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How does Karan Oberoi stay in shape? | Fitness Interview




Amid this lockdown wellness and fitness is taking a whole new meaning while we all are forced to stay back our home and still remain fit. The pandemic that has led to a lockdown in many parts of the country has hit the fitness centers both big or small and it’s quite evident that gyms are not going to open soon. What does that mean? Yes, we all need to learn and understand different ways to stay in shape while being at home. All those people who were quite regular at the gym are facing the biggest concern of finding the equipment at home leading them frustrated for not being able to meet their fitness goals. Amid all this we had a word with ‘India’s top male model’; Karan Oberoi ‘KO’ on how to keep ourselves fit and achieve our fitness goals. Karan Oberoi ‘KO’ is both a fashion and a fitness model has also graced the cover of leading fitness magazines in India such as Men’s Health.

Michelle Langton – What fitness regime do you follow?

Karan Oberoi ‘KO’ – I keep changing my fitness routine be that diet or workout so that my body doesn’t get used to it and also so that the routine does not become monotonous.

Before the lockdown happened, this is what I followed: For three days in a week, I would go to the gym and do weight training, cardio and stretching. For the other three days, I would go for a run in the morning along with some body weight training and abs workout. I keep one day for rest.

Michelle – What’s the longest duration you have remained without exercising? Has this lockdown affected the routine?

KO – I can’t cut off myself from exercising or running. In last one decade I have never missed my work out for even a single day because I believe, even if you are super busy it’s all about keeping the workout short yet intense therefore taking out time every day. Because working out is a priority as other things in life are like sleeping and eating food. I was in Delhi when this lockdown occurred. I didn’t have single dumbbell back at my place to help me with workout. Every day since the lockdown I work out for 45 mins doing intense training that includes push ups for different muscle groups, stand ups, on spot jumps and short sprints at my home terrace.

Michelle – Do you believe in following diets?

KO – Yes, in fact it’s all in your diet. 70 percent depends what you eat that contributes in how you look. Looking fit doesn’t restrict to having muscles. When we talk about diet, it’s about eating food that are high in nutrition value. Discarding junk, eating wholesome food, green vegetables and citrus fruits in your diet. I think during this lockdown eating vegetables and avoiding junk has been easy for everyone as junk isn’t easily available.

Karan oberoi (KO) Indian model

Michelle – What is Model Karan Oberoi’s fitness mantra?

KO – Fitness is a lifestyle for me that revolves around eating right and being consistent with my workout routine. Eat right! Workout Right! And sleep right!!!

Michelle – Any fitness advice you have for aspiring fitness models or anyone who wants to have body like a male model?

KO – To have a body like a male model, it requires patience. Don’t go for short cuts. Slowly and gradually you will see the changes in your body and enjoy the journey. Keep a track of your workout, analyse what is working for your body and what is not. The trick lies in keep changing the workout routine as well as your diet. Eating right, working out everyday and sleeping for at least 8 hours can help you fetch best results. It is also imperative to stay away from all sort of addictions as they not only hamper the stamina but also takes away the charm.

Michelle – What is your daily diet routine?

KO – My daily diet includes high nutrition value foods, green leafy veggies and citrus fruits. But yes, while I am shooting this is following diet routine that helps me to look lean and muscular

Breakfast: His breakfast includes 6-7 white eggs, 4 slices of brown bread toast or porridge, some fruits such as apple and banana and one scoop of protein shake.

Lunch: spinach or boiled vegetables and one cup brown rice or quinoa and one piece of chicken breast.

Evening: Glass of orange juice with 6 eggs white or Protein Bar (when egg whites not available)

Dinner: Two slices of steamed fish and green raw salad. His dinner includes soup, salads, and veggies quite often.

Takes one scoop protein shake before sleeping.

Michelle – How do you stay motivated?

KO – The current times have been depressing for everyone, but being focussed is the key. I take it as a challenge and give myself daily/weekly goals, achieving these on regular basis feels like an achievement and hence motivates me to keep working out and eating right. Since I am at home, my mom keeps luring me with her new recipes, she tries to keep it healthy for me to stay fit but sometimes she goes overboard with her love resulting, me giving extra workout goals to self the next day.

Michelle – How are you spending your days during this lockdown period?

KO – I usually spend my day sleeping and working out. First half usually passes by helping the family do the chores, sanitising the house, groceries. In the free time, I listen to motivation videos on YouTube, listen to music, binge watch on Netflix. Some days the time flies and some days it stands still.

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

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Unlocking California’s Housing Gold: AB1033 and SB9 Offer New Avenues for Homeowners to Tap Equity




In the golden state of California, homeowners now have the opportunity to unlock a wellspring of home equity through two groundbreaking pieces of legislation: Assembly Bill 1033 (AB1033) and Senate Bill 9 (SB9). These laws are not only reshaping the real estate landscape, but also providing homeowners with innovative means to capitalize on their most valuable asset: their homes.

Governor Newsom recently signed AB1033 into law, marking a significant milestone in California’s housing evolution. This legislation enables owners of single-family homes in the state to not only build Accessory Dwelling Units (ADUs) in their yards, but also to subdivide their properties into two condominiums. “This game-changing move,” notes Matt Lucido, founder and CEO of Yardsworth, “permits homeowners to sell off the ADUs, effectively tapping into the value hidden within their yards for decades due to restrictive zoning laws.”

AB1033: The condominium option

The core feature of AB1033 is its allowance for homeowners to not only construct ADUs in their yards, but also subdivide their lots into separate units — each designated as a condominium. The revolutionary aspect of this is that homeowners can independently sell the ADU, presenting an innovative approach to utilizing home equity that deviates from traditional methods like selling and moving, or borrowing against one’s home with second mortgages or cash-out refinancing. These conventional avenues typically involve high interest rates and the potential for displacement from one’s neighborhood, making AB1033 a refreshing and much-needed alternative.

“Historically, there were only two ways for a homeowner to tap into the equity of their homes. One, by selling and moving, but that’s not a great option with today’s interest rates; or two, borrowing against their home with a second mortgage or cash-out refinance — which is also untenable with today’s interest rates,” Matt Lucido shares.

However, it’s crucial to recognize that AB1033 primarily benefits homeowners who already possess ADUs. For those seeking to sell a portion of their yard and access the opportunity without pre-existing ADUs, SB9 remains the best option. Additionally, AB1033’s full potential hinges on its implementation by local municipalities, which may vary across the state. This means that the extent to which homeowners can benefit from AB1033 depends on the discretion of local authorities.

SB9: A state-wide mandate

SB9 focuses primarily on allowing the subdivision of single-family lots into two separate units, and facilitates the construction of additional dwelling units. The essence of SB9 lies in its potential to expand housing options, while allowing homeowners to tap into the previously dormant value within their properties.

SB9’s provisions are designed to address some of the persistent challenges associated with housing in California. It permits the subdivision of single-family lots, creating opportunities for the construction of up to two additional units, whether in the form of ADUs, or even a new house or duplex. This not only encourages greater housing density, but also allows homeowners to maximize the use of their land, thereby capitalizing on their home equity without selling their homes or incurring high-interest mortgage debt.

Implementation challenges

While AB1033 and SB9 offer promising avenues for homeowners to tap into their property’s hidden value, several challenges and uncertainties must be considered in the implementation of these legislative measures.

AB1033, for example, has additional costs other than those associated with lot subdivision and construction. Homeowners opting for this route will also need to pay for legal counsel to establish a Homeowners Association (HOA) for the newly created two-unit condominium. Operating and maintaining such an association in the years to come adds complexity and expense to the overall expense, making AB1033 a potentially costly option compared to SB9.

Under SB9, the cost of subdividing a lot can range from $50,000 to $75,000. These expenses primarily arise from the need to create a new parcel map compliant with the Subdivision Map Act, city fees, and the involvement of consultants and surveyors. These costs can be prohibitively high for many homeowners, potentially limiting the accessibility of these opportunities. Companies like Yardsworth have stepped in to mitigate this challenge by covering all these fees and expenses for their SB9 clients, making it a more financially viable option.

Furthermore, AB1033 is not yet fully implemented, and its uniform application across California remains uncertain. Municipalities possess significant discretion when it comes to adopting and implementing the provisions of AB1033. Consequently, the extent to which homeowners can leverage this law may vary greatly depending on their location. In contrast, SB9 is a state-wide mandate, ensuring consistent implementation across all municipalities, making it a more dependable option for homeowners.

California’s housing crisis and unlocking home equity

“California homeowners are still sitting on near-record home equity,” Matt Lucido points out.  “The value of California homes has more than doubled in the last 10 years.”

The confluence of AB1033 and SB9 takes on added significance in light of California’s pressing housing crisis. Governor Newsom has persistently underscored the state’s need for 3.5 million new homes by 2025. These legislative measures, AB1033 and SB9, represent significant steps toward addressing this crisis. They offer pathways to unlock the latent potential within California’s housing market. They provide homeowners with innovative ways to access their home equity without the need to sell their homes, a practice often linked with gentrification-related displacement.

One of the central challenges in California has been the spiraling cost of homeownership. Today’s 20-year-high interest rates only make buying a home (or selling, moving, and rebuying) more expensive. As a result, homeowners are staying put in their homes, with no viable way of accessing their home equity. It is essential to find ways to access this wealth without resorting to high-interest borrowing, such as Home Equity Lines of Credit (HELOC), with rates as high as 10 percent or more. This is where AB1033 and SB9 emerge as compelling alternatives. These laws facilitate homeowners in staying in their homes and neighborhoods while selling a portion of their property, thus allowing them to access their home equity without incurring considerable financial burdens.

The new California laws AB1033 and SB9 offer innovative solutions to unlock home equity for homeowners in the state. By permitting the subdivision of single-family lots and the construction of ADUs that can be sold independently, these legislations allow homeowners to tap into the dormant value within their properties. This not only provides a pathway to access much-needed funds without displacement, but also encourages housing density to help alleviate California’s crisis. However, potential barriers like municipal discretion over AB1033 implementation and high subdivision costs associated with SB9 must be addressed to ensure these laws fully deliver on their promise.

Overall, AB1033 and SB9 represent promising steps in the right direction to empower homeowners, stimulate housing growth, and inject liquidity into the state’s housing market. While uncertainties remain, their passage indicates California’s commitment to pursuing creative approaches that benefit both homeowners and the broader community.

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