert whose marketing career has been a prolific example of how man can change his fate with a lot of hard work and determination and by virtue of small amount of luck.

The idea of Bigtime Daily landed this engineer cum journalist from a multi-national company to the digital avenue. Matthew brought life to this idea and rendered all that was necessary to create an interactive and attractive platform for the readers. Apart from managing the platform, he also contributes his expertise in business niche.

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Business

Cobalt Advisors Complaints Already Starting For Debt Consolidation Loans

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Cobalt Partners: Can You Trust Them?

Cobalt Advisors and Credit 9 have joined Saxton Associates and Hornet Partners in flooding the market with debt consolidation and personal loan offers in the mail. The problem is that the terms and conditions are at the very least confusing, and possibly even suspect. The interest rates are so low that you would have to have near-perfect credit to be approved for one of their offers. Best 2020 Reviews, the personal finance review site, has been following Carina Advisors (also known as Corey Advisors, Pennon Partners, Jayhawk Advisors, Clay Advisors, Colony Associates, and Pine Advisors, etc.).

Consolidation loan occurs when someone decides to pay off several smaller loans with a single larger loan. You are lumping together all your payments into a single large payment. One of the benefits of the larger loan is a lower interest rate than smaller loans.

Moreover, the term on the larger loan is often longer which can lower the amount the person has to pay every month.

Most creditors offer consolidation as an easy solution for debt problems. While a consolidation loan can make it easier to control your debt because you only have a single payment to remember, it doesn’t address the main reasons why you got into the debt in the first place.

That being said, a consolidation debt is an efficient way to help you make short work of your debt and significantly improve your financial life. There are many kinds of consolidation loans for creditors to choose from. Make sure you select the right type of consideration loan for your particular financial situation.

Loan Consolidation for Students

Student loan consolidation is popular among students but it is important to have a college degree to qualify. The debtor can take all of their loans from previous years and consolidate them into a single loan. This will lock the interest rate to prevent it from rising over a long period of time. Moreover, student consolidation loans will stretch out over a longer time frame which will reduce the monthly payments, but it won’t save you from having to pay the interest.

Since you won’t be taking out any more student loans, this type of consolidation loan is a great option. Most people can only consolidate their federal loans, but this will make managing the loan much easier since they have to worry about a single payment every month.

If you want to learn more about the student consolidation loan, get in touch with the US Department of Education’s Direct Loan Program. These entities will help you consolidate the loan and lock in a fixed interest rate. You may even seek a payment forgiveness program. The consolidation must be done through the Direct Loan Program to qualify for repayment benefits.

Unsecured Consolidation Loans

Unsecured consolidation loans are unsecured loans that are offered by banks and credit unions. They are also known as signature loans. The interest rates on unsecured loans are lower than the credit card’s. Most people take out the loan for a certain period of time.

Despite its advantages, unsecured consolidation loans can offer a low-interest rate, but it may not be that great for many debtors. Moreover, it still doesn’t address the main reason why most people got into this problem in the first place: a spending problem.

Without addressing this issue first, you may ‘relapse’ and rack up more credit card refinancing vs debt consolidation, not to mention the fact that you still owe payments on the consolidation loan. If you decide to go this route, you should stop the use of your credit cards entirely.

You may have received unsecured consolidation loan offers in the mail. But it is searching in more credible sources to see if you can qualify for a better loan. Apply at your credit union ort local bank in addition to the offers in your mail. It is worth reading online reviews of the loan and the creditor offering the consolidation loan.

Home Equity Loan (aka Second Mortgage)

This type of consolidation is a home equity loan or a second mortgage. This gives people the option of borrowing against their property (or their home) and utilize this money to pay off their debts on credit cards that may have been accrued.

Because the loan is secured against the equity in the home, this option provides you with the lowest interest rates but also increases your risk of losing your property if you fail to make the payments on time. At the end of the day, most people end up going back into debt out of force of habit in just a few years’ time. Make sure to be weigh the pros and cons of this option before choosing it. 

If you are thinking about home equity loans, make sure to stop using your credit cards completely before you accrue further debt on them. It is worth your time to thoroughly research all the different banks and companies that offer home equity loans. As a general rule of thumb, you may qualify for lower interest rates if you go through your credit union or local bank. 

Is Consolidation Loan Going to Help Me Recover From Debt

While consolidation loan seems like a good option if you think about it, it is important to weigh all your options before signing up for it. As mentioned earlier in the article, most people are spendthrifts and end up back with crippling debt after having just paid their previous loan off. Using a consolidation loan requires discipline and access to a steady source of income.

This is a serious problem that can get even worse for you if you keep resorting to debt consolidation. In most cases, the best solution is to set up a personalized debt payment plan. This will help you identify your spending patterns and the complete breakdown of cash flow. A bird’s eye view of your finances will help you turn your finances around and get the best possible results.

If as a last resort, you do decide to go down the consolidation loan route, make sure to do your research into all the creditors near you. Whenever possible, look for ways to minimize the interest on your loan and secure the longest pay off time.  Your goal should be to lower the interest rate to help you quickly pay off the loan without a hitch. 

Finally, there are many budgeting apps that let you take full control of your budget. They provide insights into your spending and let you keep your money situation under control.

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